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Me and my_finance

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This program was done for UG Commerce students.

This program was done for UG Commerce students.

Published in: Economy & Finance
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Transcript

  • 1. Me & My Finance
    J.Karthikeyan
    Director, Finerva
  • 2. Agenda for the Day
    Money – Concept Behind It
    Value of Money
    Money Creation
    Leveraging Concepts
    Understanding a Business Newspaper
    Your Way Ahead
  • 3. Money – Concept Behind It
    Money is a measure of value exchanged
    More Money is not a Sin. It is greed for money which leads to Sins.
    Money can help us
    Have Immediate Pleasure
    Achieve Goals
  • 4. Time Value of Money
    Power of Compounding
    Power of Regular Investment
  • 5. Money Creation
    Money Creation = Value Creation
    Value Creation
    By Being Employed (Employees)
    Offering a Service (Professionals)
    Running a Business (Business People)
    Owning a Business (Investors)
  • 6. Leveraging…
    To Increase Value Creation
    Borrowing – Taking a Loan
    Banks
    Where do Banks get their Money from?
    Regular payouts irrespective of profits
    Ram borrow from Sam Rs.100,000 @ 8%
  • 7. …Leveraging…
    Sharing Ownership
    Partners
    Payout Only When In Profits
    Ram partners with Sam both invest Rs.100,000 each
  • 8. …Leveraging
    Higher Level of Leverage – Shares
    Transferability
    Higher Liquidity
    Higher Safety
    Runs on Fundamentals – Long Term
    Swayed by Emotions – Short Term
  • 9. Understanding a Business Newspaper
    Interest Rates
    Why did TATA Chemicals share price drop when there was good news?
    Who are FIIs?
    What is an Index? Nifty, Sensex, Others?
    How do I Invest? (Why a Mutual Fund?)
  • 10. Road Ahead…
    Indian Financial Markets is huge
    Rs.4000 crores Per Month Life Insurance,
    Rs.91,000 crores turnover in Shares Per Day,
    Rs. 5,50,000 crores in Mutual Fund Assets
    1,00,000 Opportunities to be Employed
    Opportunity to Excel – Abundant Fields
    Excellent Salaries, Business Opportunities
  • 11. …Road Ahead
    Acquire Knowledge
    Develop Skills
    Develop a Professional Attitude
    Learn Decision Making in Abstract Situations
    Look Before You Leap
    Look at the Whole Picture
    Be Innovative
    Take Risks
    Be Positive
  • 12. Summary
    Value for Money
    Value Creation – Leverage Methods
    Understanding Business papers
    Opportunities For You
    Expectations From You

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