eHaryana 2014 - Social Inclusion through e-Governance  Future Directions - Smt Keshni Anand Arora, Deputy...
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eHaryana 2014 - Social Inclusion through e-Governance  Future Directions - Smt Keshni Anand Arora, Deputy... eHaryana 2014 - Social Inclusion through e-Governance Future Directions - Smt Keshni Anand Arora, Deputy... Presentation Transcript

  • Social Inclusion through e-Governance Presentation by: Keshni Anand Arora, IAS Dy Dir General, UIDAI, RO Chd 08 Feb, 2014
  • Social Inclusion through e-Governance • Social Inclusion is about facilitating • Equal Opportunities to grow and develop • Equal Access to resources • Improving Capacity to utilize these opportunities • e-Governance is an instrument of • Change • Improving public service delivery • Social Inclusion
  • Social Inclusion through e-Governance • There are challenges in e-Governance, inter-alia • How to reach millions of residents who don’t have any formal identity for efficient service delivery? • How to ensure that the benefits reach those who deserve it the most? • How to check pilferages in Govt. programs covering the disadvantageous sections? • Aadhaar addresses these challenges efficiently & effectively • Aadhaar facilitates financial inclusion
  • Leveraging technology to address challenges in e-Governance and Service Delivery Need of the Hour is….. • Is a formal, portable and unique Identification of every resident. • Databases across departments/states need to be digitized and standardized - A seamless approach to extend benefits to the right beneficiaries in timely manner. • Potentially can extend Financial Inclusion in the most interior of geographies and worst of excluded masses. • Integrated and real-time approach to assist in Policy Making and Resource Planning at the highest level. Aadhaar with its inherent portability and tech-savvy architecture is the Aadhaar with its inherent portability and tech-savvy architecture is the answer answer
  • AadhaarWorld’s largest online authenticable biometric database Universal ID, valid all India Only one number per person Interoperable platform for multiple applications Anywhere authentication through demographics, biometrics, or OTP Identity verifiable through mobile and online Can be linked to Bank a/c numbers, and other identifiers
  • Aadhaar as a financial address • Aadhaar enables opening of Bank Acct – Dr Nachiket Mor Committee recommended that by January 1, 2016 every Indian resident, above the age of 18 years, would have an Bank Account. • • APB is a payment system implemented by NPCI – NPCI uses Aadhaar as a central key for transfer of funds to the Aadhaar enabled Bank Account. AEPS is a bank led model which allows online interoperability – Financial inclusion transaction at PoS (MicroATM) through the BC of any bank using the Aadhaar authentication. • • Faster reconciliation of funds disbursed is possible APB simplifies disbursal of funds – Only one account for all disbursals.
  • Aadhaar as a financial address….. contd Aadhaar Payment Bridge (APB) – 256 banks active on APB – About 6 crore Aadhaars mapped to Bank Accts – Rs 2967 cr paid in almost 5 cr transactions under 63 schemes AEPS • • Over 17,000 MicroATMs deployed on field. About 2 crore authentication transactions done.
  • Uniqueness of Aadhaar - helps in detection of duplicates & fakes Aadhaar ensures efficient detection of fakes/ duplicates in the existing databases • • Detection of duplicates & fakes to the tune of 40% in PDS in some areas in East Godavari District (AP). 18% savings achieved through elimination of ghosts in social welfare schemes in AP. Additional places where Aadhaar helped: •Nearly 45,000 LPG consumers have been detected having 2 or more than 2 gas connections through Aadhaar in 19 districts so far. This will help in saving Rs 23 crore annual subsidy. •1866 non-existent & 11 duplicate beneficiaries (out of 21,117) were detected in the social welfare schemes at Chandigarh. •389 bogus family ration cards were detected in Mahe (Puducherry). •10-15 % non-existent connections in LPG.
  • Aadhaar- Online Identity Authentication enables online verification of identity- anytime, anywhere • The e-KYC service provides an instant, electronic, non-repudiable proof of identity and proof of address along with date of birth and gender. • It may be performed at an agent location using biometric authentication, as well as remotely using an OTP on a website or mobile connection. Already 7 organizations have become KUAs . It includes ICICI, AXIS, OBC, Bajaj Finance, etc. In January alone, over 4500 new accounts were opened based on e-KYC. • •
  • Enabling Aadhaar for the marginalised • Inability to prove identity many times prevent the poor from accessing benefits & subsidies • Special Camps have been organised to enrol Leprosy affected residents, Old Aged, Special children, Visually impaired, Hearing impaired, Orphans, Jail inmates, etc. • Enrolments of children, differently abled persons, the Poor and Marginalised are done. • UIDAI has a system of ‘Introducer’ to enable Aadhaar enrolment of residents, who don’t have valid document to prove their identity or who are not part of any Govt. database.
  • Case Study – Andhra Pradesh (PDS) Usage of Aadhaar Problem Statement  To ensure that true beneficiary To ensure that true beneficiary avails the benefits of PDS avails the benefits of PDS scheme ,with real time scheme ,with real time monitoring and stock monitoring and stock replenishment. replenishment. Value Added  BeneficiaryAadhaar was linked to Ration Card . . Beneficiary Aadhaar was linked to Ration Card  Beneficiary comes to collect groceries, the Beneficiary comes to collect groceries, the materials collected were entered in PoS device. materials collected were entered in PoS device.  TheAadhaar was authenticated to verify identity. The Aadhaar was authenticated to verify identity.  Thematerials get reduced from stock and real time The materials get reduced from stock and real time monitoring happens in PDS system with monitoring monitoring happens in PDS system with monitoring at PDS shop, beneficiary and stock position levels. at PDS shop, beneficiary and stock position levels. ••Insome areas the weeding out of duplicates and fakes in excess of 40%. In some areas the weeding out of duplicates and fakes in excess of 40%. ••About1 lakh unique beneficiaries authenticate month on month in AP. About 1 lakh unique beneficiaries authenticate month on month in AP. ••Beneficiary patterns and PDS shop stocks are managed reducing surprise for Beneficiary patterns and PDS shop stocks are managed reducing surprise for stakeholders. stakeholders.
