So the solution we are hearing about most in the media – is credit monitoring – right? How many of you have seen the commercials for credit monitoring? And YES, it is important – BUT – is it going to help you with: Driver’s license identity theft? X Soc. Sec. IDT? X Medical IDT? X Char/Crim. IDT? X Financial – YES! It is important for this!
We definitely have the BEST ANSWER to the nightmares of Identity Theft –
IDENTITY THEFT Industry Response The Best Answer What Is Identity Theft?
Identity Theft We lock our houses, cars, bikes, offices, and mail boxes, but we don’t lock one of the most important possessions we have – our identity.
Identity Theft is not just about Credit Cards! ID Theft is an international crime and access to an attorney may be critical Five Common Types of Identity Theft What is Identity Theft? Drivers License Identity Theft Medical Identity Theft Financial Identity Theft Social Security Identity Theft Character / Criminal Identity Theft
What is Identity Theft? Your Name 1000’s of aggregators Your Fingerprints and DNA FBI, State, and Local DBS Your Insurance Claims C.L.U.E. DBS, etc... Your Military Record DOD DBS Your Criminal History NCIC DBS Your Real Estate Deeds Clerks of Court DBS Your Legal History State and Federal Court DBS Your Credit History Credit Repositories’ DBS Your Birth Certificate Choice Point DBS, State, etc … Your Phone Number and Tracking Info 1000’s of aggregators Your Social Security Number SSA DBS Your Address 1000’s of DBS The Data Based You ™ Your Driver’s License # and Record – DMV DBS Your Medical Records MIB DBS, etc … Your Car Registration & Info DMV, Local Treasurer, On Star, etc … DBS
NOTE: Around 30% of Identity Theft is financial and your banks are watching your accounts, but around 70% is criminal! April 18, 2006 / ABC7Chicago.com - About every 2 1/2 seconds someone's identity is stolen in America. ID theft is the number one reported consumer crime, according to the Federal Trade Commission (FTC)
What will you do when law officials come to your home or work with a warrant for YOUR arrest ?
Warrants for drugs
Outstanding traffic tickets, DUI
Writing bad check
Tax evasion from a job income in another state
And other criminal act(s) a thief is doing using your identity
Industry Response These policies play a part, but they only help after you become aware of the theft…
Reimbursement policies are not proactive and some ID Theft problems cannot be corrected after the fact (such as arrest records, etc.) …
You must pay out of pocket first (up to 25,000 in some instances), then file a claim, and then hope for an underwriters approval for reimbursement. This process can take weeks or months and be very frustrating …
Your insurance agent does not do the work for you…
You carry the full burden of clearing your name…
Reimbursement policies do not pay for the fraudulent losses, yet many think they do…
Industry Response Monitoring credit activity is the single best method to detect identity theft, but …
Monitoring helps primarily with Financial Identity Theft
Monitoring services often cover only the accounts you have with the company offering the service
Monitoring services do just that, Monitor. They notify you that the nightmare is beginning but do nothing to help you. The real headache associated with Identity Theft is the cost of the 600 Hours* it takes you to restore your identity.
Pre-Paid Legal Services ® , Inc. and Kroll Background America provide The Best Answer: Harland C. Stonecipher CEO and Founder, Pre-Paid Legal Services, Inc. The Best Answer SHIELD ID entity T heft TM with the Pre-Paid Legal Plan
The Best Answer Drivers License Identity Theft Medical Identity Theft Financial Identity Theft Social Security Identity Theft Character/ Criminal Identity Theft Is Credit Monitoring Alone the Solution?
If your identity is stolen , you need more than just information about how to restore your name and credit rating
As an Identity Theft Shield SM member you can rest easy knowing experienced professionals are working for you
Fraud alert notifications will be sent on your behalf and applicable follow up will be done with affected agencies and institutions
Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not have known about
Identity Restoration will not apply if the identity theft is the result of a dishonest, criminal, malicious, or fraudulent act you, your spouse, or your child participated in, directed, or had knowledge of. Restoration services will not be provided for a known stolen identity event that occurred prior to enrollment date. You must be an active member to receive restoration services. Services provided do not cover financial losses arising from the identity theft. A signed limited power of attorney must be provided to Kroll when an Identity Theft Restoration case is opened in order for Kroll to work on your behalf and/or provide the Proactive Database Searches listed. A stolen identity event does not include the theft or unauthorized or illegal use of your business name, d/b/a, or any other method of identifying your business activity.
The Complete Wall of Security The Best Answer Life Events Legal Plan YOU Monitoring Services Restoration Services
Pre-Paid Legal Services ® , Inc. and subsidiaries Thank You! Pre-Paid Legal Services, Inc .