eCommerce is big business… Over $100 billion last year in the U.S. alone. *U.S Census Bureau

The Internet is ablaze. Traffic is growing at 50% per year. University of Minnesota Usage Study, 2007

9 million U.S. mobile users have used their mobile device to pay for something… nearly half expect to “participate in mobile commerce in the future." Nielsen Mobile

Security concerns and fear of identity theft are keeping millions of consumers away.

66% of Americans have purchased a product online. Pew Internet & American Life Project report, Online Shopping Report, February 2008

Still, most have high levels of concern about sending any personal information over the Internet. Pew Internet & American Life Project report, Online Shopping Report, February 2008

Pew Internet & American Life Project report, Online Shopping Report, February 2008 75% of Internet users do not like giving their credit card number or personal information online.

MasterCard International Clearing System and Data Warehouse 90% of online non-buyers worry that personal and financial information may fall into the hands of hackers.

60% of eCommerce chargebacks are “cardholder unauthorized” transactions. MasterCard International Clearing System and Data Warehouse eMerchants are also concerned.

Unlike the traditional shopping experience, there is no signed sales receipt on the Internet. There is no sure way for a merchant to dispute a cardholder claim. The merchant is responsible for charges.

A Recipe for Fraud

Over 50% of online users worldwide have not purchased over the Internet. eMarketer This represents a $3 trillion untapped worldwide market!

Is fear of shopping online justified?

The FBI calls identity theft "The fastest growing crime in America."

The FTC reports that over 10 million Americans each year have their identities stolen.

Further, 1 in 8 Americans in the last 5 years has been affected by Internet identity theft.

The Internet Crime Complaint Center received 206,884 complaints in 2007, amounting to over $240 million in reported losses.

Over 79 million electronic records with credit card and social security numbers were compromised in the U.S. last year. Identity Theft Resource Center, 2008

In 2007, over 162 million electronic records containing data like personal credit card and social security numbers were compromised globally. Attrition.org, 12/31/07

Companies that have been compromised: privacyrights.org and other various sources

If Internet theft were stopped and fear disappeared, lightspeed growth in online business would occur. A Watershed Moment…

How do you protect your identity?

Simple… Don't give it out.

But, how?

Introducing Yahoo! SecurPay Puts an end to the fear of identity theft Eliminates cardholder "not present" chargebacks Provides a simple solution for making the Internet a safe place to shop A Fearless Shopping Solution

Puts an end to the fear of identity theft

Eliminates cardholder "not present" chargebacks

Provides a simple solution for making the Internet a safe place to shop

What is Yahoo! SecurPay? It's a transaction application patented and licensed by Benedor Corp oration that eliminates the passage of personal information. A simple concept: in exchange for keeping personal information confidential, a shopper agrees to be responsible for his/her transactions It's an agreement to allow the signed sales receipt to be substituted with a "person present" transaction. It replaces your signature. It's a way to eliminate the fear of identity theft.

It's a transaction application patented and licensed by Benedor Corp oration that eliminates the passage of personal information.

A simple concept: in exchange for keeping personal information confidential, a shopper agrees to be responsible for his/her transactions

It's an agreement to allow the signed sales receipt to be substituted with a "person present" transaction. It replaces your signature.

It's a way to eliminate the fear of identity theft.

It is a program being offered through the MasterCard brand.

It's good for consumers: easy to use; eliminates time-consuming purchasing steps; and, doesn't expose personal or financial information.

How does Yahoo! SecurPay Work? Consumer A Yahoo! SecurPay account can be set up through Yahoo! or any participating merchant website.

Consumer

A Yahoo! SecurPay account can be set up through Yahoo! or any participating merchant website.

How does Yahoo! SecurPay Work? Consumer A Yahoo! SecurPay account can be set up through Yahoo! or any participating merchant website. The consumer enters into an agreement to be responsible for his/her transactions, creating a legally-binding "person present" contract. Consumer registers his/her computer and downloads the patent-related application. Now, the consumer is ready to shop.

Consumer

A Yahoo! SecurPay account can be set up through Yahoo! or any participating merchant website.

The consumer enters into an agreement to be responsible for his/her transactions, creating a legally-binding "person present" contract.

Consumer registers his/her computer and downloads the patent-related application.

Now, the consumer is ready to shop.

How does Yahoo! SecurPay Work? Merchant Executes a unique MasterCard agreement for the Yahoo! SecurPay program Retrieves program's API (Application Programming Interface) from Yahoo! Installs the API on their server as a check-out option for shoppers

Merchant

Executes a unique MasterCard agreement for the Yahoo! SecurPay program

Retrieves program's API (Application Programming Interface) from Yahoo!

Installs the API on their server as a check-out option for shoppers

How does Yahoo! SecurPay Work? eShopping 1. Consumer shops as normal. During checkout, the consumer activates the Yahoo! SecurPay option on the merchant's site. 2. The consumer copies his/her "identifier code" into the single field provided on the checkout system, and hits "enter." 3. The processor approves transaction, issues a confirmation number, then sends the consumer's shipping information to the merchant and an electronic confirmation receipt to the consumer. 4. Merchant receives immediate payment credit. 5. No personal information has been transmitted by the consumer.

