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  • 1. Web: www.MillionMileSecrets.comEmail: daraius@millionmilesecrets.comTwitter: @MilMileSecretsFacebook: facebook.com/MillionMileSecrets
  • 2. Daraius“Duh-Rye-Us”
  • 3. The Next 1 Hour- Why Collect Miles & Points?- Stuff Nobody Talks About- Earning Miles & Points- Using Miles & Points- Questions?
  • 4. Million Mile Secrets Big Travel. Small Money.
  • 5. Why Collect Miles & Points?Big Travel with Small Money - Save money - Have experiences you can’t afford - Save time/less stress for frequent travelers
  • 6. Visiting Emily’s Grandma $600 Flights!
  • 7. Jet Airways First Class Suite $10,000!
  • 8. Flying to London to Propose to Emily! $5,000!
  • 9. Thai First Class Massage
  • 10. Escorted Through Airport
  • 11. A $1,000+ Suite in Bora Bora
  • 12. The Iguacu Falls to Ourselves for 4,800 SPG + $90!
  • 13. Save Time
  • 14. Why Collect Miles & Points?- Experiences Last Forever- Memories with Families & Friends- Save Money & Time
  • 15. The Next 1 Hour- Why Collect Miles & Points?- Stuff Nobody Talks About- Earning Miles & Points- Using Miles & Points- Questions?
  • 16. Stuff nobody talks about
  • 17. My Goal
  • 18. Travel for 2?
  • 19. Family of 4?
  • 20. First Class?
  • 21. Or Coach?
  • 22. Good Credit?
  • 23. Earn Miles From Business Travel?
  • 24. Set a GOAL for YOU!
  • 25. Stuff nobody talks about - Ethics
  • 26. Know your limits
  • 27. Always someone with more
  • 28. Lots of Grey Area
  • 29. Front Page Test
  • 30. Organization Is Key!
  • 31. Get Organized Or…
  • 32. Award Wallet ForTracking Miles & Points
  • 33. Yodlee or Mint for Credit Cards
  • 34. Tips to Stay Organized - Pay Bills Online - Set Outlook/I-Phone/Notes Reminders - Excel Spreadsheet to Track •Sign-up/Cancelled/bonus received/spending
  • 35. Things WILL Go Wrong
  • 36. How You React Matters
  • 37. Know When To…
  • 38. Sometimes “Good Enough” is Enough
  • 39. Nothing is Certain
  • 40. Hang Up & Call BackPolitely
  • 41. My Wonderful Wife!
  • 42. Double the Miles & Points
  • 43. Stuff Nobody Talks About - Trade-off- Trade-Offs - Be aware of time invested - Flexible travel dates and routings
  • 44. Stuff Nobody Talks About – Bonus!- Should I collect miles in all programs or just 1? - Flight miles in 1 program - Collect non-flight miles in ALL programs- Don’t forget hotel points- Hotel elite status could matter more- Earning is easy. Redeeming is harder!
  • 45. The Next 1 Hour- Why Collect Miles & Points?- Stuff Nobody Talks About- Earning Miles & Points- Using Miles & Points- Questions?
  • 46. Earning Miles & Points- Credit Cards- Debit Cards- Shopping- Dining- Banking/Investing- Promotions- Asking nicely!- Partners- Flying
  • 47. Earning Miles & Points – Credit Cards The EASIEST way to earn hundreds of thousands of points
  • 48. Earning Miles & Points – Credit Cards 1 MILLION+ miles/points in 2011 from 16 credit cards!