  • Case Study – Chandigarh Administration Usage of Aadhaar Problem Statement  AEPS needs to be leveraged for AEPS needs to be leveraged for Social Pension disbursement for Social Pension disbursement for removing removing ghost/ ghost/ duplicate duplicate beneficiaries. beneficiaries.  Aadhaar is being used in Social Security Pension Aadhaar is being used in Social Security Pension payments, Slum Rehabilitation, DBT Scholarship payments, Slum Rehabilitation, DBT Scholarship schemes, DBT-L , ,etc. schemes, DBT-L etc.  AEPS for Social Pension disbursement AEPS for Social Pension disbursement was was launched by the Administrator. launched by the Administrator.  CHB has already seeded Aadhaar in more than CHB has already seeded Aadhaar in more than 10,000 applicants for allotting Small Flats with 10,000 applicants for allotting Small Flats with Aadhaar integration. Aadhaar integration. Value Added ••1866 non-existent beneficiaries & 11 duplicates were detected in the Social 1866 non-existent beneficiaries & 11 duplicates were detected in the Social welfare Schemes. welfare Schemes. ••AlmostRs 9 Cr paid to the pensioners through AEPS. Almost Rs 9 Cr paid to the pensioners through AEPS. ••Aadhaaris being linked with 45959 Ration cards identified under National Food Aadhaar is being linked with 45959 Ration cards identified under National Food Security Act 2013. Security Act 2013.
  • Case Study – LPG Payments Problem Statement  LPG Refills are available at LPG Refills are available at subsidized rates , , thereby subsidized rates thereby encouraging leakages, encouraging leakages, diversion of subsidy, black diversion of subsidy, black marketing and difficulty in marketing and difficulty in capping cylinder usage. capping cylinder usage. Usage of Aadhaar ••Beneficiary Aadhaar is linked to LPG consumer number Beneficiary Aadhaar is linked to LPG consumer number and to Bank account of consumer. and to Bank account of consumer. ••On first refill booking after DBT-L, aaOne-Time permanent On first refill booking after DBT-L, One-Time permanent advance is credited to beneficiary’s Bank Account for advance is credited to beneficiary’s Bank Account for funding the difference in full price and subsidized rate. funding the difference in full price and subsidized rate. ••On Refill delivery, the difference in full price and On Refill delivery, the difference in full price and subsidized rate is credited to beneficiary‘s Bank account. subsidized rate is credited to beneficiary‘s Bank account. This is limited to the number of subsidized Refills. This is limited to the number of subsidized Refills. Value Added ••12crore active connections and over 2.17 crore consumers have availed subsidy 12 crore active connections and over 2.17 crore consumers have availed subsidy through the new system. through the new system. ••About1.5 crore unique beneficiaries were paid subsidy last month. About 1.5 crore unique beneficiaries were paid subsidy last month. ••OMCs are able to de-duplicate the number of connections and are able to OMCs are able to de-duplicate the number of connections and are able to monitoring on number of cylinders delivered in a time period.
  • Free Healthcare Problem Statement Nounique identification & tracking of beneficiaries No unique identification & tracking of beneficiaries availing free treatment & free medicines. availing free treatment & free medicines. Noportability of patient records. No portability of patient records. How Aadhaar can help ••eKYCmay be used to get instant identity of the patient at the time of initial visit eKYC may be used to get instant identity of the patient at the time of initial visit to the Health Institution. to the Health Institution. ••Healthinstitutions may use Aadhaar number of patients to maintain information Health institutions may use Aadhaar number of patients to maintain information on the benefits availed (Free medicines/ free treatment/ Health Insurance). on the benefits availed (Free medicines/ free treatment/ Health Insurance). ••Patient information stored in various systems and different locations may be Patient information stored in various systems and different locations may be combined using Aadhaar, to enable portability of patient records. It will enable combined using Aadhaar, to enable portability of patient records. It will enable patients to avail the service from any hospital. patients to avail the service from any hospital.
  • Contractual manpower Problem Statement Retrenchedstaff joins back with different documents on Retrenched staff joins back with different documents on fake identities. fake identities. Possibility of double payments or payments without Possibility of double payments or payments without actually attending duty. actually attending duty. No unique identification & tracking of contractual No unique identification & tracking of contractual manpower. manpower. How Aadhaar can help ••eKYCmay be used at the time of joining to get instant identity of employee. eKYC may be used at the time of joining to get instant identity of employee. ••Aadhaar as unique identifier ensure that aa staff does not receive double Aadhaar as unique identifier ensure that staff does not receive double payments or work with different identities. payments or work with different identities. ••Attendancemay be taken based on actual presence with online authentication. Attendance may be taken based on actual presence with online authentication. ••Portabilityof employee records of EPF, ESIC, etc may be ensured with linking to Portability of employee records of EPF, ESIC, etc may be ensured with linking to Aadhaar. Aadhaar.
  • Thanks ! www.uidai.gov.in Resident portal- resident.uidai.net.in Toll free- 1800-300-1947