Guarantor Loans: An overview of this flexible, modern unsecured loan
<ul><li>What is a Guarantor Loan? </li></ul><ul><li>A Guarantor Loan is an unsecured personal loan.  </li></ul><ul><li>A g...
<ul><li>Why Guarantor Loans could help </li></ul><ul><li>Struggling to get credit elsewhere? </li></ul><ul><li>Want an uns...
<ul><li>Guarantor Loans for Bad Credit </li></ul><ul><li>The recent credit crunch means that high street banks have shied ...
<ul><li>The Benefits of a Guarantor Loan </li></ul><ul><li>No credit scoring required </li></ul><ul><ul><li>So a poor cred...
<ul><li>What are the Criteria for a loan? </li></ul><ul><li>The general lending criteria are: </li></ul><ul><ul><li>You mu...
<ul><li>What other Criteria are there? </li></ul><ul><li>You must provide a guarantor  (see other videos on this subject) ...
<ul><li>What does the Guarantor do? </li></ul><ul><li>The guarantor takes responsibility for your loan if you fail to keep...
<ul><li>Who can be my Guarantor? </li></ul><ul><li>Generally you need to find someone who knows you well and who trusts yo...
<ul><li>Who can be my Guarantor? </li></ul><ul><li>For £500 to £7500 loans: </li></ul><ul><ul><li>UK homeowner </li></ul><...
<ul><li>Who can be my Guarantor? </li></ul><ul><li>For £50 to £500 loans: </li></ul><ul><ul><li>UK  tenant  or homeowner <...
<ul><li>Applying for a Guarantor Loan </li></ul><ul><li>Our form is easy to understand and can be completed in less than 2...
<ul><li>Applying for a Guarantor Loan </li></ul><ul><li>Immediately you’ve submitted your enquiry we’ll tell you which len...
<ul><li>Apply Now </li></ul><ul><li>Quick Enquiry </li></ul><ul><li>No Upfront Fees </li></ul><ul><li>No Credit Scoring </...
<ul><li>Guarantor Loans Lenders </li></ul><ul><li>There are a growing number of specialist Guarantor Loans lenders in the ...
<ul><li>Why Apply to Solution Loans? </li></ul><ul><li>We’re the “one stop shop” for guarantor loans </li></ul><ul><li>App...
<ul><li>What Next? </li></ul><ul><li>Further questions? </li></ul><ul><ul><li>We have an extensive FAQ section on our webs...
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Guarantor Loans: An Overview

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Guarantor loans are personal unsecured loans that suit borrowers with a bad credit history. Because the borrower provides a guarantor the lender does not need to credit score the borrower. Hence the borrower’s credit status is irrelevant. More information is available at http://www.guarantor-loans.co.uk

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Guarantor Loans: An Overview

