Ram goes to withdraw cashExplain MicroATMTransferMoney txn, with fingerprint to merchant bankNPCI authenticates the resident using UID, gets bank account using the ID mapperExecutes the debit and credit transactionSends SMS to resident and BC about debit and credit respectivelyBC gives resident the cash.Any Bank, Any Mobile, Any BC – no hardwiring of components or vendors – thru UID higher level of abstractionMicroATM can perform all txns - Can perform deposits and C2C transfers as well.
Integrated Service Delivery –
Role of Aadhaar
UIDAI, REGIONAL OFFICE, HYDERABAD
24th January, 2014
UIDAI- Mission Statement
Deliver Aadhaar numbers to 60 Cr residents by 2014 (56 Cr. Issued)
Collaborate with partners to
– setup infrastructure which provides convenience to residents for
updating and authenticating their digital identity
– leveraging Aadhaar to serve residents effectively, efficiently and
Encourage innovation and provide a platform for public and private
agencies to develop Aadhaar linked applications
Ensure availability, scalability and resilience of the technology
Build a long term sustainable organization to carry forward the vision
and values of the UIDAI
Make it attractive for the best global expertise in different fields to
collaborate and provide valuable insights to the UIDAI.
What UIDAI Does
UIDAI issues UID/ Aadhaar Numbers.
It gives every resident of India, a unique 12 digit identification
number which serves as proof of identity and proof of address anywhere in
UIDAI offers Authentication services.
UIDAI helps an agency offering services to establish the identity
of the resident with biometric or demographic data. The agency offering
services can query UIDAI as to whether the UID + biometrics match and an
answer in “Yes” or “No” is given by UIDAI. Similarly, a query as to whether
UID+ demographic match can also be made.
UID/ Aadhaar as a Financial address.
UIDAI also offers to link Aadhaar with bank account. Thus, merely by
instructing transfer of money to a particular UID, the amount is credited to the
bank account linked to UID.
Aadhaar- FIVE “I”s
• Identifier –
• Inclusive• Intelligent –
• Integrator –
Aadhaar for All- Pro poor approach
State of the Art Technology Biometrics and IT
Breaks Silos and Integrates different
Technologies & Partners
• Indian initiative
National e-Gov Plan and Aadhaar
inclusive and promotes transparency and openness
created a huge platform and nationwide ecosystem consisting of
Government , Citizens/ Residents and Private players
implemented a robust Data security policy to protect the privacy of
individuals while promoting welfare Schemes. Consent of Resident is
critical for sharing Data.
first of its kind nationwide e-gov initiative and has the potential to
transform how the public interact with the Government and viceversa
conceived by the Govt of India after wider deliberations and
embraced and is being implemented by most of the State
Governments in the Country.
National e-Gov Plan and Aadhaar
• provides the backbone and endoskeleton framework for
interoperability between the User departments and financial
• By implementing Aadhaar various Government Agencies
have reported substantial savings which are far greater than
the costs involved.
• ensures uniformity and scalability across the country
• Breaks the silos
• provides flexibility depending on the needs of the user
• NIA Bill has obtained the consent of the Cabinet and
expected to be passed in forth coming session of
Major Schemes – Adopted Aadhaar
Social Security Pensions
Public Distribution System (PDS)
UGC Fellowship Programs
NCLP/ JSY/ Indira Gandhi Matritva Sahayog yojana
• Land Registration
• Annasree Yojana etc
Status of Seeding & DBT
Implementation in AP
AADHAAR COVERAGE IN AP: 94%
OMC: 69% Bank: 54%
Amount (in Rs. Cr)
Aadhaar status in Odisha
% of Aadhaar
• Transactional applications:
• e-KYC applications
• Digital Portable assets: