An Introduction to Greg George and SunTrust Mortgage, Inc. Greg George Vice President, Sr Loan Officer 864.381.7342 SC 704.957.9092 NC [email_address] suntrustmortgage.com/ggeorge
Meet Greg George
A top performing mortgage professional
Strategically Aligned with Select Financial
Planners, Real Estate Agents, and Businesses
Nearly a decade of Mortgage Sales Experience.
Deeply involved in Community and Networking
Married to my best friend, and father of three great kids.
What My Clients and Partners Say
” I don’t really know where to begin ….I just want to thank you from the bottom of my heart…Because of all of your hard work and dedication, I was able to purchase a home for myself and my children. They love it and so do I. Thank you again for sticking it through. Due to all of your efforts, you now have a client for life. I will never use another mortgage company.” G. & J. C.
“ Thank you. Thank you very much! – To the King of the Quick Close ! Alan and I enjoyed working with you.” C. & A. H.
“ Thank you so, so much for all you did for us to get our loan re-financed. You hung in there with us where someone else would have given up” R.A.
“ Greg is by far the best mortgage broker I have ever worked with. My clients are always pleased with the level of service and great products Greg provides. Greg’s knowledge of the mortgage and financial industries are unsurpassed and he has proven time and again to be a great asset to my firm.” S.A.
“ Greg is a “client first” kind of professional who went above and beyond to fulfill my requirements. Greg & his team have been and will be my mortgage broker of choice.” R.L.
Why SunTrust Mortgage?
National mortgage company with local presence
Wholly-owned subsidiary of a Top 10 bank, SunTrust Bank
Top 5 in mortgage originations nationally
Respected brand in all markets
Nationally recognized for superior client service
Track record of consistent earnings
Laptop / Mobile originations
Local support from origination to closing
SunTrust Mortgage – Business in Brief Ownership : Wholly-Owned Subsidiary of SunTrust Bank SunTrust Mortgage, Inc. originates loans throughout locations within SunTrust Bank markets (VA, DC, MD, NC, SC, GA, AL, TN, & FL) and adjacent states, maintains correspondent and broker relationships in 49 states, and services loans in 50 states and the District of Columbia. Year to date as of March 31, 2010: Servicing portfolio: $178.0 billion Loans originated: $4.6 billion Loans purchased: $1.0 billion Total production: $5.6 billion Number of loans serviced: 1,009,733 Number of locations: 202 Number of brokers: 2,043 Number of correspondents: 1,170 Headquarters: Richmond, VA
Geographic Locations - Retail Over 1,100 Loan Officers*
*Includes loan officers with offices inside bank branch locations
209 locations in Florida Group Over 144 locations in Central Group 137 locations in Mid-Atlantic Group
I can offer… I am committed to serving you and your clients. There are several benefits to doing business with me, and SunTrust Mortgage.
All calls returned within 24 hours
No lies, no tricks, and no crooked mortgage games
Loan approvals within 24 hours of application
Closing Statements (HUD I) within 24 hours of closing
A partner that will help you build your business
A mortgage expert designed to create raving fans of your clients.
Mortgage industry updates
Creating Raving Fans Who Send Referrals for all parties.
10 Steps to a Smoother Closing
Buyer Red Flags
True 100% Financing & Other Remarkable Loan Options
Ready, Set, HUD!
Never Lose Another Lead 3 Tasks I Perform After Each Referral I Call You Immediately I Send Buyer a Follow-up Email I Schedule Follow-up Call to Buyer in Outlook
On-site Visibility and Support
Loan officer presence at open houses and model homes
Mortgage loan applications taken on location
Marketing materials, showing financing and product options, provided on-site to help move the sales process
Joint homebuyer seminars
Preparing for closing
Marketing materials that demonstrate financing and product options placed on-site to help move the sales process
Products and Options SunTrust Mortgage has a wide array of mortgage products and options. We can find the right mortgage financing solution for your clients.
Variety of Product Options
Fixed or adjustable rate* products
Interest only** and fully amortizing options
First-time home buyer programs
Primary residences and vacation/second homes
FHA and VA loans
100% Doctor loan † with no mortgage insurance
*Adjustable Rate Mortgage (ARM) products have interest rates that may increase after consummation. ** Monthly payments of interest only will not reduce the principal owed. † Borrowers should note that 100% mortgage financing will result in no property equity until such time as the loan principal is paid down through regular mortgage payments and/or the property value appreciates. Additionally, if property values decline you could owe more than your property’s value.
Encourage New Buyers
SkipIt – seller pays up to six months principal, interest, tax and insurance on behalf of the new homebuyer
Buyers’ Bonus – seller pays up to six months principal and interest for new homebuyer
Temporary rate buy downs – seller pays to reduce homebuyer’s interest rate for the first two or three years of their loan
Permanent rate buy downs – seller pays discount points to reduce homebuyer’s interest rate for the life of the loan
Single premium mortgage insurance
Closing cost contributions
Strategic Marketing Our strategic marketing program can help you grow your business
Co-Branded Listing Flyers – 3 styles from which to choose!
Five Photos with Financing One Photo with Financing Five Photos with Property Description
Strategic Marketing Buyer’s Bonus Buy Down Mortgage Co-branded seller contribution flyers Your contact information, logo and/or photo can be added to customize these marketing pieces.