xyzmo Company Overview

Sign with Sign with Authenticate Signers using Signature-Pads Tablets & Smartphones Real-Time Signature Verification Go Paperless with our E-Signature Solutions. SIGNificantly efficient! Sign documents electronically either with SIGNificant Client/SDK on the desktop or sign in a secured server environment with SIGNificant Server in a web browser. Sign online or offline on the iPad, Android or Windows Mobile Signing app. Even control the signing and document completion process to avoid costly, incomplete contracts. Seamlessly integrate the signing process into your existing application to ensure best user experience. Finally, authenticate a signatory in real-time against his signature profile with SIGNificant Biometric Server. Customer Benefits Unique features As simple as signing on paper.  End-to-end security of the biometrical data Documents cannot get lost during delivery. recorded from a handwritten signature. No forgotten signatures or attachments.  Hardware independence – exchange of recording Complete electronic contract execution resulting devices possible without changing the software in a secured electronic original document. layer. Reduces fraud through document integrity and  Powerful workflow engine that enables you to optional real-time signature verification. efficiently control the document completion Seamless and fast integration in existing process. application and document flows.  Proven biometrical signature verification in real- Accelerates POS processes freeing up time for up- time with self-learning profiles. selling & cross-selling activities.  Robust server platform that provides high Helps to save the planet & provides a modern security, scalability & a straightforward server- image. side integration. ROI in less than 12 months through signficantly  Wide product range incl. SDKs, fat-client & server less labor, paper, equipment, mail and archive solutions to support all possible customer costs. requirements and scenarios. www.xyzmo.com Page I 1

SIGNificant Feature OverviewElectronic Signature Control the signature process Record Handwritten Signatures Define signature fields, signing Capture signature biometrics order, necessary attachments, and safely embed them into the ... document Stamp & Protect Document Authenticate in Real-Time Digitally sign & seal the PDF Reliably verify a handwritten signature against a signature database and provide immediate response Forensic Signature Analysis Hardware Independence Expert tool to forensically Compatibility to major signature analyze the biometrical capturing devices e.g. Wacom, characteristics of a captured StepOver, Ingenico, iPad, signature Andorid, Windows Mobile, etc.Document Preperation Convert to PDF & PDF/A Fill Out PDF Forms Convert files into PDF or PDF/A Fill out and sign forms in seconds Attach Documents Add Annotations Add documents such as a Marking up your business scanned drivers license, a documents with tools, such as a passport or any other file pen, typewriter or highlighter www.xyzmo.com Page I 2

SIGNificant Product OverviewElectronic Signatures in Real-Life Banking Insurance E-Signature solutions are a perfect E-signature technology can be fit for various financial procedures, leveraged across all channels - such as account openings, with- including agents and call centers - drawals, loan origination, issuing to better facilitate sales transac- policies, signing application forms tions. and authorizing transactions. Telecommunications Retail Go fully paperless by completely With the combination of the slim eliminating the need to print ser- and secure SIGNificant Generic vice agreements and sales receipts POS Connector, used at POS in for signing at the POS (Point of retail outlets, and the SIGNificant Sale). Server infrastructure, used in the datacenters, expensive traditional paper-based processes efficiently transform into full electronic processes Government Health Care City or county government offices xyzmos solutions are perfect for e- where documents must be signed prescriptions, mobile signing, the by employees at multiple locations general management of healthcare or regularly signed in significant systems, and the processing of volumes. clinical and patient records. Any Organization … where documents must be signed at multiple locations or regularly signed in significant vol- ume. www.xyzmo.com Page I 3

Trusted by the Worlds Most Respected Brandsxyzmo and its predecessors have a combined history of more than 10 years of digital signature expertise. To date,our solutions have processed millions of electronic signatures around the globe. Phone House Bred (BanquePopulaire) Europe-wide Roll-Out in More than 2,000 seats in branch- all Shops. es in France. T-Mobile Triglav Insurance 15,000 POS in 2,500 Used in salesforce in Solvenia. shops in the US. Generali Insurance Tatra Bank (Raiffeisen) Mobile salesforce in More than 1,000 seats in branch- Slovenia. es in Slovakia. WIND IntesaSanpaolo Bank All shops in Greece. 5,000 branches, 13,000 seats across Italy.Company ProfileIn July 2004, Trodat founded its fully-owned subsidiary, Trosoft. From day one, the corporate objective was thedevelopment and distribution of visible, secure marking technologies for the electronic exchange of documents.After two years of intensive research and development work, a product family was introduced to the market. Withanalogies to traditional and simple working processes, Trosoft’s vision was to make digital security as easy as thetraditional stamping and signing of documents and, at the same time, to guarantee necessary protection againstforgery in the digital world.In March 2006, the founders of Real4You, Christian Rimpf and Klaus Riederer, along with Dr. Gerald Cäsar (nowa-days CEO of xyzmo), jointly bought 100% of Trosoft. The name Trosoft was changed to xyzmo in July 2006.Together with WonderNet, xyzmo subsequently founded its subsidiary, SIGNificant Signature Solutions GmbH, forthe worldwide distribution of SIGNificant, an established electronic signature solution.In close scientific cooperation with universities, WonderNet had been studying the manual signing process since thelate 1990s, and had developed precise mathematical methods of comparing electronic recorded signatures withdigitally stored signature samples. Bank Hapoalim and WACOM Co. Ltd. Japan were both investors in WonderNet atthis time. www.xyzmo.com Page I 4

After achieving much success in Europe, xyzmo was in a position to establish its products in the United States in thefall of 2008. Since then, T-Mobile USA has been using the xyzmo electronic signature solution throughout the U.S.for all documents and receipts that require a signature in its shops. This installation is one of the largest uses of thiskind of technology anywhere in the world. In 2008, xyzmo also took over all assets of WonderNet and the entireshareholding its subsidiary, SIGNificant Signature Solutions GmbH.Today, SIGNificant Signature Solutions GmbH is a 100% daughter company of xyzmo.xyzmo and SIGNificant Signature Solutions are located in Ansfelden, Austria, with sales offices located in the U.S.and in Romania. Through close cooperation with strategic partners, xyzmo is represented in numerous othercountries. www.xyzmo.com Page I 5

xyzmo Company Overview

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