Consumer Benefits

Consumer Benefits Complete Identity Protection • If you don't give it out, it's never at risk. Easier to use than other methods. • Simply copy and paste identifier code — Transaction complete. No more multiple fields to enter • Faster transactions, and no information is stored to be at risk. Purchasing can also be done via web-enabled mobile phone. Immediate notification of account activity (via email or text message)

Complete Identity Protection • If you don't give it out, it's never at risk.

Easier to use than other methods.

• Simply copy and paste identifier code — Transaction complete.

No more multiple fields to enter

• Faster transactions, and no information is stored to be at risk.

Purchasing can also be done via web-enabled mobile phone.

Immediate notification of account activity (via email or text message)

Merchant Benefits

Merchant Benefits Guaranteed payment Eliminates cardholder "not present" chargebacks Lower security and storage costs Higher acceptance, lower transaction fees Fewer losses, higher profits Faster transactions, fewer mid-sale drop-offs No additional costs Reliable, global MasterCard and FSV Payment Systems

Guaranteed payment

Eliminates cardholder "not present" chargebacks

Lower security and storage costs

Higher acceptance, lower transaction fees

Fewer losses, higher profits

Faster transactions, fewer mid-sale drop-offs

No additional costs

Reliable, global MasterCard and FSV Payment Systems

Yahoo! Benefits

Yahoo! Benefits Guaranteed payments will attract a majority of merchants to the Yahoo! SecurPay program. More merchants equal more advertisers Huge PR opportunity - "Yahoo! joins forces with MasterCard to eliminate ID Theft." Brings added value to Yahoo! brand image Builds Yahoo! shareholder value Exclusive access to average price-per-click-per-purchase and demographic information (age, zip code) Yahoo! receives demographics from purchases originating with other search engine results

Guaranteed payments will attract a majority of merchants to the Yahoo! SecurPay program.

More merchants equal more advertisers

Huge PR opportunity - "Yahoo! joins forces with MasterCard to eliminate ID Theft."

Brings added value to Yahoo! brand image

Builds Yahoo! shareholder value

Exclusive access to average price-per-click-per-purchase and demographic information (age, zip code)

Yahoo! receives demographics from purchases originating with other search engine results

Yahoo! Benefits Stronger brand loyalty between consumer, merchant & Yahoo! Reduced storage and transaction costs for merchant thanks to Yahoo! Exponential increase in brand impressions with Yahoo! SecurPay on every merchant's website Exclusive rights to patented Yahoo! SecurPay transactions Yahoo! becomes the HERO of the Internet Yahoo! SecurPay becomes THE brand for protecting consumers' security and guaranteeing merchants get paid.

Stronger brand loyalty between consumer, merchant & Yahoo!

Reduced storage and transaction costs for merchant thanks to Yahoo!

Exponential increase in brand impressions with Yahoo! SecurPay on every merchant's website

Exclusive rights to patented Yahoo! SecurPay transactions

Yahoo! becomes the HERO of the Internet

Yahoo! SecurPay becomes THE brand for protecting consumers' security and guaranteeing merchants get paid.

Competing "Secure" Programs Competitors Cannot: Protect the identity of consumers Guarantee that the merchant gets paid Promise a faster, simpler shopping process Provide demographics without profiling consumers and tracking their personal activities Provide price-per-click-per-purchase demographic data

Competitors Cannot:

Protect the identity of consumers

Guarantee that the merchant gets paid

Promise a faster, simpler shopping process

Provide demographics without profiling consumers and tracking their personal activities

Provide price-per-click-per-purchase demographic data

Win Win Win Win We would like to license our patented transaction application exclusively to Yahoo! to: Make Yahoo! the preferred portal to shop. Open your portal to the potential $3 trillion consumer market awaiting a fearless online shopping solution. Position Yahoo! ahead of the competition. Connect more retailers to Yahoo! with more advertising Increase brand impressions with Yahoo! SecurPay Create new consumer and business interest in Yahoo!, building shareholder value. Make Yahoo! the most trusted source for secure transactions.

We would like to license our patented transaction

application exclusively to Yahoo! to:

Make Yahoo! the preferred portal to shop.

Open your portal to the potential $3 trillion consumer market awaiting a fearless online shopping solution.

Position Yahoo! ahead of the competition.

Connect more retailers to Yahoo! with more advertising

Increase brand impressions with Yahoo! SecurPay

Create new consumer and business interest in Yahoo!, building shareholder value.

Make Yahoo! the most trusted source for secure transactions.

A Patented Program from : Benedor Corporation 920 Hampshire Road Westlake Village, CA Benedor.com (805) 778-0700 Hirshol Pheir, CTO (805) 573-1691