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Quote
“We need to worry about the future, since that is
  where we are going to spend most of our time”




              ...
Few Famous Indians in the
        world
The world is
always moved by
   Indians
• A period of general and sustained economic
 decline
• Slowing down of every economic activity


• In a recession many things fall together-
  production, employment, prices, ...
• Contradictory opinions are provided by
  economist’s for causes of “Recession”.


• A school of thought blames it on “Hi...
Recession needs swift action: Obama
                   Press Trust of India, Wednesday, January 21, 2009, 12:44 AM (Washin...
Brown admits recession could last until 2011


 The Prime Minister announced plans to create
 100,000 jobs in the public s...
Australia will avoid recession: Rudd

                            Prime Minister Kevin Rudd says
                         ...
No question of recession in India: Manmohan

                       Putting up a brave front in the face of
              ...
WHAT TO DO TO REDUCE IMPACT IN INDIA



 • Try to spend less and save more


 • You can certainly expect lower prices of
 ...
• It is a good opportunity for many to invest in share

market and in housing as the prices are very low.


• Try to inves...
www.timesofindia.indiatimes.com




Students opt to study abroad to wait out recession

           2 Dec 2008, 0012 hrs IS...
www.timesofindia.indiatimes.com




Students opt to study abroad to wait out recession

           2 Dec 2008, 0012 hrs IS...
www.timesofindia.indiatimes.com




Students opt to study abroad to wait out recession

             2 Dec 2008, 0012 hrs ...
www.timesofindia.indiatimes.com


            Recession hits placements in city
                7 Dec 2008, 0239 hrs IST, ...
www.timesofindia.indiatimes.com


       Recession hits placements in city
           7 Dec 2008, 0239 hrs IST, Nikhila He...
STUDY IN UK
Advantages Of UK Education

•   High standard of education


•   Internationally accepted and recognized
    qualification...
Course Fee
•   Course fee varies from University to University.


•   Approximately £ 8000 (Rs. 6 lakhs) to £ 9000
    (Rs...
Eligibility for Admission to UK

•   Bachelors Degree in relevant discipline

•   IELTS of 6.0 bands out of 9.0 – accepted...
Part – Time Remuneration


A student is allowed to work 20 hours a week in term
       time and full time in university va...
International Graduate Scheme

•   This scheme allows students to stay in the UK for
    up to 12 months after graduation ...
UK
1. Engineer
2. Environmental consultant
3. Cosmetologist
4. Public relations specialist
5. Human resource professional
...
Work Permit

•   The most important thing to understand in UK
    work permits is that in the UK the employer applies
    ...
Tier 1(General) Highly Skilled Workers


•   Designed to allow highly skilled people to come to the United

    Kingdom to...
Tier 1(General) Highly Skilled Workers
                  &
            Work Permit

       For more details, please visit:...
Skip Intro
Sophisticated... Technologically advanced… Scientifically advanced
    Impressive record of innovations & Strong new econo...
•   8 States and
    Territories

•   Capital of Australia
     – Canberra

•   Language
     – English
Education
•   Australia ranks 3rd in the English
    speaking world as an international
    student destination

•   Accor...
Education
•   The interests of international
    students in Australia are protected
    by Australian government legislat...
Advantages of Australian Education
• Dynamic and progressive education programs with a
reputation for excellence.

• Globa...
Course Fee

Course fee varies from University to University.


Approximately AU$ 13,000/- (Rs. 4.5 lakhs) to AU$
20,000/- ...
Working While Studying

A visa with permission to work enables you to work up to
20 hours a week on a casual basis during ...
Eligibility for Admission to Australia


Intermediate / Diploma / Bachelors Degree in relevant
discipline

IELTS of 6.0 ba...
Central Queensland
                                                                                University
  AUSTRALIAN...
Part – Time Remuneration


             Australia
      Average – AU$ 8 /- per hour
         (Rs. 275/- per hour)

Currenc...
Salaries in Hotel Management
                 (Per Year)

                   Australia
Average salary range – AU$ 35,000/-...
Permanent Residency in Australia

This visa allows overseas students who have completed
their course studies in Australia ...
Permanent Residency in Australia


This visa is for an overseas student or former overseas
student.