  • 49. Only 240,000 Miles to the Moon
  • 50. My Credit Score
  • 51. Do NOT Apply for Credit Cards If You…Have amortgage in thenext 2 years
  • 52. Do NOT Apply for Credit Cards If You…Can Not pay your balance inFULL each month
  • 53. 3 Types of Credit Cards 1) Transferable Points 2) Airline/Hotel Cards 3) Cash Back
  • 54. Types of Credit Cards -Transferable1a) Chase Ultimate Rewards
  • 55. Types of Credit Cards - Transferable1b) American Express Starwood (SPG)
  • 56. Types of Credit Cards - Transferable1c) American Express Membership Rewards
  • 57. Types of Credit Cards – AirlinePerks : - Free bags - Priority boarding - Less miles for redemptions
  • 58. Types of Credit Cards –HotelCould be worth paying fee for: - Free night certificates - Elite Status - Discounted award redemptions
  • 59. Types of Credit Cards – Cash Back- 1 to 2% on purchases- ~5% on categories- Easy to understand- Good for coach travel- $5,000 business class ticket = $250,000 spending- $80,000 spending on AMEX SPG = 100,000 AA Miles
  • 60. Earning Miles & Points – Credit Cards- How it works - Sign-up for card and get sign-on bonus (25K to 100K) - Usually have to spend a minimum amount $3,000 in 3 months - Then what?
  • 61. What is theaverage householdincome in the US?
  • 62. $50,000**2010 US Census
  • 63. Earning Miles & Points – Credit Cards - Spend everything you earn, you’ll get only 50,000 miles/points - Pay-off is with the SIGN-UP BONUS, NOT everyday spending
  • 64. Earning Miles & Points – Credit Cards- Churning is key! - Get same card again (YMMV): -
  • 65. SpendingSpending on Cards with no/low NET cash outflow - Amazon Payments $1,000 per month free
  • 66. SpendingSpending on Cards with no/low NET cash outflow - Vanilla Reloads & Bluebird
  • 67. SpendingSpending on Cards with no/low NET cash outflow - William Paid for Rent - Charge Smart for loans Pre-Paid Cards - Wells Fargo (Don’t use Citi & BOA) - US Bank Visa Buxx - ALWAYS check for cash advance fees
  • 68. Will my credit score go down?
  • 69. 3 Credit Bureaus FICO Score Range: 300 to 850
  • 70. Credit Score
  • 71. Free Credit Score
  • 72. How Many Cards? Do what you’re comfortable with
  • 73. Earning Miles & Points – Credit Cards- Business Cards - Don’t need an established business - Selling stuff on ebay etc. - Use SSN as Tax ID number- Reconsideration - Call and ask to move credit lines to get approved for new card- Churning Strategy - Each bank will pull credit report from a credit bureau - Goal is to apply for cards with mix of 3 bureaus - In NJ most pulls from Experian- Retention - Citi great at offering incentive to keep card
  • 74. Earning Miles & Points – Credit CardsBest Deals (Sign-up Bonus):- 2 Citi AAdvantage cards for 50,000 miles each - Use 2-browser trick - 100,000 miles = Business Class to Europe/South America
  • 75. Earning Miles & Points – Credit CardsBest Deals (Sign-up Bonus):- 2 Chase Southwest cards for 50,000 points each - 100,000 out of 110,000 points needed for Companion Pass-Chase United Explorer - 55,000 miles after $2,000 within 3 months + $50 credit
  • 76. Earning Miles & Points – Credit CardsBest Deals (Sign-up Bonus & Spending):-Chase Sapphire Preferred - 40,000 sign-up bonus, 2X points on dining/travel, no forex fees, TRANSFERABLE to United, Hyatt, British Airways, Southwest etc.-Chase Freedom - 10,000 sign up bonus, but 5X points on certain categories (gas, groceries, etc.). Points transferable to hotels/airlines if you have Chase Sapphire Preferred.- Chase Ink Bold (50,000 Points)- AMEX Starwood Preferred
  • 77. Category Bonuses- 3X Airfare on Premier Rewards Gold- 2X on Travel/Dining on Chase Sapphire Preferred- Usually not worth it - $175 Annual Fee - Do the math- Chase Freedom 5X with No Annual Fee
