Couponing 101How To Thrive in Today’s Economy Presented by: Helen Maddox founder of The Lifeboat www.thelifeboat.info
My Story2002 – Year of Challenge2010 – Launch of The LifeboatThe Lifeboat – www.thelifeboat.info Couponing 101 Action Plans for Assistance Mortgage Assistance Info Prescription Assistance Info Deals & Updates – signup for emails
Shopping Strategies• Shop the sales (coupons or no coupons)• Shop different stores for weekly deals• Postpone buying items until they are on sale• Buy item on sale and match with a coupon***• Buy multiples when on sale and match with coupons***• Shop deals at all types of stores – grocery, drugstore, Big Box stores, dollar stores
Where Do I Find Coupons?Answer: Where don’t you find coupons!
Paper Coupons• Newspaper/Magazines• Peelies/Blinkies• Mail• Store coupons/circulars• Catalina – print when checking out
Digital Coupons•Internet – MFGR Website - Facebook•Setup special email address for Deals•Register all Store & Restaurant Shopper Cards•Load/Print Digital Coupons
To Get Started….• Purchase, Acquire, or Recycle• Storage box, plastic container, or bag• Coupon organizer• Scissors or paper cutter• Computer with Internet access• Printer• To Do• Store shopper cards – acquire and register on their websites• (Kroger, CVS, Walgreens, etc.)• Register on Shortcuts.com and cellfire.com
Organization is imperative• Index Card Box• Coupon Folder• Couponizer• Coupon Binder• Organize:• Alphabetically• Section of store – frozen, dairy, cans, staples
Organizer – sections needed• Categories – sections of the store• Section for drug store coupons/bonus bucks/store specific coupons Ex: CVS – Extra bucks coupon• Kroger - $2.00 off – Kroger coupon• Section for restaurant/entertainment coupons & receipts
Each Week:• Buy 2, 4, or 6 (doubles) paper on Sunday• Pull coupon booklets (Redplum, Smartsource, Grocery Store, P&G, etc)• Write the dates on front of each booklet• Store in a container – most current on top (Don’t cut unless you need item now)• Pull out sales circulars for stores.
Time to shop! - 3 steps Step 1 - Scan circulars• Kroger/Publix/Food Lion• CVS/Walgreens/RiteAide• Target/Kmart• SmartSource/Redplum Proctor&Gamble circulars – cut coupons for regular purchased items/what you need this week/rebates/special orders only
Step 2 – Tools of the Trade http://www.couponmom.com/ http://www.southernsavers.com http://thecouponclippers.com http://moneysavingqueen.com (The Power of Coupons – Sarah Roe) www.wholecouponinserts.com Purchase coupons
Lookup Deals Couponmomhttp://www.couponmom.com/ (register) Choose Grocery Deals by State shop: (ex: Georgia - Kroger) Southern Savers http://www.southernsavers.comChoose Store and find this weeks list Scroll through and check items you would like to purchase. Print list.
Example of Printouts • Southern Savers • Coupon MomS or SS = Smartsource RP = RedPlum BOGO – Buy One Get One
Step 3 – Load and Print Coupons• From your printable list:• Click on links and Print coupons• Load coupons to shopper card (Cellfire, Shortcuts, Kroger.com)• Optional: Print lists of coupons that have been loaded to your card.
Step 4 – Clip Coupons • Work on clear surface • Layout printouts at the base of the table • Starting with most current date – pull coupon book and cut out coupons for each list • Write number of coupons clipped by each item
Step 5 – Shopping here I come!Put coupons with list in organizer pocket or coupons in sections in organizer Grab your purse & keys you are ready to shop!
Deal at Publix*Buy when item is on sale • Rotel – 2 for $1.40 (.70/ea) • Mfg coupon .25 • Double = .50 • Total • .70 - .50 = .20
Bump it up a notch Stack coupons!With Manufacturer Coupon total is: .20 a can Stack Coupons Publix coupon = .75 off 3 (.25).20 - .25 = Rotel is Free and you get credit of .5 towards another item!
Buy One Get One Deals (Publix) Buy One Get One = 2 for $3.68 .50 coupons (double) = $1.00Use 1 Mfg coupon per package = 2 coupons = $2.00 $3.68 – 2.00 = $1.68 (for 2 pkgs of cookies) Bump it up a notch - Stack store coupon $1.68 – 2.00 (2 store coupons/1.00) = 2 Pkgs of Cookies for FREE+ .32 that you get as credit towards another item!
Example of a Sweet deal!Kroger – Sweet Baby Rays Barbeque Sauce – Sale price = $1.00 Purchase coupons on www.thecouponclippers.com Sweet Baby Rays Barbecue Sauce on ONE 28 oz Available: 534 Value: $1.00 Handling Fee: $0.12 Ex: purchase 6 Coupons =.72 cents Purchase Price – $1.00 – 1.00 (coupon) = Free Total Cost of 6 Bottles = .72 cents!!! ***Stock Up – then you can also share with others*** See if there is a limit on number you can purchase.