You must be under 45...
Advantages of Permanent Residency in Australia


Live and work in Australia on a permanent basis


Receive subsidised heal...
General Skilled Migration Programme
           (Permanent Residency)

For more details about this programme, please visit:...
Indian student enrollment in USA


For the sixth successive year, India is the leading country of origin
for students comi...
Obama could draw students away from UK
                                   Marthe Lamp Sandvik
                       Sunda...
Advantages Of US Education
•   High standard of education.

•   Recognized and sought after, by employers
    worldwide.

...
Higher Education in USA

•    Master of Science (MS)
    – 2 yrs program
    – Lots of industry jobs
    – Can continue to...
Course Fee
•   Course fee varies from University to University.

•   Approximately $ 8000 (Rs. 4 lakhs) to $ 18000
    (Rs...
Eligibility for Admission to USA

•   Master's degree: First class degree, 1100 or above
    GRE score, TOEFL score of abo...
Part – Time Remuneration

A student is allowed to work 20 hours a week in term
       time and full time in university vac...
Career Opportunities
Indian Students were asked
which country provided you with the greatest number
     of opportunities in University Educati...
Indians comprise of
US may raise H-1B visa cap
            February 06, 2009, Washington


Commerce secretary, Senator Judd Gregg, may well
be...
Working in the US on an Employment Visa

                 H-1B Visa

        For more details, please visit:

           w...
Tests Required
TOEFL
IELTS
GRE
GMAT
Test of English as a Foreign Language
•   TOEFL test is computer based
•   Skills evaluated – Speaking, Listening, Reading...
International English Language Testing System
•   IELTS test is computer based
•   Skills evaluated – Listening, Reading, ...
International English Language Testing System
•   Over 1,300 US universities accept IELTS
    scores as proof of English l...
Graduate Record Examination
•   GRE – Test for students seeking admission into
    Masters programs in Engineering and Sci...
Graduate Management Admission Test

•   GMAT – Test for students seeking admission into
    Masters programs in Management...
Hyderabad Office - Location
Hyderabad Office
Impel Vision

“IMPEL has come to this industry with a

vision to take the professional guidance

  and services in oversea...
Register with Impel today and realise your dreams,
 ambitions, goals and aspirations to move to the
   greener pastures ab...
Questions?




Students can clarify their queries, if any.
A short story about



  FAITH
This dog was born on
  Christmas Eve in
  the year 2002.
 He was born with
 3 legs – 2 healthy
   hind legs and
  1 abnorm...
His first owner also did not
think that he can survive.

    Therefore, he was
 thinking of 'putting him
        to sleep'...
In the beginning, she put Faith on a surfing board to let
him feel the movements.

After further training in the snow, he ...
To
   achieve
   anything
      in
     life
     we
    need
 CONFIDENCE
     and
DETERMINATION
     like
    FAITH.
THANK YOU
Education During Recession
Education During Recession
Education During Recession
Education During Recession
Education During Recession
Education During Recession
Education During Recession
Education During Recession
Education During Recession
Education During Recession
Education During Recession
Education During Recession
Education During Recession
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Education During Recession

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Every day brings news about more layoffs, companies shutting down and escalating levels of unemployment. It’s no wonder that students and employees find the entire situation overwhelming. In today’s market, traditional forms of employment are becoming tougher to come by and looking for that ‘perfect’ job may seem impossible. But all is not lost. There are still some industries that are going strong and some perhaps doing better than ever before. These are the careers that will lead the future of business and discovering them at a time like this is invaluable. The earlier you start planning for these specific careers, the safer your future will be once the economy has regained stability.