  1. 1. Guarantor Loans: An overview of this flexible, modern unsecured loan
  2. 2. <ul><li>What is a Guarantor Loan? </li></ul><ul><li>A Guarantor Loan is an unsecured personal loan. </li></ul><ul><li>A guarantor is required for the loan to help reduce the risk to the lender. </li></ul><ul><li>The borrower organises a guarantor as part of the application process. </li></ul><ul><li>You can borrow up to £7500. </li></ul>
  3. 3. <ul><li>Why Guarantor Loans could help </li></ul><ul><li>Struggling to get credit elsewhere? </li></ul><ul><li>Want an unsecured loan without being credit scored? </li></ul><ul><li>With a Guarantor Loan you could get an unsecured loan even if you have a bad credit history. </li></ul>
  4. 4. <ul><li>Guarantor Loans for Bad Credit </li></ul><ul><li>The recent credit crunch means that high street banks have shied away from people with bad credit histories. </li></ul><ul><li>Guarantor Loans have been designed to ensure that credit is available to those with credit problems. </li></ul><ul><li>And no credit scoring is done! </li></ul>
  5. 5. <ul><li>The Benefits of a Guarantor Loan </li></ul><ul><li>No credit scoring required </li></ul><ul><ul><li>So a poor credit history is not a problem </li></ul></ul><ul><li>Loans are unsecured; max value £7500 </li></ul><ul><li>No upfront application fees </li></ul><ul><li>Repay early with no penalties (some lenders) </li></ul><ul><li>Rebuild your credit status by successfully repaying the loan </li></ul><ul><li>Tenants & homeowners can apply </li></ul>
  6. 6. <ul><li>What are the Criteria for a loan? </li></ul><ul><li>The general lending criteria are: </li></ul><ul><ul><li>You must be aged 18 to 65 years old </li></ul></ul><ul><ul><li>You must be a UK resident (exc. Isle of Man) </li></ul></ul><ul><ul><li>Your income (inc. benefits) must be more than £100 per month </li></ul></ul><ul><ul><li>You must have a UK bank account </li></ul></ul><ul><ul><li>You cannot be bankrupt or on an IVA </li></ul></ul>
  7. 7. <ul><li>What other Criteria are there? </li></ul><ul><li>You must provide a guarantor (see other videos on this subject) </li></ul><ul><li>Our lenders operate responsible lending policies. </li></ul><ul><ul><li>They may decide not to lend if they do not believe you can afford the repayments. </li></ul></ul>
  8. 8. <ul><li>What does the Guarantor do? </li></ul><ul><li>The guarantor takes responsibility for your loan if you fail to keep up repayments. </li></ul><ul><li>So, guarantors will only act for you if they feel they can trust you. </li></ul>
  9. 9. <ul><li>Who can be my Guarantor? </li></ul><ul><li>Generally you need to find someone who knows you well and who trusts you to repay the loan. You could consider: </li></ul><ul><ul><li>Parents </li></ul></ul><ul><ul><li>Other Family members </li></ul></ul><ul><ul><li>Friends or work colleagues, etc </li></ul></ul>
  10. 10. <ul><li>Who can be my Guarantor? </li></ul><ul><li>For £500 to £7500 loans: </li></ul><ul><ul><li>UK homeowner </li></ul></ul><ul><ul><li>Aged 23 to 75 (at end of loan period) </li></ul></ul><ul><ul><li>Good to reasonable credit history </li></ul></ul><ul><ul><li>Have a UK bank account </li></ul></ul><ul><ul><li>Have an income of at least £800 per month </li></ul></ul><ul><ul><li>Not financially linked to the borrower </li></ul></ul>
  11. 11. <ul><li>Who can be my Guarantor? </li></ul><ul><li>For £50 to £500 loans: </li></ul><ul><ul><li>UK tenant or homeowner </li></ul></ul><ul><ul><li>Aged 18 or over </li></ul></ul><ul><ul><li>Good to reasonable credit history </li></ul></ul><ul><ul><li>Have a UK bank account </li></ul></ul>
  12. 12. <ul><li>Applying for a Guarantor Loan </li></ul><ul><li>Our form is easy to understand and can be completed in less than 2 minutes. </li></ul><ul><li>You don’t have to specify a guarantor at the point of enquiring </li></ul><ul><ul><li>You have plenty of time to find your perfect guarantor. </li></ul></ul>
  13. 13. <ul><li>Applying for a Guarantor Loan </li></ul><ul><li>Immediately you’ve submitted your enquiry we’ll tell you which lenders have accepted it. </li></ul><ul><li>These lenders will email your documents to you within 2 minutes. </li></ul><ul><li>Some lenders will allow you to complete the full documents online. </li></ul>
  14. 14. <ul><li>Apply Now </li></ul><ul><li>Quick Enquiry </li></ul><ul><li>No Upfront Fees </li></ul><ul><li>No Credit Scoring </li></ul><ul><li>Up to £7500 </li></ul><ul><li>As fast as 24 Hours </li></ul><ul><li>www.guarantor-loans.co.uk </li></ul>
  15. 15. <ul><li>Guarantor Loans Lenders </li></ul><ul><li>There are a growing number of specialist Guarantor Loans lenders in the UK. </li></ul><ul><li>We only work with the most reputable lenders so you can trust the lenders to have your interests at heart. </li></ul><ul><li>They all have “responsible lending” policies to help protect you. </li></ul>
  16. 16. <ul><li>Why Apply to Solution Loans? </li></ul><ul><li>We’re the “one stop shop” for guarantor loans </li></ul><ul><li>Apply just once to approach only the very best guarantor lenders </li></ul><ul><ul><li>You don’t need to use any other websites. </li></ul></ul><ul><li>It’s Free - we don’t charge any upfront fees </li></ul>
  17. 17. <ul><li>What Next? </li></ul><ul><li>Further questions? </li></ul><ul><ul><li>We have an extensive FAQ section on our website </li></ul></ul><ul><ul><li>You can also email us with specific questions </li></ul></ul><ul><li>Apply for a Guarantor Loan </li></ul><ul><ul><li>Go to www.guarantor-loans.co.uk and complete the straightforward form. </li></ul></ul>

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