First-Timers Gameplan!• Buy 2 Papers each week• Choose a store, go to website(s), select a few items and print list• Cut/print/load coupons for those items• Go to store and buy only those items• See your savings!
As you shop - remember• Limit impulse buying• Plan meals based on sales• Shop for what is on sale – 12 week sale cycle (track regular purchased items)• Stock up on yearly sales cycle items: Jan – Diet Foods May – BBQ items Aug – Back to school items April/Nov/Dec – holiday dinner items
To create a stockpile• Purchase multiple items at least 50% off• As stockpile grows purchase items at 75% off or greater and shop multiple stores – before you know it you will have a stockpile and have SAVED MONEY!
Savings Tip #2 – Drugstore Deals! • Scan circulars • Find coupons for items that are offering extra bucks/register rewards • Purchase those items – store extra bucks/rewards for next weeks purchases • Following week – shop for items that are offering extra bucks • Purchase those items with coupons and last weeks extra bucks.
CVS Deal• Colgate Total or Sensitive Cost = $3.79• Your out of pocket Cost = $3.79• ECBs Back to you = $3.79• Total = FREE!
Bump that deal up a notchColgate Total or SensitiveCost = $3.79Use $1 couponYour out of pocket Cost = $2.79ECBs = $3.79Total = Free toothpaste + $1.00 moneymaker
CVS P&G DealSpend $30 get $10 Extra Bucks• (2) Tide Detergent 20-32 loads $5.94 (2 X $2.00 coupon = $4.00 off)• (2) Dawn Dish Soap 94¢ (2 X 1.00 coupon = 2.00 off)• (1) Charmin Bath Tissue 9 rolls $4.99 (1 X $1.00 coupon = $1. 00 off)• (1) Bounty Basic Towels 8 pk $5.99 (1 X $1.00 coupon = $1.00 off)• (6) Puffs Tissues $1 (3 X .50/2 = $1.50 off) • Total = $30.74 - $9.50 = $21.24 • Extra Care Bucks given at checkout = $10.00 • Net cost = $11.24 (.93 each!!!)
Baby Items• Diapers – Buy on sale – stack coupons• (Ex: Publix sale – MFG + Publix Coupon• CVS – Sale – use extra bucks• Check for high dollar coupons: Target, BabiesRUs, RiteAide, eBay• Visit diaper, formula, food brand websites – signup – call for coupons• **Smaller packages with coupons
Pet FoodPet stores – ask about stacking policy and if they accept MFG coupons & competitors couponsEx: Purina coupon+ PetStore Coupon (coupon circulars)+ Competitor Coupon = SAVINGS!Idea: Buy smaller bags + stack = Low cost
Kroger – One of Many….Total = $149.80 - Spent $62.31 – got $83.49 free groceries!
Other options!• Farmers Market Baskets (food Co-ops)• Local Farmers Markets• Food Banks• Food Pantries
Spead the Love!• Donate to local food bank• Out of work friends and neighbors – bags of food are a blessing!• Donate to Missions• Outreach – Congregation can work together to fill a need for a family/community/ a nation!
Hotel Deals - Four Points bySheraton Sebring Chateau Elan • Rack Rate = $200.00 • Average Rate = $125.00 Secret on Hotwire.com After 10PM rates drop for next day rental We booked for $78.00 (got 2 nights at that price)!
Holiday Shopping Strategies• Shop now for deals – Oct/clothes,Nov/Electronics,Dec/Appliances• Use to create a visual gift list• Use Price Compare Websites: Pricegrabber.com Amazon.com Ebay.com Nexttag.com• Big Ticket Items – look every week at circulars and signup and check sites like Decide.com & Dealnews.com to track and purchase at the best price.• Price Match Policy – check local stores on their holiday policy to include Black Friday• Layaway – check prices throughout holiday season and ask for price match
Online Shopping• Ebates.com – rebate on items purchased at hundreds of online retailers• www.Priceprotectr.com – monitors if a item goes on sale and sends an email (good for purchase as well as getting refund if store policy allows)• Check online prices – hold out for free shipping - freeshippingday.com• CouponCabin.com – discount/free shipping codes for online retailers
Smartphone Apps Shopsavvy or RedLaser Load app on Smartphone Scan UPC code Compare prices Other Great Apps KeyRing- load shopping cards Coupon Sherpa GeoQpons
Buy Gift Cards at a discountGive as gifts or use to buy gifts that are on sale
Purchase Discount VouchersShop on eBay – type store name + coupons ex: Kohl’s coupons
Sum it up! (break up into tasks)1. Buy double papers each Sunday – pull coupon books, date, & store2. Scan circulars – note sale items to purchase3. Check websites to match coupon to sale items4. Clip, print, load, and/or purchase coupons5. Organize in binder/pull expired coupons once a month for military families: Overseas Coupon Project6. Shop the sales (coupons or no coupons)7. Shop different stores8. Stock up – and Share when you can!
Tell your friends about The Lifeboat www.thelifeboat.info Coupon Classes Church/Schools/PTA/Teams/Clubs Fundraiser option: 50/50 split with organization Email - firstname.lastname@example.org Phone: 770-882-5570Can hold class anywhere – share the love!