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Education During Recession

  1. 1. WE LC O M E TU D E N TS & P AR E N T
  2. 2. PLEASE SWITCH OFF OR CHANGE TO SILENT MODE THANK YOU
  3. 3. Quote “We need to worry about the future, since that is where we are going to spend most of our time” Mark Twain
  4. 4. Few Famous Indians in the world
  5. 5. The world is always moved by Indians
  6. 6. • A period of general and sustained economic decline
  7. 7. • Slowing down of every economic activity • In a recession many things fall together- production, employment, prices, and business profits • Business go bust, and this can lead to runs on banks and a crisis in the financial system
  8. 8. • Contradictory opinions are provided by economist’s for causes of “Recession”. • A school of thought blames it on “Higher Savings and Less Expenditure” • Others thought it as an outcome of “Excessive Spending”
  9. 9. Recession needs swift action: Obama Press Trust of India, Wednesday, January 21, 2009, 12:44 AM (Washington) "From everywhere we look, there is work to be done" Obama said in his inaugural address “The state of the economy calls for action, bold and swift, and we will act -- not only to create New jobs, but to lay a new foundation for growth," Obama has proposed a mega stimulus package to revive the US economy. The plan proposes to create three to four million jobs in the US. "Today I say to you that the challenges we face are real. They are serious and they are many. Mr. Barack Obama President USA They will not be met easily or in a short span of time. But know this, America – they will be met," Obama said. Source:www.ndtv.com
  10. 10. Brown admits recession could last until 2011 The Prime Minister announced plans to create 100,000 jobs in the public sector and promised fresh moves to force banks to resume lending to businesses. He will tour potential unemployment black spots ……setting out moves to boost employment in "green" and hi-tech jobs. Plans are also being considered to give cash to Mr. Gordon Brown struggling firms…… British Prime Minister ……. Mr Brown conceded the downturn could last until 2011. Source:www.belfasttelegraph.co.uk
  11. 11. Australia will avoid recession: Rudd Prime Minister Kevin Rudd says he is confident Australia will avoid a recession despite predictions of rising unemployment and the global financial crisis hurting other countries. The prime minister said he agreed with Reserve Bank of Australia (RBA) deputy governor Ric Battellino's comments on Thursday that Australia was well placed to cope with the Mr. Kevin Rudd global downturn and could avoid Australia Prime Minister a recession. Source: The Sydney Morning Herald
  12. 12. No question of recession in India: Manmohan Putting up a brave front in the face of global meltdown, Prime Minister Manmohan Singh said that the Government is watching the situation on a ‘day-to-day and hour-to-hour basis’ and asserted that there is no question of recession in India. Replying to a volley of questions on the pressures on Indian economy due to international financial crisis, Singh said that though capital outflows were putting pressure on the liquidity and the rupee, Indian banking system was not affected Mr. Manmohan Singh Prime Minister India as much as elsewhere. Source: Indian Express
  13. 13. WHAT TO DO TO REDUCE IMPACT IN INDIA • Try to spend less and save more • You can certainly expect lower prices of essentials like houses, consumer goods, computers, buy them if you have spare money • Keep plan ready your budget for worst situation
  14. 14. • It is a good opportunity for many to invest in share market and in housing as the prices are very low. • Try to invest in yourself to improve your skills, so that after recession you should be the first to grab the right opportunity. (The time is right to pursue your overseas education)
  15. 15. www.timesofindia.indiatimes.com Students opt to study abroad to wait out recession 2 Dec 2008, 0012 hrs IST, Shruthi Balakrishna, TNN The global meltdown has hit industry hard. Students despite making it through campus recruitments, are unsure whether they will get confirmed offers. With such uncertainties prevailing in the job market, many of them have decided to pursue higher education in India and abroad. Mr. L Dhanasekaran, Head of Education UK, Mr. L Dhanasekaran, head of Education UK, south South India, India, told TOI that the number of visas issued from south India for students applying for UK in September 2007 was 6,846.
  16. 16. www.timesofindia.indiatimes.com Students opt to study abroad to wait out recession 2 Dec 2008, 0012 hrs IST, Shruthi Balakrishna, TNN • The number has shot up by 5,000 since last year. In September this year, the number of visas issued was 11,126. "Overall, 31,000 Indians are studying in UK," he said. • Students preferred courses are MBA, IT, engineering, and applied sciences such as biotechnology, microbiology, pharmacy, physiotherapy, social science, law and journalism. • "Considering the present situation, students prefer to study than take up a job. It may take more than a year for the market to come to normal. By then, the students will not only have an international degree but chances of getting jobs would be brighter," Mr. L Dhanasekaran said.
