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Doing Business in India The Big Picture A Banker’s Perspective US – India Business Summit November 29, 2006 Dr. Anil K Khandelwal Chairman & Managing Director Bank of Baroda
Indian Economy – A Snapshot ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],Indian Economy – A Snapshot
Improved Ranking on Business Front ,[object Object],[object Object],[object Object],[object Object],[object Object]
The Indian Financial  Sector ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Indian Financial  Sector ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Indian Financial  Sector ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Robust & Resilient Banking Sector ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Indian Banks – in good health…
Indian Banks – in good health… ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],TRS Apr 01 – Apr 05 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Banks – Major Financiers of Growth ,[object Object],[object Object],[object Object],[object Object],[object Object]
Indian Banks in the Best of the League of Asian Peers ,[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Requirements Fulfillments Financial Sector Reforms – Going Ahead
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Area Status Significant Steps for Improvement…
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Indian Banks are on a high growth track…   More than 25% of the Bank Loan Assets are in Retail sector ensuring high returns - likely to cross Rs. 5700 bn by 2010
Online Banking  in India . . . Growth of e-Commerce Transactions ,[object Object],[object Object],[object Object],Indian Banks are on a high growth track…
[object Object],[object Object],Doing Business in India …
Consumer Loans / GDP(%) Mortgages / GDP(%) Credit Cards / GDP (%) Other Retail Loans / GDP (%) Consumption boom in India In each of the area, huge untapped potential left The Big Picture…
Mutual Funds – Global Perspective Mutual Funds as a % of GDP Global Investment Fund Asset Pool Low Penetration – Indian industry still in early stages Source : CLSA Asia Pacific Markets The Big Picture…
Life premium/ GDP (%) Source : Swiss Re Report 2005 Insurance Penetration – Global Landscape Non Life premium/ GDP (%) Insurance density (US$ premiums per capita) Low Penetration – A large potential still untapped  The Big Picture…   10 10 Indonesia 16 13 China 4.5 18 India 95 188 Malasiya 495 1211 South Korea 1203 1366 Australia 2122 1753 US 1093 2474 France 790 2954 Japan 1311 3287 UK Non Life Life  Country
Growth of Card Spending in India . . . Growth of ATMs in India ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Growth of Credit and Debit Cards in India The Big Picture…
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Wealth Management  & Private Banking – New Growth Opportunities…
India is fast emerging as the “Back Office” of the World & the “Global Knowledge Hub” The Big Picture…  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],The Story Continues…
[object Object],[object Object],[object Object],[object Object],[object Object],Challenges Ahead….
[object Object],[object Object],[object Object],[object Object],[object Object],Challenges Ahead….
Thank You

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Dr Anil Khandelwal

  • 1. Doing Business in India The Big Picture A Banker’s Perspective US – India Business Summit November 29, 2006 Dr. Anil K Khandelwal Chairman & Managing Director Bank of Baroda
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10.
  • 11.
  • 12.
  • 13.
  • 14.
  • 15.
  • 16.
  • 17.
  • 18. Consumer Loans / GDP(%) Mortgages / GDP(%) Credit Cards / GDP (%) Other Retail Loans / GDP (%) Consumption boom in India In each of the area, huge untapped potential left The Big Picture…
  • 19. Mutual Funds – Global Perspective Mutual Funds as a % of GDP Global Investment Fund Asset Pool Low Penetration – Indian industry still in early stages Source : CLSA Asia Pacific Markets The Big Picture…
  • 20. Life premium/ GDP (%) Source : Swiss Re Report 2005 Insurance Penetration – Global Landscape Non Life premium/ GDP (%) Insurance density (US$ premiums per capita) Low Penetration – A large potential still untapped The Big Picture… 10 10 Indonesia 16 13 China 4.5 18 India 95 188 Malasiya 495 1211 South Korea 1203 1366 Australia 2122 1753 US 1093 2474 France 790 2954 Japan 1311 3287 UK Non Life Life Country
  • 21.
  • 22.
  • 23.
  • 24.
  • 25.
  • 26.