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Mobile Payment
 

Mobile Payment

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Basic knowledge on integrating payment services within mobile applications.

Basic knowledge on integrating payment services within mobile applications.

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    Mobile Payment Mobile Payment Presentation Transcript

    • Mobile In-app Payment Leong Hean Hong @hongster http://bit.ly/bvCJKp 2010-09-04 (CC) BY
    • Hello World!
    • PurposeShare what I learned from integrating services from differentpayment processors into (Android) mobile application.I am looking for a simple, seamless, hassle-free paymentexperience.
    • Overview● Payment Methods● Integration Methods● Basic Payment Flow● Challenges● Service Providers/Libraries
    • Payment Methods● Credit Card ○ More secure ○ Lower cost● Mobile Billing ○ Monthly phone bill, prepaid credit ○ Convenience ○ Higher cost ○ Unreliable ○ Country specific price points● Virtual Credit ○ Virtual currency ○ Still depends on other payment methods
    • Country Specific Price Points
    • Integration Methods● Website v.s Direct Payment● RESTful● Native library ○ With UI● Send/Receive SMS
    • Website Payment Flow
    • Direct Payment Flow
    • Mobile Billing Payment Flow
    • Challenges● Do I need a US/UK/Canada merchant account?● Does the website displays well on my 3.7 screen?● Setup fee? Transaction fee? Conversion rate?● How big is the library?● Can I test application w/o paying a single cent?● Is it easy to integrate?
    • Service Providers/Libaries● Mobile Billing ○ Onebip, txtNation, Ericsson IPX, Boku, Zong, MoVend● Credit Card ○ PayPal, Google Checkout, Amazon FPS, MoVend● Virtual Credits ○ MoneyBookers (WalletDroid), MoVend
    • Google Checkout
    • PayPal Android
    • What Happened After Payment Is Made? http://bit.ly/bZaEVH
    • MoVend● Aggregation ○ Credit Cards ○ Mobile Billing ○ Virtual Credits● Product Management● Analytics● http://movend.com
    • Thanks for all the fish!