ANM Farukh

bangladesh mobile phone banking service quality ground water level alarm global food security mtb banking industry mtbiz grameen phone robi aktel banglalink airtel cloud hosting warid citycell grameenphone muzaffer ahmad iba professor tib professor muzaffer ahmad sujon structural change global insurance system treasury security economic control cornell university anm farukh us bond afsana jahan fed monsurul aziz central banks reform self‐insuring eswar prasad capitalists not profit capitalism economy collapses collapse formative capitalism new capitalism equilibrium supply demand desire price banks r&d proximity banks performance ration analysis master card market size plastic money visa cards credit card effect of color red brand red in communication brand color mutual trust bank bangladeshi banks mystery shopper mystery shopping brac bank sqi quality branding service branding service quality for brands sq farukh taglines banks brand image tag brand tagline bank branding brand