10 top tips to beat the scammers

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In this article, we add another five -- making 10 in all -- with a particular focus on identity theft, the biggest scam of all.
By taking these simple precautions, you can substantially reduce the risk that you'll lose your money, your identity, or both, to the villains.
Before we get started, we suggest you visit last week's most popular articles from our other websites:
2 Easy Tips for Getting out of Holiday Credit Card Debt: Tips to remedy that holiday credit card debt you might find yourself in.
4 New Year's Resolutions to Help Prevent Identity Theft: Make some resolutions about how to prevent identity theft for you and your family.
Key Ways to Reduce the Photo Size of Your Images Using iPhoto (For Mac Users): A quick, easy way to reduce photo size with iPhoto, just for Mac users.
Winter Safety Tips that Could Save Your Life: Things you need to do to stay safe this winter, whether the storm of the century hits you or not.

Time to get going...

A New Year's Resolution: 10 Top Tips To Beat the Scammers -- Part 2

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10 top tips to beat the scammers

  1. 1. THE DAILY NEWS THE WORLD’S FAVOURITE NEWSPAPERhttp://bpholdings.com/ **BP HOLDINGS** Our mission is to be a prominent leader in the BPH have created an financial services excellent track sector worldwide and record for being an to maintain the investment company excellent results we that offers achieve for all our innovative financial clients. We go the extra mile in ensuring the solutions for both highest possible corporate and private standards in ethics and clients. integrity in all our financial approach.
  2. 2.  10 TOP TIPS TO BEAT THE SCAMMERS In this article, we add another five -- making 10 in all --with a particular focus on identity theft, the biggest scam ofall. By taking these simple precautions, you can substantiallyreduce the risk that youll lose your money, your identity, orboth, to the villains.Before we get started, we suggest you visit last weeks mostpopular articles from our other websites:
  3. 3. 2 Easy Tips for Getting out of Holiday Credit Card Debt: Tips toremedy that holiday credit card debt you might find yourself in. 4 New Years Resolutions to Help Prevent Identity Theft: Make some resolutions about how to prevent identity theft for you and your family. Key Ways to Reduce the Photo Size of Your Images Using iPhoto (For Mac Users): A quick, easy way to reduce photo size with iPhoto, just for Mac users. Winter Safety Tips that Could Save Your Life: Things you need to do to stay safe this winter, whether the storm of the century hits you or not.Time to get going...
  4. 4. A NEW YEARS RESOLUTION: 10 TOP TIPS TO BEAT THE SCAMMERS – PART1 We want 2009 to be a scam-free year for all our subscribers, so wereoffering some of the most valuable tips to beat the scammers, for you to add toyour New Years resolutions. Last week, we listed five simple things you can do to cut the risk of beingscammed: Be skeptical -- trust no one, even friends and family who may be innocent accomplices. Dont click on links or attachments -- always check them out first. Use your eyes -- watch what goes on around you and always check the small print. Take your time -- dont be rushed into making decisions or signing documents. Know the rules -- so youll know if someone offers a deal thats actually illegal.
  5. 5. This time we complete our list with five more tips. Most ofthem specifically relate to identity theft. You can find out a lotmore about this evil crime by checking out other Scambustersarticles and by visiting our Identity Theft Information Center. Now, on with our tips list... Tip #6. Protect your identity Again, it may sound obvious, but youd be amazed at howmany people are careless with information that can be usedby criminals to pass themselves off as their victims. For astart, that means taking special care of documents and otheritems you carry around with you -- like credit and healthinsurance cards. Keep them out of sight and out of reach.Never leave them in your car, and leave those you dont need,like your Social Security card, at home.
  6. 6. Equally, dont be too generous with information about yourself on theInternet, especially on social networks liked Facebook, MySpace, LinkedInand Twitter. Disclosing info like your address or phone number, youremployer and your educational and career history, all provide valuablebackground for ID thieves. Tip #7. Monitor yourself In Tip #3 we mentioned the importance of checking the details of yourbank and credit card statements to provide early warning of identity theft.Well, thats just the start of the whole process of monitoring the activities ofthose who keep records about you. You also should take advantage of yourentitlement to get a free report on your credit rating once a year from each ofthe three major credit reporting agencies -- again so you can spot anythingunusual. Also check out your medical and employment records and keep aclose eye on your tax records -- all of these are used by scammers in buildingup stolen identities and, sometimes, even assuming the full identity of victims.
  7. 7. Sound like too much trouble? Dont have the time? Then considerenrolling with a company that will monitor your credit activities and issuean immediate alert if someone tries to pass themselves off as you. Tip #8. Stay up to date Crooks want to break into your computer, usually to steal confidentialinformation they can use for identity theft, and sometimes so they can takecontrol of your PC and link it into their network of spamming andscamming machines. To beat the scammers, its not enough to haveInternet security installed. It must be completely up to date, since newviruses appear every day. Make sure your security software (you do haveit, dont you?) is set to automatically update. But sometimes even that isntenough. Hackers can worm their way into your computer using what areknown as "exploits" -- techniques that take advantage of securityweaknesses in other programs like Internet browsers, email programs andeven the commercial office and graphics programs we use. To keep aheadof the rogues, software firms constantly update their applications. Makesure you either auto-update or regularly check -- usually via the Helpmenu -- for new versions.
  8. 8.  Tip #9. Speak up It sounds kind of obvious that when youre unsure about whatyoure doing you should seek advice and that when things go wrongyou should fess up and tell someone. But many people are often tooembarrassed to admit they need help -- with using the Internet, forexample -- or to report a scam to law enforcement when they getconned. Thats what the scammers count on -- ignorance andsilence. After all, the fewer people who know how to spot theirtricks or report their crimes, the more likely they are to get awaywith it. If you feel uneasy about an unfamiliar situation online,always seek advice -- even if you just Google for help. And if,sadly, you get scammed, report the incident immediately; then thecrook is not only more likely to get caught but he (or she) is alsoless likely to be able to use his (or her) ill-gotten gains. By alertinglaw enforcement you may also be helping to prevent other peoplefrom getting caught by the same trick.
  9. 9.  Tip #10. Read Scambusters -- and spread the word! Its no coincidence that Scambusters is the #1 online source of information about Internet and associated frauds. We work hard to provide the best scam reports, and weve been around for far longer than most. When the media want a scam expert for an interview or sound bite, they frequently call on us. Weve been listed independently among the most useful and user-friendly sites. And our service is free (helped by earnings from sponsors, advertisers and other sites, which we encourage you to support). In these hard-pressed economic times, its more important than ever to take action to beat the scammers. And you can be sure were looking out for you and will report on their latest tricks.
  10. 10. So, in addition to following our 10 tips, we ask you to do three things for 2009: Continue to subscribe to Scambusters to keep up to date. Look back regularly through our list of articles to keep yourself informed about all types of scams. Tell your friends and relatives about Scambusters, so we can help them too. Help yourselves, help each other -- and lets beat the scammers in 2009!Thats a wrap for this issue. Wishing you a great week!

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