Financial Services And Markets
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Financial Services And Markets

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Financial Services And Markets Financial Services And Markets Presentation Transcript

  • FINANCIAL SERVICES AND MARKETS
    • TYPES OF FINANCIAL SERVICES
    • E quipment leasing/Finance
    • Hire purchase
    • Consumer Credit
    • Bill Discounting
    • Venture Capital
    • Insurance Services
    • Factoring
    • Portfolio Management
    • Project Counseling
    • Loan syndication
    • Merger and acquisition
    • Capital Restructuring
    • Credit Rating
    • Stock Broking
    • LEASING:
    • “ leasing separates ownership and use as two economic activities, and facilitates asset without ownership.”
    • -M.H.Miller
    • ELEMENTS:
    • Number of parties
    • Asset
    • Consideration
    • Lease Period
    • Use v/s Ownership
    • Termination of Contract
    • HIRE PURCHASE:
    • Hire purchase means a transaction where goods are purchased and sold on the terms that-
    • The payments will be made in installments.
    • The possession of goods is given to buyer immediately
    • The ownership remains with the vendor till last instalment is paid.
    • the seller can repossess the goods in case of default in payment of instalments.
    • Each instalment is treated as hire charges.
    • BILL DISCOUNTING:
    • Discounting of Bill of exchange is an attractive financial service provided by the finance companies. The seller draws a bill of exchange on the buyers of goods on credit. The seller will get the bill of exchange discounted at Bank. The Bank on the maturity of bill will present to the acceptor.
    • VENTURE CAPITAL:
    • The term “ Venture capital” represents financial investment in a highly risky projects wit the objective of earning a high rate rate of return. There is a significant scope for venture capital companies in our country because of increasing emergence of technocrat entrepreneurs.
    • INSURANCE SERVICES:
    • Insurance is the contract between the insurer and the insured, where the insurer agrees, in consideration of a sum of money, to make good the loss suffered by the insured against a specific risk such as fire or compensate the beneficiaries (insured) on the happening of a specified event such as accident or death.
    • FACTORING:
    • Factoring may be broadly be defined as the relationship, created by an agreement, between the seller of the goods/services and a financial institution called the factor, where by the latter purchases the receivables of the former and also controls administers the receivables of the former.
    • PORTFOLIO MANNAGEMENT:
    • Merchant banks offer services not only to the companies issuing the securities but also to the investors. They advice their clients mostly institutional investors, regarding investment decisions as to the quantum of amount security and the type of security in which to invest.
    • LOAN SYNDICATION:
    • Merchant bankers provide specialized services in preparation of project, loan application for raising short term as well as long term credits from various banks and financial institutions for financing the project or meeting the working capital requirement.
    • MERGES AND ACQUISITION:
    • PROJECT COUNSELLING:
    • Project counseling broadly covers the study of the project and providing advisory services on the project viability and procedural steps to be followed for its implementation. It covers the following aspects.
    • Development of an idea
    • Preparation of the project reports after considering the financial, economic and market feasibility
    • Estimation of the cost of the project
    • Deciding the ,means of financing
    • Studying the procedural aspects of project implementation
    • CAPITAL RESTRUCTURING:
    • CREDIT RATING:
    • Credit rating is the opinion of the rating agency on the relative ability and willingness of the issuer of a debt instrument to meet the dept service obligation as and when they arise.
    • STOCK BROKING:
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