  17. 17. www.timesofindia.indiatimes.com Students opt to study abroad to wait out recession 2 Dec 2008, 0012 hrs IST, Shruthi Balakrishna, TNN • The next hot destination for students to pursue higher studies is Australia. • Data provided by IDP education showed that the first half of 2008 saw 25,000 admissions of Indian students in various institutions in Australia. This is a growth of 50% compared to the same period in 2007. • Popular courses are MBA; hospitality, such as commercial cookery and patisserie; and pilot training. Students have also inquired about salon management, criminology, biotechnology, forensics, community welfare and horticulture. •"Queensland, Western Australia and South Australia have also registered a significant increase in Indian students. This is because they come from a fast developing country that needs skilled and trained workforce."
  18. 18. www.timesofindia.indiatimes.com Recession hits placements in city 7 Dec 2008, 0239 hrs IST, Nikhila Henry, TNN • Some of the city's leading engineering colleges that boasted of 100 per cent placements last year could not muster 60 per cent job offers this year. • When contacted, Vasavi college placement officer Mr. C Madhav Rao said this year only 28 companies have offered jobs till date, while last year by this time 60 firms handed out employment offers to its students. Of 600 students, around 390 have got call letters though no joining dates have been mentioned.
  19. 19. www.timesofindia.indiatimes.com Recession hits placements in city 7 Dec 2008, 0239 hrs IST, Nikhila Henry, TNN Authorities said, students were going in for What is weighing down on the present batch higher studies as there were not many job of students is the fact that their seniors apply offers. "Many students are planning to for higher studies," CBIT Principal, have not yet got their joining dates though Mr. Chenna Keshav Rao told TOI. they passed out in May, 2008. "This has According to him, many of the 543 students scared the present batch," Keshav Rao said. who have got offer letters in the first phase Mr. Chenna Keshav Rao Principal - CBIT The appointment go abroad as they feel are planning to date of as many as 60 appointments might be delayed. students has been deferred till October, 2009.
  20. 20. STUDY IN UK
  21. 21. Advantages Of UK Education • High standard of education • Internationally accepted and recognized qualifications • Wide variety of courses • Scholarships • Career prospects • Masters Program is 1 year
  22. 22. Course Fee • Course fee varies from University to University. • Approximately £ 8000 (Rs. 6 lakhs) to £ 9000 (Rs. 7 lakhs) per annum.
  23. 23. Eligibility for Admission to UK • Bachelors Degree in relevant discipline • IELTS of 6.0 bands out of 9.0 – accepted in UK • TOEFL iBT of 80 out of 120 – accepted in UK
  24. 24. Part – Time Remuneration A student is allowed to work 20 hours a week in term time and full time in university vacations. UK Average - £ 5 /- to £ 8 /- per hour (Rs. 350/- to Rs. 570/- per hour) Currency Conversion - £ 1 = Rs.70/-
  25. 25. International Graduate Scheme • This scheme allows students to stay in the UK for up to 12 months after graduation to seek employment. • This Scheme allows a student of any discipline to apply. • Before the IGS visa expires you can apply to “switch” into Work Permit or Tier 1 (General) Highly Skilled Workers.
  26. 26. UK 1. Engineer 2. Environmental consultant 3. Cosmetologist 4. Public relations specialist 5. Human resource professional 6. Advertising executive 7. Teacher 8. Accountant 9. Counselor 10.Data communications analyst
  27. 27. Work Permit • The most important thing to understand in UK work permits is that in the UK the employer applies for the work permit and the work permit is granted for a particular employee. • If you are an individual hoping to work in the UK, you cannot apply for a work permit. • If you have a work permit for the UK, you can't change jobs without getting a new work permit.
  28. 28. Tier 1(General) Highly Skilled Workers • Designed to allow highly skilled people to come to the United Kingdom to look for work or self-employment opportunities. • Unlike work permits you do not need a job offer to apply. • You are awarded points based on your qualifications, previous earnings, United Kingdom experience, age, English language, and available funds.
  29. 29. Tier 1(General) Highly Skilled Workers & Work Permit For more details, please visit: www.bia.homeoffice.gov.uk
  30. 30. Skip Intro
  31. 31. Sophisticated... Technologically advanced… Scientifically advanced Impressive record of innovations & Strong new economy Highly trained… culturally diverse and multi-lingual workforce
  32. 32. • 8 States and Territories • Capital of Australia – Canberra • Language – English
