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The Mobile Frontier by Jan Chipchase
 

The Mobile Frontier by Jan Chipchase

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    The Mobile Frontier by Jan Chipchase The Mobile Frontier by Jan Chipchase Presentation Transcript

    • The Mobile Frontier JAN CHIPCHASE
    • it takes a team ENAYAT NAJAFIZADA, AIROKOSH FAIZI, MOKHTAR HAJJI, HAMID TASAL, FARIDARUSTAMKH, SAM MARTIN, TOM MANNING, KRISTINA LORING, BILL MAURER, JENNY FAN & PANTHEA LEE
    • rising mobile penetration~50% DENSITY, MANY MULTIPLE SIM OWNERS, AFGHANISTAN TELECOM REGULATORY AUTHORITY, 2010
    • ~4% banking penetration CGAP: 83 ACCOUNTS PER 1,000 PEOPLE, MANY WITH MULTIPLE ACCOUNTS
    • team
    • team
    • new styles of working MILTARY, NGO, JOURNALIST
    • ~56 participants 25 IN-DEPTH INTERVIEWS; 8 HOME VISITS PAST, PRESENT AND POTENTIAL FUTURE M-PAISA USERS; PEOPLE WITHIN THE AGENTECOSYSTEM; MANUAL LABOURERS; POLICE OFFICERS; ENTREPRENEURS; RADIO PRODUCER; CHEMIST; TEACHER; FACTORY WORKERS; STUDENTS; SECURITY GUARDS; ELECTRICIAN; STORE CLERKS; LOCAL NGO WORKERS; CORNER APP STORE OPERATORS; FARMERS 44 MALES / 12 FEMALES RANGE OF RELIGIOUS; ETHNIC; SOCIO-ECONOMIC BACKGROUNDS
    • research challenges
    • money is taboo
    • ramadan
    • elections
    • gender divide
    • security
    • what did we learn?
    • stores of value
    • stores of value
    • stores of value
    • stores of value
    • the risks of cash
    • informal credit
    • informal credit
    • everyday graft
    • financial, mobile, textual literacy
    • trust in institutions
    • tangible vs. digital
    • finding an agent
    • social burden
    • chicken & egg
    • mobile = disruptive
    • ‘the mobile phone is the biggest enabler of love marriages in Afghanistan today’ FEMALE, 20
    • ‘the mobile phone is the biggest enabler of love marriages in Afghanistan today’ FEMALE, 20