Choose the safest car for your teen - Floyd Arthur Article http://carmoongroup.com

1. Choose the Safest Car for Your
Teen

2. By Floyd Arthur

3. All parents of teenagers want their
children to drive the safest and most
reliable car

4. on the road. Unfortunately for many
families, buying or leasing a new car
with all of

5. the latest safety features for a young
driver is a luxury they cannot afford.
According

6. to the Insurance Highway Safety
Institute, most parents buy their teens
used

7. vehicles, spending between $5,300 and
$10,000 on the car. Even within that
price

8. range, however, it is possible to find an
affordable option that will be the safest
car for your teen.

9. Teenagers having fun

10. Improvements in vehicle safety over
the last 10 years means that more and
more

11. used cars are equipped with safety
features such as driver and passenger
side airbags

12. and electronic stability control. These
cars may cost a bit more, says the
IIHS, but

13. they are proven to save lives.

14. How to Choose the Safest Car for
Your Teen

15. In October of this year, the IIHS
released its list of the safest cars for
teens along with

16. a few common-sense suggestions for
keeping teen drivers safe. Its
recommendations

17. include the following:

18. * Avoid “muscle cars:” Giving a
young, inexperienced driver a high-

19. horsepower engine is inviting trouble,
experts say. Teenagers are biologically

20. programmed to take risks, and they are
much more likely drive too fast in a

21. 300-horsepower Mustang than a
Honda Accord. According to the
National

22. Highway Traffic Safety
Administration, speeding was a
contributing factor in

23. 30 percent of all fatal crashes in 2012
and was responsible for 10,219 deaths.

24. * Go for big, heavy cars: Overall,
larger cars fare better in crashes than
their

25. smaller, lighter weight counterparts.
Furthermore, an analysis by the
Highway

26. Loss Data Institute shows that teen
drivers are less likely to be involved in
an

27. accident if they are driving a
heavier car.

28. * Insist on electronic stability control:
Mandatory on all new vehicles since

29. 2012, electronic stability control helps
the driver maintain control on curves

30. and slippery roads. Since its
implementation, the technology is
credited with

31. cutting single-vehicle traffic
fatalities in half.

32. * Do your homework: At minimum,
any car you choose for your teen
should

33. have a four or five star safety rating
from the NHTSA. Look at crash-
test

34. statistics, too: The car should have
at least a “good” rating in the IIHS

35. moderate-overlap front test* and
acceptable ratings in the IIHS side
crash test.

36. **A crash test that simulates a 40-mph
partial head-on collision in which at
least 40

37. percent of the front of the vehicle is
involved in the crash.

38. Some of the Safest Cars for Teens

39. A safe, reliable car for your teenager
doesn’t have to cost a fortune. Here are
a few of

40. the under $10,000 models on the IIHS
list of safest cars for teens, along with
their

41. 2015 Kelley Blue Book value as of
September 2015.

42. * Volvo XC90--2005 and newer
($4,600)

43. * Subaru Tribeca/B9 Tribeca --
2006 and newer ($6,000)

44. * Volvo S80 -- 2007 and newer
($5,800)

45. * Volkswagen Jetta -- 2009 and
newer ($5,600)

46. * Volkswagen Passat sedan --
2009 and newer ($7,300)

47. * Ford Fusion --2010 and newer
($7,400)

48. * Mercury Milan -- 2010 and
newer ($7,400)

49. * Chevy Malibu -- 2010 and
newer ($8,200)

50. * Honda Element -- 2007-2011
($6,700)

51. * Volkswagen Tiguan -- 2009 and
newer ($7,900)

52. * Subaru Forester -- 2009 and
newer ($9,000)

53. * Dodge Journey -- 2007 and
newer ($8,700)

54. Choosing the right car for your
teenager is a very important decision,
and making the

55. wrong choice could cost your child his
life. Teens are three times more likely to
be

56. involved in an accident than adults 20
years and older, so it is worth spending
a bit

57. more to keep them safe. Additionally, it
essential to have adequate insurance
to

58. protect your family from financial
disaster if your teen driver wrecks his
car or

59. injures someone else.

60. We at Carmoon Group Ltd. are experts
in home, automobile and business
insurance,

61. and we invite you to come in and
discuss your needs with us. We are
available every

62. weekday from 9 a.m. to 6.p.m, so call
516-292-3780 to schedule an
appointment,

63. or request a free consultation
online today.

64. Visit www.CarmoonGroup.com