1. Bantotal – A GeneXus Success
Story
Marcelo Kosec, General Manager, Bantotal
mkosec@dlya.com.uy

2. Our Story: Knowledge
• Products / Services
• Procedures
• Business Rules
• Policies
• Accounting Practices
• Information
• Regulations
Banking / Financial Services.

3. Our Story: Technology
100 % GeneXus

4. Our Story: Bantotal
• Core (RCIFs, Accounting, Deposits, Loans,
Delivery Channels, etc.)
• Foreign Trade
• Treasury
• Cash Management
• Loan Origination (i.e: Consumer, SMEs,
Microfinance)
• Anti-Money Laundering
• Internet Banking
• Management Information System

5. WE WILL HELP YOU
BELIEVE US,
Problems:
“Technology changes faster than Knowledge”
“Reality is always changing”
“Technology is becoming more complex”

6. WE WILL HELP YOU
BELIEVE US,
Problems:
“Technology changes faster than Knowledge”
“Reality is always changing”
“Technology is becoming more complex”

7. Piazza
Salimbeni
Siena,
Italy
Headquaters
of
Monte
Dei
Paschi
di
Siena
Bank
since
1472

11. Knowledge / Technology
• RPG/400, C/S (Win),
Java (Win), Java (Web),
.net (Web)
• DB2/SQL Server/Oracle
• BPM (GXflow)
• OLAP (GXplorer)
• Webservices
• Smart Devices

12. WE WILL HELP YOU
BELIEVE US,
Problems:
“Technology changes faster than Knowledge”
“Reality is always changing”
“Technology is becoming more complex”

13. Changing Reality - Functional
Corporations
Individuals
Wealthy
Very Poor

14. Changing Reality
Workloads
Banks: 3
Countries: 2
Peru Users: + 5 K
Customers: + 4 MM
Branches: + 350
Service Points: + 1 K
Daily Txns: + 1,5 MM

15. Changing Reality
• Regulations
• Basle Accords
• SOX
• Patriot Act
• Financial Crisis

16. WE WILL HELP YOU
BELIEVE US,
Problems:
“Technology changes faster than Knowledge”
“Reality is always changing”
“Technology is becoming more complex”

17. Problem: Lack of Human Resources
Options:
Options fundamentals: High population
Lots of Math/Eng. degrees
Low salaries
Our perspective: We do not have
We do not want

18. Complex Technology
Problem: Lack of Human Resources
Our Options fundamentals:
• High School Degree
• Better Job than available choices in the
surroundings
Where?:
• Very Small towns (less than 10 K)
• Very Low Income Areas

19. Very
Small
Town
(5K
in
populaIon)
Available
Job
choices
in
the
surroundings:
•
At
the
fields
•
At
the
only
gas
staIon
in
town
•
At
the
only
general
store
in
town

22. Very
Low
Income
Area
Available
Job
choices
in
the
surroundings:
•
None
Other
choices
in
the
surroundings:
•
Drugs
•
Violence

25. Complex Technology
• “Innovative Social Responsability Programs!!”
• We found an “American Idol”
Lee
DeWyze
Enzo
Serena
Used
to
be
:
Salesman
in
a
paint
shop
Used
to
be
:
High
School
student
in
a
Now:
Singer
–
An
“American
Idol”
very
small
town
Now:
GeneXus
Programmer
–
A
“GeneXus
Idol”

26. WE WILL HELP YOU
BELIEVE US,
Problems:
“Technology changes faster than Knowledge”
“Reality is always changing”
“Technology is becoming more complex”

27. WE WILL HELP YOU
BELIEVE US,
Problems:
“Technology changes faster than Knowledge”
“Reality is always changing”
“Technology is becoming more complex”

28. Questions?