Digital Africa, an oxymoron? Think again!

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At Stream11 shared few facts and learnings from Sub Saharan Africa; how this part of the world is leading digital practices in banking, mobile and innovation.

Banks have evolved from brick (branch) to bit (online) banking, but future belongs to virtual banking, where we can carry digitized form of money and pay anyone, at anytime instantaneously. Most of Sub Saharan markets are doing Mobile Commerce (M-PESA) for last couple of years.

Mobile as primary device, world will take another 3 years, where as Sub Saharan markets its always been primary and the only mode.

Digital innovation in Sub Saharan Africa is not driven by lifestyle, its about life and about livelihood.

for questions @gauravtwits

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Digital Africa, an oxymoron? Think again!

  1. 1. Digital doesn’texist in Africa
  2. 2. Shanghai New DelhiMumbai kuala lumpur Singapore Jakarta Nairobi Sydney
  3. 3. It’s not about technology it’s about technology’s immersion into everyday life. And that’s enabling Africa to grow in a totally different direction
  4. 4. UNBANKED UNWIREDUNRESTRAINED
  5. 5. Kenya 43 Banks1500 1000 BranchesATMs
  6. 6. 18 million users person-to-person US$ 25000 366.783 M-Pesa M-Pesa agents. million per month. st Worlds1 commercial mobile money transfer system.More transactions domestically than western union does globally
  7. 7. M-Pesa M-Kesho Worlds1 st commercial mobile A bank account in partnership with money transfer system. Equity bank International MoneyM-Ticketing Transfer ServiceA ticketing service allowingone to buy tickets on their Western Union and M-pesamobile phone International money transfer service
  8. 8. UNBANKED UNWIREDUNRESTRAINED
  9. 9. 50% 55% mobile use mobile penetration to access internet over 35 under 13 13 - 17 over 35gender age 18 - 24
  10. 10. percentage of highly engaged users online 51% 42% 51% Tanzania South Africa 56% 51% Kenya Egypt Morocco 5/10 42% 51% UAE China 56% 51% are african countriesSaudia Arabia Turkey
  11. 11. percentage of highly engaged users online 51% 42% 51% Tanzania South Africa 56% 51% Kenya Egypt Morocco 5/10 42% 51% UAE China 56% 51% are african countries Saudia Arabia Turkey More subscribers thanWESTERNEUROPE 547.5 million 20% yoy
  12. 12. UNBANKED UNWIREDUNRESTRAINED
  13. 13. MOBILE PHONE SERVICE FOR RURAL USERS WITHOUT A HANDSETMOVIRTU
  14. 14. EMAIL AND SMS FOR THE UNCONNECTED IN AFRICAETXT
  15. 15. STORIES OF INNOVATION FROM THE DEVELOPING WORLDUFAHARI
  16. 16. CONNECTING FARMERS TO REAL-TIME PRICE INFORMATIONM-FARM
  17. 17. CROWD SOURCED MAPPING MADE IN AFRICAUSHAHIDI
  18. 18. USING SMS FOR HIV CONTROLSMS FOR HEALTH CARE
  19. 19. Gaurav Singh @gauravtwitsTHANK YOU

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