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PesoPay Presentation

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  • 1. Hong Kong . Thailand . Singapore . Philippines . China
  • 2.  
  • 3.  
  • 4.
    • Who we are
    • AsiaPay provides one of the most comprehensive, secure, cost-effective payment solutions and services to banks, merchants and individuals .
    • First in Asia
    • First leading electronic payment service provider and gateway solutions provider in Asia
      • Currently serving 11 leading banks in HK / Asia
      • Serving over 2,000 leading merchants in HK / Asia
    • Market leader in HongKong, now expanding to the rest of Asia.
    • First in the Philippines
      • The premier payment and eCommerce solutions provider affiliated with the leading bank & Philippine credit card acquirer: BDO
      • PesoPay – the first eCommerce payment service to Merchants
      • eBigay – the first to enable the non-profit organizations to receive online donations
      • First to partner with four largest international credit cards: Visa, MasterCard, American Express, and JCB.
     
  • 5. Expansion Map - 2007
  • 6. PesoPay and BDO direct merchants
  • 7. Asian Bank and Merchant Reference (80% market share in HK) Financials eBusinesses
  • 8.
    • What PesoPay can do for you
    • Increase Affordability
    • PesoPay can make your products simulate the way Filipinos love to pay.
    • eCommerce is eTingi.
      • Filipinos appreciate minimal amount of payment in buying products.
      • PesoPay enables your customers to avail of your products by allowing them to pay a minimal amount using their credit cards.
    • eCommerce is eGives.
      • Filipinos like to pay through recurring payments.
      • PesoPay enables you to create recurring payment products for your customers.
    • eCommerce is eHulugan.
      • Filipinos have the concept of advanced prepayment.
      • PesoPay enables your customers to do advanced prepayment for your products.
    • Expand Availability
    • Filipinos are not just in the Philippines, there are 15M Filipinos who are working and living in 190 countries.
    • PesoPay enables you to reach this exploding global Filipino market with great purchasing power who use their credit cards from anywhere in the world.
  • 9.
    • How PesoPay works
    • The Recipe for eCommerce
    • Before you have eCommerce, your company must have these things:
    • Merchandise – Products / services to sell online
    • Website – a website that is shopping cart enabled
    • Reputable company – solid business with proven track record
  • 10. How a typical eCommerce transaction works Step 1 : Select an item and add to cart
  • 11. How a typical eCommerce transaction works Step 2 : Once shopping cart is filled, confirm check out purchase
  • 12. Flow: PesoPay eCommerce Send to bank for processing Return payment result via - return URLs, - returned data feed, and - result email notification Choices of: - Sales and/or - Authorisation only Step 3 : Payment page appears Step 4 : Enter credit card no., expiry date, card verification no. (CVN)
  • 13. PayGate – What happens to your online transaction
    • Multi-lingual
    • Multi-currency
    • Multi-payment instrument
    • Multi-channel
    • Multi-interface
    • Multi-user
    PayGate 5. Transaction is approved/disapproved by the bank and credit card company 1. Customer shops online 2. Transaction is encrypted with 128-bit SSL secured 3. Transaction can be made thru various channels 4. Transaction is received by AsiaPay server protected with firewall
  • 14.
    • Overview of PesoPay Merchant Account: Managing your eCommerce payment facility
    • Shows a transactional summary overview
    • Provides a search criteria to generate transactional reports
    • Enables you to create new payment products via SchedulePay
    • Enables you to manage transactions (Void, Refund, Chargeback)
    • Enables you to control security settings of your payment facility
    • Allows you to manage user access and control over the Merchant account
  • 15. Merchant Admin – Report & Processing Tools Consolidated Sales View Access to function groups Real-time News Shows a transactional summary overview
  • 16. Merchant Admin – Report & Processing Tools
    • Support real-time:
    • Void sales
    • Capture (price down)
    • Refund Request
    • Settlement Request
    • History Download (CSV)
    • Auto-capture
    • Auto-settlement
    Provides a search criteria to generate transactional reports
  • 17. Merchant Admin Tools & Security Measures (PayAlert) Real-time Alert Lookup IP/Country Trace 3D Authentication Status CVV2/CVC2 Flag
  • 18. Valueadd Processing Capabilities eMOTO SchedulePay PayLink (demand payment)
  • 19. Backend Administration Menu Backend Administration and Controls Merchant Profile Control Maintenance System Maintenance Control User Access Control Negative Card / IP filters Audit Trail Range of Sales, Chargeback, transaction, settlement reportings and controls (optional) SMS notification and alert capability Web MOTO User reference materials, forms and contact Range of Sales, Chargeback, transaction, settlement reportings and controls Web MOTO
  • 20. When your PesoPay Merchant account is approved and your website access is shared, your eBusiness and website can be instantly activated by AsiaPay. 1. Done! Activation and Testing Service Your website is already live and ready to accept online credit card transactions when we turn over your PesoPay merchant account. 2. Shop! Shopping Page Integrated in Your Website Your customers can instantly shop for your products and services. 3. Sign Up! Customer Profile Registration Page Done You can collect customer's profile information readily. 4. Check Out! Check Out Page is Already Connected to PesoPay Online Payment Gateway Your customers can checkout and immediately pay via credit card. 5. Sales! Login and Monitor Sales Transactions in Real Time! Your PesoPay account will already be live and reflect in real time the transactions received. PesoPay Express Activation
  • 21.  
