Mobile Payment

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Basic knowledge on integrating payment services within mobile applications.

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Mobile Payment

  1. 1. Mobile In-app Payment Leong Hean Hong @hongster http://bit.ly/bvCJKp 2010-09-04 (CC) BY
  2. 2. Hello World!
  3. 3. PurposeShare what I learned from integrating services from differentpayment processors into (Android) mobile application.I am looking for a simple, seamless, hassle-free paymentexperience.
  4. 4. Overview● Payment Methods● Integration Methods● Basic Payment Flow● Challenges● Service Providers/Libraries
  5. 5. Payment Methods● Credit Card ○ More secure ○ Lower cost● Mobile Billing ○ Monthly phone bill, prepaid credit ○ Convenience ○ Higher cost ○ Unreliable ○ Country specific price points● Virtual Credit ○ Virtual currency ○ Still depends on other payment methods
  6. 6. Country Specific Price Points
  7. 7. Integration Methods● Website v.s Direct Payment● RESTful● Native library ○ With UI● Send/Receive SMS
  8. 8. Website Payment Flow
  9. 9. Direct Payment Flow
  10. 10. Mobile Billing Payment Flow
  11. 11. Challenges● Do I need a US/UK/Canada merchant account?● Does the website displays well on my 3.7 screen?● Setup fee? Transaction fee? Conversion rate?● How big is the library?● Can I test application w/o paying a single cent?● Is it easy to integrate?
  12. 12. Service Providers/Libaries● Mobile Billing ○ Onebip, txtNation, Ericsson IPX, Boku, Zong, MoVend● Credit Card ○ PayPal, Google Checkout, Amazon FPS, MoVend● Virtual Credits ○ MoneyBookers (WalletDroid), MoVend
  13. 13. Google Checkout
  14. 14. PayPal Android
  15. 15. What Happened After Payment Is Made? http://bit.ly/bZaEVH
  16. 16. MoVend● Aggregation ○ Credit Cards ○ Mobile Billing ○ Virtual Credits● Product Management● Analytics● http://movend.com
  17. 17. Thanks for all the fish!

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