Company: The Markets trust ratings

1. Credit Scoring
to help
Financial Inclusion
of the
Underserved SMEs
12-Dec-17 1

2. Automating the steps in
Qualitative analysis
Pain Point :
People Intensive
State of the Credit Scoring for SMEs
212-Dec-17
Market (US, UE, Asia) $25T
Impairment Losses 4%
Bank ProfitabilityFinancial inclusion for the
underserved SMEs
300 million corporations are not
rated Credit Gap of $2.5T
(World Bank)
Limited Accuracy
Untapped data sources
Improve credit scorings
with Big Data Analytics
Problems
Opportunities

3. Solution - TheMarketsTrust Ratings
12-Dec-17 33
Technology
TheMarketsTrust Leopard
«Credit Risk Assessment for the
Data Driven Economy»
Market Positioning
TheMarketsTrust Ratings
«The Next Generation Credit Bureau»
•Model Driven–per class of assets e.g. SME, CoCo
•Automated Market Sentiment extraction
•Predictive guidance
•Automated daily scorings
•Increased Accuracy without accrued Manpower
Unique Selling Points
•Self-Service portal for SME credit scoring
•Near real time Scoring & Alerting
•Market segmentation (emerging markets)
•RegTech technology for Financial Institutions
Market Differentiation

4. 412-Dec-17
Credit
Ratings
Real-Time
Alerts
Detailed Risk
Reports
Accuracy Ratio > 85% / 65% with traditional methods
Technology - Scored Dataset

5. Market Size & Competition (SMEs)
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300M SMEs 1Global
20M SMEsAddressable
300K SME
(over 5 Years)
Target
$10B/year
Value
Addressable
5%Growth
1Uncovered or greenfield market
Market Size Competition
• Dun & Bradstreet Corp (The, D&B)
• Equifax Inc
• Experian North America
• Fair Isaac Corporation (FICO)
• First Access
• BBD Higgs Credit (China)

6. Go to Market Strategy
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1) SME credit scoring
2) Hybrid Securities
World wide expertise, two years competitive advantage
3) CDOs, Large Corporates
New markets
1) Early Customers
•Launch of 5 pilots
•Models and technology validation
2) Banks, Insurances, Hedge Funds
3) SMEs (mass market credit bureau and portal)
1) TMT Leopard Solution for banks (Q1 2018)
2) Launch of TMT Credit Bureau (Q2 2018)
Athens (Balkans), Nigeria, Kenya, Hong Kong
What
Who
When

7. Business Model
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The next generation Credit Bureau
Phase I
Phase II
• Market: target 300 Banks, Hedge Funds, and Insurances worldwide
• License of €150K [one off] + 20% yearly maintenance fees
• Consulting revenues from subsequent model customizations
• Initial Credit Bureau for SMEs
Licensing Leopard Solution for major financial institutions
Subscription fees for:
• SME’s (addressable 20 million formal, capture 300K)
• Large Corporates
• Banks & Insurances
• Structured Financial Instruments (RMBS, ABS, CDO), Hybrids (CoCo)
NOTE: Phase II shall be initiated following a Series-A round of funding of €10M
TheMarketsTrust Ratings: Credit Bureau (scaling)

8. • For 1 Major Financial Institutions
• For 1 Mid-sized Financial Institution
• Targeted in the scoring of SMEs
2 Proof of Concepts – Paid for by the clients
Traction & Funding
12-Dec-17 8
The next generation Credit Bureau
Traction
Post Seed
Round
Funds will be used to
• Execute the pilots
• Bootstrap the credit bureau for use in the pilots
• Complete the development of our product
Bridge Financing €250K in Convertible Note

9. Senior Team
912-Dec-17
Enricos
Manassis
Co-Founder & CIO
IT consultant and author with more than
20 years of experience, Enricos is expert
in operational excellence, ensuring a
secure, reliable, resilient and scalable
operational infrastructure
Evangelos
Papadopoulos
Founder & CEO
With an eMBA from Harvard Business
School, Evangelos is an IT Architect with
more than 20 years of experience and
has led teams up to 200 employees.
Prof. Dr. Thomas
Fahringer
Advisor on HPC, Thomas is
professor in the Institute of
Computer Science at the University
of Innsbruck in Austria leading a
research group in the area of
distributed and parallel processing.
Chairman of
the Board
Extensive, 15+ years, managing
experience as board
member/chairman of listed and
non-listed banking, financial,
investment & fintech corporations.
Consulting & legal advice for
mergers & acquisitions.
Prof. Dr
Ernesto Damiani
Advisor on Big Data and IT security,
is the Head of the Italy Milano
University’s Ph.D. program in
computer science.
Advisory Board
Krassimir
Kostandinov
Head of Quantitative
Dr. Krassimir Kostadinov has a Ph. D. in
Mathematics from the Munich
University of Technology. He is an expert
in risk measurement.

10. Awards & Recognitions - 2017
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Accenture
Fintech Innovation Lab
London 2017
Global RegTech Review
“Global RegTech 100 List”
TheSiliconReview
“The 50 most admired
companies of the year”
IBeeHub
FinTech Startups Conference
“Silver Award”
New York 2017
RegTech Markets Directory
Spotlight Awards finalists
“Regulatory Reporting, Risk
and Calculations”
London 2017

11. Other Awards & Recognitions
UBS
“The Future of Finance”
Finalist
Horizon 2020
“Open Disruptive Innovation”
Top 3% candidate, EU-wide
LuxFutureLab member
BGL BNP Paribas’s business
incubator
BBVA FinTech
“Open Talent”
Finalist
FIWARE
Accelerator member
EU's Cloud Technology
ICT
“Luxembourg Awards 2015”
Start-up of the year
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12. www.themarketstrust.com
Evangelos PAPADOPOULOS, CEO
evangelos.papadopoulos@themarketstrust.com
+352 661 118 417
12
Enricos Manassis, CIO
Enricos.manassis@themarketstrust.com
+32 495 240 656