  33. 33. Education • Australia ranks 3rd in the English speaking world as an international student destination • According to Australian Education International (AEI), in the last year, 40,010 Indian students enrolled in Australian educational institutions, a 55 percent increase from the previous year. India is now Australia’s second largest source of overseas students. • Australia has a proven reputation as a provider of high quality education to international students
  34. 34. Education • The interests of international students in Australia are protected by Australian government legislation - Only institutions which are registered by the Australian Government can recruit students from overseas. • The costs of studying in Australia compare favourably with traditional destinations for Indian students, such as the USA and UK.
  35. 35. Advantages of Australian Education • Dynamic and progressive education programs with a reputation for excellence. • Globally-recognized courses and qualifications. • Cheaper study and living expense compared to many other countries. • Vibrant, appealing and multicultural cities. • Masters program is 2 years
  36. 36. Course Fee Course fee varies from University to University. Approximately AU$ 13,000/- (Rs. 4.5 lakhs) to AU$ 20,000/- (Rs. 6.75 lakhs) per annum.
  37. 37. Working While Studying A visa with permission to work enables you to work up to 20 hours a week on a casual basis during course time and full-time during Vacation periods. In the case of masters and doctorate students family members can apply for permission to work unlimited hours.
  38. 38. Eligibility for Admission to Australia Intermediate / Diploma / Bachelors Degree in relevant discipline IELTS of 6.0 bands out of 9.0 – accepted in Australia
  39. 39. Central Queensland University AUSTRALIAN UNIVERSITIES James Cook University Charles Darwin Bond University University Griffith University Queensland University of Curtin University of Technology Technology Edith Cowan University University of Queensland Murdoch University University of Southern University of Western Queensland Australia University of the Sunshine Coast Flinders University University of Adelaide Southern Cross University University of South University of New England Australia Charles Sturt University Macquarie University Deakin University University of Sydney La Trobe University University of Newcastle Monash University University of New South RMIT University Wales Swinburne University of University of Technology Technology Sydney University of Ballarat University of Tasmania University of Western University of Melbourne Sydney Victoria University University of Wollongong Australian National University University of Canberra Multi-State Australian Catholic University Western Australia New South Wales Tasmania South Australia Queensland Northern Territory Victoria
  40. 40. Part – Time Remuneration Australia Average – AU$ 8 /- per hour (Rs. 275/- per hour) Currency Conversion - AU$ 1 = Rs.35/-
  41. 41. Salaries in Hotel Management (Per Year) Australia Average salary range – AU$ 35,000/- to AU$ 55,000/- (Rs. 12 lakhs to Rs. 19 lakhs) Currency Conversion - AU$ 1 = Rs.35/-
  42. 42. Permanent Residency in Australia This visa allows overseas students who have completed their course studies in Australia to apply for permanent residency. This visa uses a points test to select visa applicants with characteristics needed in the Australian labour market. You do not require sponsorship to apply for this visa.
  43. 43. Permanent Residency in Australia This visa is for an overseas student or former overseas student. You must be under 45 years of age. Have good English language skills. Have the skills and qualifications that meet the Australian standard for an occupation on the Skilled Occupation List (SOL).
  44. 44. Advantages of Permanent Residency in Australia Live and work in Australia on a permanent basis Receive subsidised healthcare through Medicare and the Pharmaceutical Benefits Scheme. Be eligible for Australian citizenship Sponsor people for permanent residence.
  45. 45. General Skilled Migration Programme (Permanent Residency) For more details about this programme, please visit: www.immi.gov.au
  46. 46. Indian student enrollment in USA For the sixth successive year, India is the leading country of origin for students coming to the United States for higher education. In the year 2008, 94,563 students from India were enrolled at American colleges and universities. Students from India accounted for 14.4% of the 5,82,984 international students enrolled at American colleges and universities.
  47. 47. Obama could draw students away from UK Marthe Lamp Sandvik Sunday 23 November 2008, The Journal Issue 14 The election of Barack Obama as US president could threaten British universities' intake of foreign students, education experts claim. Leading analysts have said that as the negative perceptions of America diminish and US visa restrictions are relaxed, the US will see an increase in foreign students at the expense of applications to the UK. US immigration authorities have stepped up their effort to recruit overseas students in recent months by offering all science, Mr. Barack Obama President USA engineering and maths students, the option to stay for 29 months after their degree is complete.
