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Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
Zoom Pac Presentation
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Zoom Pac Presentation

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  • 1. ING ZOOM Investment Pac
  • 2. Why invest? Savings get converted to wealth when invested prudently INVESTMENT MANAGEMENT 2
  • 3. What can wealth do? Buying a house Buying a car Leisure & Luxury Retirement Marriage Financial Needs Child Education Daughters marriage INVESTMENT MANAGEMENT 3
  • 4. Where do you invest? Insurance Post Office Stock Fixed Deposit Mutual Fund Saving Bank Account Property Gold INVESTMENT MANAGEMENT 4
  • 5. Mutual Fund as an Investment Avenue Investors Passed back to Pool money Mutual Returns Fund Managers Fund Invest In Generate Securities Advantages of Mutual Funds over other Investment tools: • Lower risk owing to diversification of assets in to various sectors and scripts or instruments within. • Managed by professional money managers. • Low cost per unit investment in almost all the cases • Can deliver Higher returns when equated to Fixed Income INVESTMENT MANAGEMENT 5
  • 6. When do you Invest – Timing the Market is Dangerous Returns of Sensex over the last 15 years 10.64% 15.00% 10.00% 1.63% 5.00% 0.00% -5.00% -3.95% -10.00% -10.06% -15.00% Always Inves ted Mis s ed 10 bes t Mis s ed 20 bes t Mis s ed 30 bes t m onths m onths m onths The opportunity loss incurred when attempting to time the market is exceptional. This graph illustrates how INR 10,000 invested in equities at year-end 1992 would have given a healthy 10.64% return. If you had even missed the best 20 months of this time period, the returns would be -3.95%. And the best 20 months were present randomly between 1993 and 2007! Time in the Market, Not Timing the Market! INVESTMENT MANAGEMENT Source : Based on Internal research & analysis; data source: bloomberg . Past performances6 may not be sustainable in the future.
  • 7. What’s the Solution ?....Disciplined Investment Invest into the equity markets or equity oriented schemes at regular intervals. Investors should try to maximize Their returns, irrespective of market volatilities. When the markets are high, one gets lesser no. of units/shares. When markets are down you get more units/shares. INVESTMENT MANAGEMENT 7
  • 8. Reaping the Reward in a Balanced Manner Assuming, Discipline of Your Monthly Investment to be transferred into an equity scheme is Rs.1,000/ Current NAV of equity oriented scheme (EOS) : investing at Rs.10/- regular intervals Suppose markets rise by 20% the NAV of EOS goes up to Rs.12/- irrespective of then the no of units allotted equals to 1000/12 = 83.33 units market Suppose markets fall by 20% the NAV of EOS goes down to Rs.9.6/- conditions then the no of units allotted equals to 1000/9.6 = 104.167 units brings down the cost of This means that an investor has acquisition of acquired 187.4 units (83.33+104.167) units thereby at an average NAV of Rs. can lead to 10.67/- (2000/187.4) better returns. INVESTMENT MANAGEMENT 8
  • 9. Presenting – ING ZIP A Systematic Investment Vehicle to transfer a pre-fixed amount on a DAILY basis from ING Liquid Fund (Regular Plan – Growth option) Into the selected SCHEMES* of ING Mutual Fund. INVESTMENT MANAGEMENT * Equity Schemes includes: Selected Schemes include ING Domestic Opportunities Fund, ING Core Equity Fund, ING Nifty Plus Fund, ING Dividend Yield Fund, ING Midcap Fund, ING Contra 9 Fund, ING Tax Savings Fund, ING OptiMix 5 Star Multi Manager FOF Scheme, ING OptiMix Asset Allocator Multi Manager FoF Scheme, ING OptiMix Multi Manager Equity Fund,ING GILT Fund, ING Income Fund, ING Short Term Income Fund.
  • 10. Averaging cannot be faster then this Daily Transfer- Is it Possible? The quickest form of transfer is transfer in to an EOS on a daily basis. INVESTMENT MANAGEMENT 10
  • 11. Product Features Min transfer as Min investment low as Rs 99/-* Rs 5000/-* Automatic transfer from liquid fund to . Selected schemes of ING MF*. Transfer on daily basis*. INVESTMENT MANAGEMENT 11 * For full scheme features please refer the Key Information Memorandum.
