E banking

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E banking

  1. 1. E-BANKING
  2. 2. INTERNET BANKING Web Banking or Internet Banking is a term used to describe banking transactions that are performed via a secured Internet application. Web Banking transactions include such things as paying bills, transferring funds, viewing account statements and paying down loans and mortgages. The levels of internet banking services -: I)The basic level disseminate information on different products and services offered to customers and public in general. II) In the next level are Simple Transactional Websites which allow customers to submit their instructions, applications for different services, queries on their account balances, etc, but do not permit any fund-based transactions on their accounts. III) The third level of Internet banking services are offered by Fully Transactional Websites which allow the customers to operate on their accounts for transfer of funds, payment of different bills, subscribing to other products of the bank and to transact purchase and sale of securities, etc.
  3. 3. Development of E-banking in India ICICI was the first bank to initiate the Internet banking revolution in India as early as 1997 under the brand name 'Infinity‘. ICICI Bank kicked off online banking way back in 1996 . But even for the Internet as a whole, 1996 to 1998 marked the adoption phase, while usage increased only in 1999- due to lower ISP online charges, increased PC penetration and a tech-friendly atmosphere
  4. 4. Different services provided under e-banking ONLINE BILL PAYMENT INVESTMENT SERVICES Electronic Payments Bank-on-the-Move Tab Banking E-Locker  Donate Online
  5. 5. Electronic payments Electronic modes of payment solutions offered by ICICI Bank include Funds Transfer, Real Time Gross Settlement (RTGS) and National Electronic Funds Transfer (NEFT). Further, ICICI Bank also offers the facility to send e-mail advices to the beneficiaries for all electronic fund transfers.
  6. 6. National Electronic Funds Transfer (NEFT) NEFT facilitates transfer of funds electronically from one account to another, between NEFT participant bank branches in India. This product offers functionality of online funds transfer facility across banks. It is primarily for low value transactions and offers an efficient, secure, economic, reliable and expeditious solution for funds transfer.
  7. 7. Tab banking ICICI Bank has launched Tab Banking, which gives a potential customer the convenience of opening his bank account at his or her home or office. Using a tablet equipped with mobile connectivity, our executive can scan the relevant KYC documents and click a picture of the customer, thereby doing away with the need for the customer to visit a branch. Further, this gadget can be used to provide a demo of our internet, mobile and phone banking solutions. It also offers immediate response and resolution to a customer's queries. Tab Banking has been successfully rolled out in nine locations.
  8. 8. E-Locker  ICICI Bank has introduced E-Locker for its wealth customers. E-Locker is a virtual online locker, which is available on the ICICI Bank internet banking platform. The E-Locker can be used to safely store electronically scanned copies of important documents like legal agreements, policy documents, degree certificates and bank statements in various formats. The facility serves as a backup and retrieval tool for important documents and offers a storage space of 1 GB per customer. The E- Locker can be availed at no additional cost by our wealth customers.
  9. 9. Donate Online Through GiveIndia, ICICI Bank now provides you the facility to make a difference to India's underprivileged - online, anytime, from anywhere. Choose from over 140 NGOs that have met high standards of credibility. When you use GiveIndia's online donation platform and complete your donation, you will immediately receive a receipt from GiveIndia, which can be used for tax purposes.
  10. 10. Bill payment Pay bills from the comfort of your home or office. This is a facility ideal for your electricity, telephone, mobile and other bills. Do away with cheques, late payments and lost bills, and enjoy the convenience! Three simple steps to pay bills online: Log in to ICICIBank.com Register your biller Start paying online
  11. 11. Online Mobile Recharge Now you no longer need to rush to the vendor for buying prepaid mobile recharge codes, every time your talk time runs out. Just top-up your prepaid mobile cards by logging into Internet Banking on ICICIBank.com. What's more, this online mobile recharge service is absolutely free for all ICICI Bank Account holders.
  12. 12. ONLINE SHOPPING Online shopping or online retailing is a form of electronic commerce which allows consumers to directly buy goods or services from a seller over the Internet using a web browser.  An online shop evokes the physical analogy of buying products or services at a bricks-and-mortar retailer or shopping centre; the process is called business-to- consumer (B2C) online shopping. 
  13. 13. Online customers must have access to the Internet and a valid method of payment in order to complete a transaction. In the case where a business buys from another business, the process is called business-to-business (B2B) online shopping.

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