List Of Documents For Home Loan Processing


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Comprehensive list of common documents required by banking and financial institutions for home loan processing

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List Of Documents For Home Loan Processing

  1. 1. List Of Documents ForHome Loan Processing
  2. 2. Documents for Salaried Person• 2 passport size photos• PAN Card / Passport Copy / Voter’s ID• Residence Proof – MSEB bill / Property Tax bill / Employer Certificate• Experience letter of previous company if present employment is less than 2 years• Latest increment letter along with CTC structure• Latest 3 months pay-slips• Latest 6 months salary a/c statement• Latest two years Form-16• All loan a/c statements for at-least one year
  3. 3. Documents for Businessman• 2 passport size photos• PAN Card / Passport Copy / Voter’s ID• Residence Proof – MSEB bill / Property Tax bill• Income Tax returns for latest three years along with Profit and Loss a/c statement and Balance Sheet. (Attach computation of income certified by the Chartered Accountant)• Current a/c statement for last one year from where transactions of business take place (Certified by the Bank)• Shop Act License• Brief write-up about the business venture• Partnership Deed (if any)
  4. 4. Property Documents• Registered Agreement to Sale / Sale Deed – Original Copy• Copy of the approved blue print of the floor layout plan• NOC from the Builder / Society• Completion and Possession Certificate from the Builder• Latest Property Tax as well as MSEB bill• Share Certificate of the Owner with ‘No Dues’ certificate from the Society
  5. 5. Property Documents Continued…• Set of documents from the Builder for the loan purpose (Loan Set)  N.A. Certificate  ULC Certificate  Commencement Certificate  Search Report of the Builder’s Advocate  7/12 Extract  Development Agreement  Power of Attorney
  6. 6. Documents for loan take over from other banks• Letter from the bank mentioning the latest outstanding of the home loan account• Letter from the bank mentioning original documents in their custody• Home loan account statement from the date of sanction to this date
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