  • 12. Making investment easy………. As easy as…… • ONE Cheque • ONE Signature • Daily Investment complete auto control with no hassles. INVESTMENT MANAGEMENT 12
  • 13. How does ZIP help? Market Scenario’s – Rising Market 60% 50% 40% % Returns 30% 20% 10% 0% ING Nifty  Plus  S&P CNX Nifty ZIP in Nifty  Fund Plus* Series1 49.49% 53.18% 38.19% Rising Market :- Returns for the period 1st Jan 07 to 31st Dec 07 *Source : ING Internal Analytics, The returns shown here are based on backtesting as the Zip facility was not available in ING Nifty Plus Fund during the above said period (1st Jan till April 19, 07) ZIP returns are calculated by assuming 6% fixed income returns and no entry load is taken into consideration. Returns for the period less than one year - Absolute, Returns for the period one
  • 14. How does ZIP help? Market Scenario’s – Falling Market 0% ‐10% ‐20% % Returns ‐30% ‐40% ‐50% ‐60% ING Nifty  Plus  S&P CNX Nifty ZIP in Nifty  Plus* Fund Series1 ‐52.24% ‐53.04% ‐36.80% Falling Market :- Returns for the period 1st Jan 08 to 31st Oct 08 *Scheme Name : ING Nifty Plus Fund Source : ING Internal Analytics, ZIP returns are calculated by assuming 6% fixed income returns and no entry load is taken into consideration. Returns for the period less than one year - Absolute, Returns for the period one year and above - CAGR. Past performances may not be sustainable in the future.
  • 15. How does ZIP help? Market Scenario’s – Volatile Market 16% 14% 12% % Returns 10% 8% 6% 4% 2% 0% ING Nifty  Plus  S&P CNX Nifty ZIP in Nifty  Plus* Fund Series1 5.07% 3.85% 14.98% Volatile Market :- Returns for the period 2nd May 06 to 31st Oct 06 •Scheme Name : ING Nifty Plus Fund; • Source : ING Internal Analytics, The returns shown here are based on backtesting as the Zip facility was not available in ING Nifty Plus Fund during the above said period ZIP returns are calculated by assuming 6% fixed income returns and no entry load is taken into consideration. Returns for the period less than one year - Absolute, Returns for the period one year and above -
  • 16. How does ZIP help? Market Scenario’s – Rising Market 60% 50% 40% % Returns 30% 20% 10% 0% ING OptiMix 5  S&P CNX Nifty ZIP in ING  Star Fund Optimix 5 Star  Fund* Series1 54.25% 50.59% 44.21% Rising Market :- Returns for the period 17th Jan 07 to 31st Dec 07 INVESTMENT MANAGEMENT *Scheme Name : ING OptiMix 5 Star Multi Manager FOF Scheme Source : ING Internal Analytics, The returns shown here are based on backtesting as the Zip facility was not available in ING Optimix 5 Star Multi Manager FoF Scheme during the above said 16 period. ZIP returns are calculated by assuming 6% fixed income returns and no entry load is taken into consideration. Returns for the period less than one year - Absolute, Returns for the period one year and above - CAGR. Past performances may not be sustainable in the future.
  • 17. How does ZIP help? Market Scenario’s – Falling Market 0% ‐10% ‐20% % Returns ‐30% ‐40% ‐50% ‐60% ING OptiMix 5  S&P CNX Nifty ZIP in ING  Star Fund Optimix 5 Star  Fund* Series1 ‐51.68% ‐53.04% ‐27.56% Falling Market :- Returns for the period 1st Jan 08 to 31st Oct 08 INVESTMENT MANAGEMENT *Scheme Name : ING OptiMix 5 Star Multi Manager FOF Scheme Source : ING Internal Analytics, The returns shown here are based on backtesting as the Zip facility was not available in ING Optimix 5 Star Fund during the above said period. ZIP returns are 17 calculated by assuming 6% fixed income returns and no entry load is taken into consideration. Returns for the period less than one year - Absolute, Returns for the period one year and above - CAGR. Past performances may not be sustainable in the future.
