Keep Your Money For Life

PUT AND KEEP YOUR MONEY FROM GOVERNMENT TAXES Keep Your Money for Life

Steps to Saving for Retirement
Pay Yourself First with IRS approved pre-tax plans such as a 403b, 457, 401k, TSP, Deferred Compensation, IRA or Roth IRA. These saving opportunities have been available and you should take advantage.
Make It Automatic through payroll deductions, allotments, direct-deposits other methods that do not require a conscience effort.

Steps to Saving for Retirement 3. Lose Excess Spending by avoiding the “Latte factor” making minor purchases daily that can add up to a lot of money. 4. Account For Your Money using systems such as, www.mint.com a free personal finance software to assist you to manage your money, financial planning, and budget planning tools.

Steps to Saving for Retirement
5. Improve Your Financial Outlook regardless of your income level:
Complete a Financial Needs Analysis
Set financial goals
Measure your savings progress
Insure your assets
Keep on track, motivated and informed
Live Debt Free

2010 The Year of Saving
Topics for discussion at www.policyfinancial.com :
How to create savings
Savings Boot Camp
Clear you debt to save
Save at work
Save with Annuities
Save through Life Insurance
When you can’t save…
Value added savings
Teaching Children to save
Save for College Education
Its’ not how much you earn, its’ how much you save

Protect your family’s wealth
Transfer money from government accounts that tax all the time.
To accounts that never taxes your money at any time.
Rollover your money from government plans to your own plan (Roth IRA)

Uncle Sam’s Gift

CONTRIBUTION LIMITS Roth IRA Year AGE 49 & BELOW AGE 50 & ABOVE 2009 $5,000 $6,000 2010 $5,000 $6,000

The Cost of Waiting 25 Begin Saving at Age 26 30 40 $479,240 $449,192 $345,072 $169,895 $30,048 $134,168 $309,345 Save $250/mo until age 65 at 6%

Policy Financial Group
POLICY FINANCIAL AGENCY SEEKS OUT THOSE COMPANIES WHICH TAKES ITS PROMISES SERIOUSLY
CONFIDENT THAT THE FINANCIAL FOUNDATION OF THE COMPANIES WE REPRESENT ARE STRONG AND ABLE TO MEET THEIR OBLIGATIONS
THE CRITERION FOR SELECTION IS:
A Disciplined Investment Strategy (Portfolios are invested in bonds with high-quality credit ratings, NAIC bond quality classifications)
Strong Financial Position ( A.M. Best Ratings B++ or better)
Companies You Can Depend On (in business for 100 years or more)

Keep Your Money For Life

by Mestizo Media Group, Inc on Feb 22, 2010

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Keep Your Money For Life Presentation Transcript