  • 22.
    • Top transaction benefits for PesoPay merchants
    • Manage Void transactions
      • Void – you can void sales if transaction is not yet settled to the Bank
    • Manage Refund transactions
      • Refund – you can refund sales if transaction has been settled to the Bank
    • Manage Chargeback transactions
      • Chargeback – if there is a dispute with the transaction which has been settled to the Bank
    • Set transaction limits
    • Manage customer behavior
    • Thwart fraud behavior
  • 23.
    • Top security benefits for PesoPay merchants
    • Transaction Security
    • 128-bit SSL transaction encryption
    • Transaction origination IP trace and reporting
    • Payment Authentication
    • Real-time reject on lost/stolen cards and insufficient funds
    • 3D authentication – another layer of security which validates if the user has entered the correct 6-digit PIN of credit card
    • CVV/CVC validation – validates if the user has entered the correct last 3 digits at the back of of the credit card
    • Operations Control / Control Validation
    • PayAlert – fraud pattern analysis and real-time alert on fraud-potential transactions
    • Excessive card use blocking
    • Card from high-risk country blocking
    • Access Control
    • User ID and password control, and invalid retries log
    • Access audit trail
    • System and Network Security
    • Dedicated end-to-end frame-relay leased line connection
    • Firewall, database and network securities
  • 24.
    • eCommerce before PesoPay
    • Expensive investment. Philippine merchants had to develop an eCommerce payment and security facilities from scratch.
    • Large hold deposit. The acquiring bank required at least Php 500,000 deposit to safeguard business risk of signing up a new online merchant.
    • 4.5 % MDR. 4.5 % Merchant Discount Rate (MDR) has been the prevalent rate of the Bank for eCommerce.
    • eCommerce now with PesoPay
    • No investment. Philippine merchants can enjoy PesoPay eCommerce account with full control of transaction management and security.
    • No hold deposit. Total deposit is now waived because PesoPay system is present, charging is pay as you go.
    • Same MDR plus small fee. Still 4.5% MDR plus PesoPay service fee.
  • 25.
    • Why AsiaPay
    • Dedicated – we are an ePayment service and solution, and web solution provider in HK with a “committed product roadmap”
    • Strong and professional – we have the payment processing and security expertise for feature-rich and user-friendly solutions and services
    • Innovative and cost-effective payment and web solutions
    • Quality and experienced merchant account and eCommerce service and support over 5 years
    • Reliable, secure, and high performance platform with latest processing and security technologies
    • Strong and professional payment partners
    • Strong alliance with leading card companies, industry related technology companies
      6 th IT Excellence Award - Silver
  • 26. What Regional Clients say “… our merchants can adopt their payment solution to talk with our infrastructure to process online Visa, MasterCard and Diners transactions in a secure and reliable topology…” ……………… . Citibank HK, a leading international bank “… We find the gateway being highly secure, reliable, and function-rich . The functionalities and performance has been well received and satisfied by our staff operating the gateway with the ease of operations and differentiated features …” ……………… FuBon Bank, a leading Asian bank “… decided to switch to AsiaPay to achieve cost savings and improved availability ….We have not only attained significant cost savings, but also substantially enhanced our services our customers with more payment options with enhanced security ,….appreciate their tireless efforts in meeting our needs and proactiveness in adding value to their services…” ……………… SaSa.com, a leading cosmetic retailer
  • 27. Hong Kong . Thailand . Singapore . Philippines . China
      • Contact for Further Questions
      • Andrian Lee
      • General Manager,
      • Philippines & Emerging Markets
      • Tel: (632) 8870088, 8872288
      • Email: andrian.lee@asiapay.com
  • 28. Peso PesoPay or Dollar PesoPay. Settle your choice!
    • When you avail of the PesoPay eCommerce Service, your company has the option to choose Peso settlement, US Dollar settlement or both.
    • You can choose to avail USD as the primary settlement choice, no need to apply for Peso settlement first.
    • No need to open Peso or Dollar account with the Bank, we will issue PHP or USD denominated checks for your proceeds per your settlement choice.