  48. 48. Advantages Of US Education • High standard of education. • Recognized and sought after, by employers worldwide. • Wide variety of courses. • Scholarships. • Long-term career prospects.
  49. 49. Higher Education in USA • Master of Science (MS) – 2 yrs program – Lots of industry jobs – Can continue toward PhD • MBA – 2 yrs program – Lots of industry jobs • Doctor of Philosophy (PhD) – 3+ more yrs after MS – Lots of exposure and creative opportunity – Research Labs positions + Teaching job opportunity
  50. 50. Course Fee • Course fee varies from University to University. • Approximately $ 8000 (Rs. 4 lakhs) to $ 18000 (Rs. 8.75 lakhs) per annum.
  51. 51. Eligibility for Admission to USA • Master's degree: First class degree, 1100 or above GRE score, TOEFL score of above 80. • MBA: First class degree, 3.0 or above GPA, 550 or above GMAT score, TOEFL score of above 80. • PhD: Master's degree, TOEFL score of above 80, 1200 or above GRE score.
  52. 52. Part – Time Remuneration A student is allowed to work 20 hours a week in term time and full time in university vacations. USA Average - $ 12 /- to $ 15 /- per hour (Rs. 585/- to Rs. 730/- per hour) Currency Conversion - $ 1 = Rs.48/-
  53. 53. Career Opportunities
  54. 54. Indian Students were asked which country provided you with the greatest number of opportunities in University Education? 80 72 60 % of opportunities USA 42 UK 37 40 Australia Canada Europe 18 20 8 0 Countries Source: Dept of Education, USA
  55. 55. Indians comprise of
  56. 56. US may raise H-1B visa cap February 06, 2009, Washington Commerce secretary, Senator Judd Gregg, may well become the White House lead for expanding the cap on H-1B visas, a bulk of which go to Indian firms. Mr Obama himself voiced support early in his campaign for increasing the 85,000-visa cap, which includes 20,000 visas set aside for advanced-degree graduates from US universities. “It’s not like... we are taking jobs from Americans, which is what you hear from labour unions. We’re actually creating jobs by bringing bright people Senator Judd Gregg Commerce secretary, USA into this country,” he said.
  57. 57. Working in the US on an Employment Visa H-1B Visa For more details, please visit: www.travel.state.gov
  58. 58. Tests Required TOEFL IELTS GRE GMAT
  59. 59. Test of English as a Foreign Language • TOEFL test is computer based • Skills evaluated – Speaking, Listening, Reading & Writing • Total score is 120 • TOEFL score is valid for 2 years • For more details visit www.ets.org
  60. 60. International English Language Testing System • IELTS test is computer based • Skills evaluated – Listening, Reading, Writing & Speaking • Total score is 9.0 bands • IELTS score is valid for 2 years • For more details visit www.ielts.org
  61. 61. International English Language Testing System • Over 1,300 US universities accept IELTS scores as proof of English language skills.
  62. 62. Graduate Record Examination • GRE – Test for students seeking admission into Masters programs in Engineering and Science • Skills evaluated – Verbal, Quantitative & Analytical • Total score is 1600 • GRE score is valid for 5 years • For more details visit www.ets.org
  63. 63. Graduate Management Admission Test • GMAT – Test for students seeking admission into Masters programs in Management and MIS • Skills evaluated – Verbal, Maths & Analytical • Total score is 800 • GMAT score is valid for 5 years • For more details visit www.mba.com
  64. 64. Hyderabad Office - Location
  65. 65. Hyderabad Office
  66. 66. Impel Vision “IMPEL has come to this industry with a vision to take the professional guidance and services in overseas education to the town and rural level in INDIA.” Dr Lakshminarayana Yeluri CEO - Impel Overseas Consultants Limited
  67. 67. Register with Impel today and realise your dreams, ambitions, goals and aspirations to move to the greener pastures abroad in a hassle free and professional manner.
  68. 68. Questions? Students can clarify their queries, if any.
  69. 69. A short story about FAITH
  70. 70. This dog was born on Christmas Eve in the year 2002. He was born with 3 legs – 2 healthy hind legs and 1 abnormal front leg which need to be amputated. He of course could not walk when he was born.
  71. 71. His first owner also did not think that he can survive. Therefore, he was thinking of 'putting him to sleep'. By this time, his present owner, Jude Stringfellow, met him and wanted to take care of him. She is determined to teach and train this dog to walk by himself. Therefore she named him 'Faith'.
  72. 72. In the beginning, she put Faith on a surfing board to let him feel the movements. After further training in the snow, he now can walk like a human being.
  73. 73. To achieve anything in life we need CONFIDENCE and DETERMINATION like FAITH.
  74. 74. THANK YOU
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