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This is for my Medical Banking Group discussion. Back in 2009, I created a business model combining a credit card (in this case AMEX) with a medical claims
processing system that would pay the provider immediately the patient
portion plus a discounted amount that would come from the insurer. When the
insurer paid the credit card company the ccc would keep the difference
while the patient also paid the ccc their copayment. Within the system
would be a cost containment system pushing the risk of coverage back to the
provider assuring clinical need!