  • 78. Earning Miles & Points- Credit Cards- Debit Cards- Shopping- Dining- Banking/Investing- Promotions- Asking nicely!- Partners- Flying
  • 79. Debit Cards- Suntrust Delta – 1 mile per $1- Bank of America Alaska Air – 0.5 mile per $1- UFB Direct – American Airlines - 0.5 mile per $1
  • 80. Earning Miles & Points- Credit Cards- Shopping- Dining- Banking/Investing- Promotions- Asking nicely!- Partners- Flying
  • 81. Earning Miles & Points – Shopping
  • 82. 10X on Nordstrom Via Ultimate Rewards Mall -
  • 83. Use Evrewards.com to FindBest Deal -
  • 84. $1 purchase keeps milesfrom expiring
  • 85. Earning Miles & Points – Dining
  • 86. Earning Miles & Points – Dining- Airline & Hotels have dining programs- Sign-up for each and add your card online- Earn miles for every time you dine- Won’t go out of my way to eat…
  • 87. Earning Miles & Points – Banking- Bank Direct •100 AAdvantage miles for every $1,000 up to $200,000 •25 AAdvantage miles for every $1,000 after $200,000
  • 88. Earning Miles & Points – InvestingFidelity Brokerage Accounts •United, AA, and Delta
  • 89. Earning Miles & Points – Promotions - Social Media - Email Sign-ups - Watch a video - Hotel/Airline Promotions
  • 90. Earning Miles & Points – Asking Nicely - Credit Card Retention Bonuses - Goodwill Adjustments - Providing Feedback
  • 91. Earning Miles & Points - Partners - Car Rentals - Hotels - Flowers - Magazines
  • 92. Earning Miles & Points - Flying- The old-fashioned way!- Two types of miles - Elite & Redeemable- Usually 1 mile per flown mile- Earth’s circumference is 25,000 miles- More miles in First or Business Class (50% to 100%)- Elite miles earn status which gets you perks - Very valuable for frequent traveler
  • 93. Earning Miles & Points - BlogsRead Different Blogs- Million Mile Secrets- View from the Wing- Frequent Miler- MileValue- One Mile at a Time- Wandering Aramean- Others
  • 94. The Next 1 Hour- Why Collect Miles & Points?- Stuff Nobody Talks About- Earning Miles & Points- Using Miles & Points- Questions?
  • 95. Using Miles & Points- Airline Availability- Hotels- Transferable Points
  • 96. American Airlines Partners
  • 97. Airline Availability- Airline availability on website sucks- Partner awards are KEY- Different tools to search for availability - ANA - Qantas - Air France- Be flexible
  • 98. Airline Availability- Paid Tools - Expert Flyer - KVS - Award Nexus- Award Booking Service
  • 99. Using Miles & Points - Hotels - Don’t forget hotels - No taxes on redemptions - Hotel awards are easier than airline seats
  • 100. Transferable Points - Diversify - More options - Chase Ultimate Rewards, AMEX SPG, Membership Rewards
  • 101. The Past 1 Hour- Why collect Miles and Points?- Stuff nobody talks about- Earning Miles & Points- Using Miles & Points- Questions?
  • 102. Web: www.MillionMileSecrets.comEmail: daraius@millionmilesecrets.comTwitter: @MilMileSecretsFacebook: facebook.com/MillionMileSecrets
  • 103. Back Up
  • 104. App-O-Rama Every 3 to 4+ Months
  • 105. App-O-Rama Planning- Different Credit Bureaus- Business + Personal- Plan for Minimum Spending- Call reconsideration to get approved
  • 106. Reconsideration- Not approved online- Max out available credit or too many inquiries- Call Reconsideration Department after applying - Relationship, Credit Worthiness, Business Info - Good reason for wanting card - Show that you’re not a credit risk - Hang Up and Call Again!
  • 107. Reconsideration- Chase- Max out available credit or too many inquiries- Call Reconsideration Department after applying - Relationship, Credit Worthiness, Business Info - Show that you’re not a credit risk - Hang Up and Call Again!