Commercial Banking Data Mining

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Commercial Banking Data Analytic.

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Commercial Banking Data Mining

  1. 1. Big Data and Advanced Analytics in Banking: A multimillion Rupees Revenue Opportunity D A T A MI NI NG
  2. 2. How advance analytics are redefining banking
  3. 3. Exploratory data analysis of loan customers’ characteristics • 5000 observations with 14 variables • What combination of parameters makes a customer more likely to accept a personal loan.
  4. 4. Personal Loan People with high credit card spending and income take Loan
  5. 5. Person with low income and Credit Card spending does not take loan
  6. 6. Among Loan takersPeople with 2 family member have highest income People with 4 family member have lowest income
  7. 7. People with 1 family member has lowest CC spending People with 3 family member has highest CC spending Effect of CC spending and Family size on Loan Among loan takers
  8. 8. Personal Loan
  9. 9. Personal LoanOnline Banking
  10. 10. Personal Loan Online Banking
  11. 11. CreditCardSpending Education Level Income
  12. 12. Reference • Kalender, Burcu: Analysis of loan customers’ characteristics, Data Mining Project, 2008 Prepared by: yashrajlamsal@gmail.com

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