  • 18. How does ZIP help? Market Scenario’s – Volatile Market 5% 4% 3% 2% % Returns 1% 0% ‐1% ‐2% ‐3% ‐4% ‐5% ING OptiMix 5  S&P CNX Nifty ZIP in ING  Star Fund Optimix 5 Star  Fund* Series1 ‐4.56% ‐0.66% 4.53% Volatile Market :- Returns for the period 21st Feb 2008 till 19th May 2008 INVESTMENT MANAGEMENT *Scheme Name : ING OptiMix 5 Star Multi Manager FOF Scheme Source : ING Internal Analytics, The returns shown here are based on backtesting as the Zip facility was not available in ING Optimix 5 Star Fund during the above said period. ZIP returns are 18 calculated by assuming 6% fixed income returns and no entry load is taken into consideration. Returns for the period less than one year - Absolute, Returns for the period one year and above - CAGR. Past performances may not be sustainable in the future.
  • 19. Summary • ZIP is one of the best way to invest in equity markets during times of high volatility. • ZIP provides maximum benefit of rupee cost averaging • ZIP can help in protecting the downside yet aiming to capture the upside. • ZIP can be considered consistent amidst any type of market scenarios; Rising, falling and volatile markets. • ZIP can be the most efficient and seamless way to create long term wealth through systematic investment. INVESTMENT MANAGEMENT 19
  • 20. Risk Factors Statutory Details: ING Mutual Fund has been constituted as a Trust by the ING Group, and the Board of Trustees has appointed ING Investment Management (India) Private Limited as the Investment Manager of the mutual fund. Risk Factors: Mutual Funds and securities investment are subject to the market risks, and there is no assurance or guarantee that the objects of the Schemes will be achieved. As with any investment in securities, the NAV of the units issued under the scheme can go up or down depending on the factors and the forces affecting the capital markets. Past performance of the Sponsors/ Mutual Fund or their affiliates does not indicate the future performance of the Scheme. The Sponsors and associates are not responsible or liable for any loss resulting from the operation of the Scheme beyond the initial contribution of Rs.1 lakh made by them towards setting of the mutual fund. Expenses of the Fund of Funds Schemes are over and above the expenses charged by the underlying schemes. ING Dynamic Duration Fund (Investment Objective: To seek to generate in the form of interest, income and capital gains through active management of the portfolio by investing in debt securities and money market securities/instruments.), ING Core Equity Fund (Investment objective: to provide long-term capital appreciation from a portfolio that is invested predominantly in equity and equity-related securities), ING Nifty Plus Fund (Investment objective: to invest in companies whose securities are included in the S & P CNX Nifty Index), ING Dividend Yield Fund - an open ended equity scheme, (Investment objective: To provide medium to long term capital appreciation and / or dividend distribution by investing predominantly in equity and equity related instruments, which offer high dividend yield), ING Mid Cap Fund (Investment objective: seeks to provide long-term growth of capital at controlled level of risk by investing primarily in Mid-Cap stocks, The level of risk is somewhat higher than a fund focused on large and liquid stocks. Concomitantly, the aim is to generate higher returns than a fund focused on large and liquid stocks), ING Contra Fund (Investment objective: To generate capital appreciation from a diversified portfolio of equity and equity related instruments by investing in stocks of companies, which are fundamentally sound but are undervalued), NG Tax Savings Fund (Investment objective: to provide medium to long term growth of capital along with income tax rebate), ING OptiMix 5 Star Multi Manager FoF Scheme (Investment Objective: The primary objective of the Scheme is to generate long term capital appreciation primarily from a portfolio of equity funds accessed through the diversified investment styles of underlying schemes selected in accordance with the ING OptiMix Multi Manager investment process.), ING OptiMix Asset Allocator Multi Manager FoF Scheme (Investment objective: The primary objective of the Scheme is to generate capital appreciation primarily from a portfolio of equity and debt funds accessed through the diversified investment styles of underlying schemes selected in accordance with the ING OptiMix Multi Manager Investment process.), ING OptiMix Multi Manager Equity Fund (Investment Objective: The primary objective of the Scheme is to provide long-term capital appreciation by investing predominantly in equity and equity-related securities accessed on the basis of advice from a panel of third party investment advisors selected in accordance with the ING OptiMix Multi Manager investment process.), ING Gilt Fund (Investment objective: to generate a relatively risk free return by investing in sovereign instruments issued by the Central / State Governments), ING Income Fund & ING Short Term Income Fund (Investment objective: to generate attractive income by investing in a diversified portfolio of debt and money-market instruments of varying maturities, and at the same time provide continuous liquidity along with adequate safety),A copy of the Offer Documents / Key Information Memorandum along with the application form can be obtained from the ISCs. Please read the Offer Document carefully for schemes- specific risk factors before investing. INVESTMENT MANAGEMENT 20

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