Secure, Simple, Seamless: Payments in the post-PC era

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Encap´s presentation at UK Payments Council´s yearly event called "Driving Change in Payments Conference 2012"

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  • Put the girl back
  • These and others make customers very wary of adopting new technologies
  • Norway is in the forefront of the development. We´ve been seeing this in Norway
  • Targeted segments?
  • The third stat doesn´t necessary make
  • + the personalcost!!
  • Maybe add an arrow bar?
  • Make it three slides
  • Make it three slides
  • Make it three slides
  • Seamless needs fixing
  • Secure, Simple, Seamless: Payments in the post-PC era

    1. 1. Intro     
    2. 2. The payment ecosystem Messaging Payment facilitation Funds movement SECURITY (authentication and anti-fraud)
    3. 3. Agenda••• • ••
    4. 4. 
    5. 5.
    6. 6. Source: Economist, 08.10.2011http://www.economist.com/node/21531109
    7. 7. Smartphone penetration Source: Economist, 08.10.2011 http://www.economist.com/node/21531109
    8. 8. Source: Economist, 08.10.2011http://www.economist.com/node/21531109
    9. 9. Source: Economist, 08.10.2011http://www.economist.com/node/21530920
    10. 10. Advanced Payments • • •Source: Edgar Dunn & Company, Advanced Payment Report 2011
    11. 11. Big players are lining up
    12. 12. Security fears   *Source: Avira 16
    13. 13. Cost of Identity Fraud: US Source: Javelin Strategy & Research
    14. 14. 
    15. 15. Secure Cost 0 UN: ***** PW: ****** $ $No security Usable security Un-usable security 2FA Risk
    16. 16. Simple = Usable * Wikipedia
    17. 17. 
    18. 18. PC-era authenticationsolutions
    19. 19. Seamless
    20. 20. PC-era payments solutions
    21. 21. Post-PC era payment solutions
    22. 22. Post-PC era payments solutions – – – – – –
    23. 23. Post-PC era authentication –TCO comparison Post-PC HW OTP Smart token OTP soft SMS OTP token
    24. 24. Thanks for listening…

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