1 Simple Step: That can save you a fortune...

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A step by step instructional video for business owners and homeowners alike. How to digitally document your property BEFORE a loss. …

A step by step instructional video for business owners and homeowners alike. How to digitally document your property BEFORE a loss.
Do this once a year -- in January for example -- and you'll be amazed at how much it will help you if -- God forbid -- you experience a property loss.
Narrated by Andrew Giambarba of iSurePro.com

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  • 1. 1 Simple Step
    That Can Save You a Fortune
    An iSure “ProActive” Guide to...
    Digitally Documenting Your Property BEFORE A Loss!
  • 2. The Most Basic Definition of “Risk Management” is simply being
    Ready.
    If you have ever gone through a hurricane, or a fire or a flood, you know that the insurance claims process can sometimes be as painful as the loss itself.
  • 3. If you have a LOSS:The burden is on the insured – that’s YOU– to write detailed lists of all your affected property.
    That can be nearly impossible if your property has been turned into ashes, or gunk… or has been blown down the block.
  • 4. If all you have to rely on is your memory, how much can you recall?
    30%? 40%? 50%?
    Most likely, you’ll either give up, or fall seriously short of recovering what you deserve.
  • 5. 1 Simple Step
    That Can Save You a Fortune
    Here are the supplies you’ll need:
    30 Minutes
    A Digital Camera
    Or a Video Camera
  • 6. Start Documenting
    OUTSIDE…
    Photograph or Video your:
    • Signage
    • 7. Exterior Lighting
    • 8. Any Special Window Graphics
    • 9. Utility/Cable installations
    • 10. Gas/Solar equipment
    • 11. And don’t forget any special parking facilities…
  • 3 tips for the INSIDE…
  • 12. Note Items on each
    Ceiling…
    Photograph or Video the:
    • Ceiling texture
    • 13. Fluorescent/Halogen Lighting
    • 14. Smoke/motion detectors
    • 15. Emergency lighting
    • 16. Crown molding
    • 17. Speakers systems
    • 18. Suspended ceiling systems
    • 19. HVAC fixtures…
  • In each room
    Go SLOWLY
    Document all:
    • Wall art, Diplomas & Plaques
    • 20. File Cabinets
    • 21. Reference Materials/Library
    • 22. Office Furniture
    • 23. Film what is ON the desks
    • 24. And what is IN the desks.
    • 25. Office supplies
    • 26. Cleaning supplies.
  • When you get to your electronic equipment…
    STOP.
    Take an extra minute to turn each piece around and take a simple photo of the make, model and serial number on the back panel.
    Document all installed software as well.
  • 27. Even document
    The floor…
    Is it:
    • Carpet? If so, what type?
    • 28. Tile? If so, what type?
    • 29. Hardwood? If so, what type?
    • 30. What type of baseboards?
    Flooring is NOTORIOUSLY difficult to photograph, so spend time making sure you get good photos.
  • 31. If you digitally document
    Your home
    Here are some additional tips:
    • Photograph your children’s
    • 32. Phone
    • 33. iPad/iPod/MP3 player
    • 34. Game System
    And don’t forget all that gaming software!
    Photograph your entire collection of DVD’s and movies
    (In a loss you will never remember every title.)
  • 35. It is very important to
    Remember
    The following items:
    Usually need their own SEPARATE insurance policy because they are not covered adequately under a standard homeowner’s policy.
  • 39. After completing this
    1 Simple Step
    Follow This Procedure with your photos or video:
    Burn a DVD or 2
    Mail a copy to a friend out of state
    Save a copy off-site for easy access
  • 40. 1 Simple Step
    “One Simple Step can literally save you and your business countless hours of frustration and hundreds of thousands of dollars.
    Thank you for taking the time to listen to this simple Risk Management tool.
    -- Andrew Giambarba
    Management Liability Insurance Specialist
    Andrew Giambarba, MLIS
    Email: ag@iSurePro.com Web: www.iSurePro.com
    Direct: 866-522-3055
    Fax: 866-202-3791
    The1 Simple Step series is the property of iSurePro.com – the Professional Liability Division of iSure Insurance.© COPYRIGHT 2010 ALL RIGHTS RESERVED.
  • 41. COPYRIGHT INFORMATION & POLICIES:
    THIS WORK IS PROTECTED BY COPYRIGHT AND/OR OTHER APPLICABLE LAW. ANY USE OF IT WITHOUT EXPRESS WRITTEN PERMISSION FROM ISURE INSURANCE BROKERS IS PROHIBITED AND WILL BE ENFORCED.
    DISCLAIMER:
    INFORMATION IN THIS PRESENTATION DOES NOT CONSTITUTE LEGAL, FINANCIAL OR TAX ADVICE. IF YOU HAVE QUESTIONS OF THAT NATURE, CONTACT A QUALIFIED PROFESSIONAL IN THAT SPECIALIZED AREA. STATEMENTS ON THIS WEBSITE AS TO POLICIES AND COVERAGES AND OTHER CONTENT PROVIDE GENERAL INFORMATION ONLY AND WE PROVIDE NO WARRANTY AS TO THEIR ACCURACY. CLIENTS SHOULD CONSULT WITH THEIR LICENSED AGENT AS TO HOW THESE COVERAGES PERTAIN TO THEIR INDIVIDUAL SITUATION.