ERI Tutorial


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A 5 minute tutorial on how to use the weekly updates provided on

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ERI Tutorial

  1. 1. Easy Retirement Investing Tutorial<br />How to use the ERI website<br />
  2. 2. ERI invests in 15 Exchange Traded Funds or ETF’s<br />The methodology used to generate buy/sell signals for ETFs is called Diversified Long-Term Timing or DLTT<br />
  3. 3. Below each ETF symbol is a brief description. <br />For more information, go to the ETF Info page and click on each symbol<br />
  4. 4. The first 7 ETFs invest in U.S. stocks: large cap, small cap and sector<br />The last 7 ETFs are single country funds from Europe, Asia and Latin America<br />DBC is a global commodity ETF, investing in energy, grains and metals.<br />
  5. 5. Each ETF’s historical return is ranked 1 (best) to 15 (worst)<br />EWZ has the best historical return. Ranks are based on past performance and may not accurately predict future returns.<br />
  6. 6. Percentage of time that an ETF has been on a buy signal (long position)<br />
  7. 7. Average time period in years that an ETF remains on a buy signal (long position)<br />Volatile ETFs like PIN and EWA tend to have shorter average time periods on a buy signal<br />
  8. 8. If current status is “Buy”, we are holding a long position in the ETF<br />“Sell” indicates no position in the ETF is held in the portfolio; a cash position is held until a buy signal occurs<br />We do not recommend short positions in ETFs with a Sell status<br />
  9. 9. The standard allocation to an ETF on a buy signal is 6.7% (rounded to 7%)<br />When an ETF appreciates in value after a buy signal, the allocation grows as in this example (9%)<br />
  10. 10. Buy price is the next weekly closing price following a buy signal<br />Gain/Loss is the percent difference between the current price and buy price<br />
  11. 11. If the Current Status equals the Next Wk Signal, then no action is required<br />Buy/sell instructions for the next week are shown here<br />
  12. 12. Trend strength is an indication of how likely a rising trend will continue<br />The highest trend strengths are color coded green; the weakest trends are red<br />
  13. 13. Compounded annual returns and year-to-data performance are shown here<br />Year-to-date performance is real time; all other historical performance data is hypothetical, based on backtesting<br />
  14. 14. Annual dividend adjusted returns from 2000 to present are shown here<br />Blue bars represent the DLTT Portfolio and SPY Buy & Hold is in red; 2000-08 returns are based on backtesting<br />
  15. 15. ETF holdings in the DLTT Portfolio are summarized here<br />Cash: money on the sidelines waiting to be invested in ETFs on sell signals; can be invested in money market or short term bond funds<br />
  16. 16. Thank you for your interest in<br />