ERI Tutorial
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ERI Tutorial



A 5 minute tutorial on how to use the weekly updates provided on

A 5 minute tutorial on how to use the weekly updates provided on



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ERI Tutorial ERI Tutorial Document Transcript

  • Easy Retirement Investing Tutorial
    How to use the ERI website
  • ERI invests in 15 Exchange Traded Funds or ETF’s
    The methodology used to generate buy/sell signals for ETFs is called Diversified Long-Term Timing or DLTT
  • Below each ETF symbol is a brief description.
    For more information, go to the ETF Info page and click on each symbol
  • The first 7 ETFs invest in U.S. stocks: large cap, small cap and sector
    The last 7 ETFs are single country funds from Europe, Asia and Latin America
    DBC is a global commodity ETF, investing in energy, grains and metals.
  • Each ETF’s historical return is ranked 1 (best) to 15 (worst)
    EWZ has the best historical return. Ranks are based on past performance and may not accurately predict future returns.
  • Percentage of time that an ETF has been on a buy signal (long position)
  • Average time period in years that an ETF remains on a buy signal (long position)
    Volatile ETFs like PIN and EWA tend to have shorter average time periods on a buy signal
  • If current status is “Buy”, we are holding a long position in the ETF
    “Sell” indicates no position in the ETF is held in the portfolio; a cash position is held until a buy signal occurs
    We do not recommend short positions in ETFs with a Sell status
  • The standard allocation to an ETF on a buy signal is 6.7% (rounded to 7%)
    When an ETF appreciates in value after a buy signal, the allocation grows as in this example (9%)
  • Buy price is the next weekly closing price following a buy signal
    Gain/Loss is the percent difference between the current price and buy price
  • If the Current Status equals the Next Wk Signal, then no action is required
    Buy/sell instructions for the next week are shown here
  • Trend strength is an indication of how likely a rising trend will continue
    The highest trend strengths are color coded green; the weakest trends are red
  • Compounded annual returns and year-to-data performance are shown here
    Year-to-date performance is real time; all other historical performance data is hypothetical, based on backtesting
  • Annual dividend adjusted returns from 2000 to present are shown here
    Blue bars represent the DLTT Portfolio and SPY Buy & Hold is in red; 2000-08 returns are based on backtesting
  • ETF holdings in the DLTT Portfolio are summarized here
    Cash: money on the sidelines waiting to be invested in ETFs on sell signals; can be invested in money market or short term bond funds
  • Thank you for your interest in