When applying for a Home Loan at FNB you not only get the benefit of owning your own home but FNB now also offer a number of Add Ons that can benefit you in the future. Just to name a few there is the Future Use option or the Flexi Facility that gives you easy access to funds within 24 hours. For more on these and so many other great products from FNB or to apply for Home Loan please feel free to contact 0861 106 204 us or visit our website at www.gpfmortgage.co.za

1. GPF Mortgage – Home Loans
FNB Add Ons
Lets Now Discuss the five FNB Add Ons
The normal loan conditions apply for all of FNB’s products

2. GPF Mortgage – Home Loans
Future use:
• With future use you can register a bond which is
higher than the home loan amount you would need in
order to create a surplus which you can use on a later
date
• Example: buy a house for R900,000 Register a bond
for R1.2 million, the additional R300,000 is your future
use amount.
• Your monthly payments would be based on the
R900,000 and not on the registered R1.2m
• Registering for a higher amount = easy access to
additional funds and you don’t need to pay
registration fees again.

3. GPF Mortgage – Home Loans
Flexi Facility :
• Flexi facility gives you easy access to surplus funds in your bond account 24
hours a day
• You can also access funds online by using FNB’s online banking facility
• When depositing extra money into your bond you can still have access to it
when you need it.

4. GPF Mortgage – Home Loans
Further Loan:
• If your property goes up in value you can increase the size of your loan
(Further Loan) by applying for a additional loan on the original registered
bond.

5. GPF Mortgage – Home Loans
Pre – Paid:
• For a lot of people it is easier to apply for a pre-paid facility than
registering for a Further Loan or apply for a Re-Advance
• You can also use this option if you do not use online banking or you do
not qualify for FNB’s Flexi facility.
• Pre- paid gives you access to additional money that you have paid into
your home loan

6. GPF Mortgage – Home Loans
Re – Advance
• Re- Advance gives you access to the difference between your original
registered bond amount and the amount you still owe on your mortgage.

7. GPF Mortgage – Home Loans
Well, I know that is a lot for you to take in so I am happy to
spend some time with you and answer any questions you
have about choosing home loans.
You are very welcome to contact my office at 086 110 6204
or send me a personal email at: info@gpfmortgage.co.za