June 2009

Oxigen Business B2B, IT enabled transaction and payment processing platform Investments from Microsoft Corporation, US & Blue Label Telecom South Africa Electronic delivery of prepaid and transaction/ payment management services Seamlessly networked environment through a rapidly expanding retail network of 35,000 PoS enabled outlets pan India Total 50,000 Oxigen touch points 11 million transactions a month

B2B, IT enabled transaction and payment processing platform

Investments from Microsoft Corporation, US & Blue Label Telecom South Africa

Electronic delivery of prepaid and transaction/ payment management services

Seamlessly networked environment through a rapidly expanding retail network of

35,000 PoS enabled outlets pan India

Total 50,000 Oxigen touch points

11 million transactions a month

Oxigen Ecosystem Servers Online/Offline Consumer Phone Line/Internet/CDMA/GPRS/SMS Oxigen Services (Prepaid & Bill Payments) TELECOM ENTERTAINMENT DTH/RADIO TRAVEL TRANSPORT ELECTRICITY INSURANCE E-COMMERCE VAS Un-organized Retail MOM & POP STORES GROCERY STORES SMALL CYBERCAFES STATIONARY SHOPS CHEMISTS Organized Retail CHAIN STORES PETROL PUMPS SUPER MARKETS/MALLS INTERNET CHAINS Telecom Retail TELECOM RETAIL CHAINS TELECOM SHOPS PCOS Non-Traditional Channels HOUSING COMPLEXES COLLEGES/HOSPITALS/BPOS Retail Devices Oxigen Server Access PoS PC Mobile SMS Gateway IVR

Oxigen

Services

(Prepaid & Bill

Payments)

TELECOM

ENTERTAINMENT

DTH/RADIO

TRAVEL

TRANSPORT

ELECTRICITY

INSURANCE

E-COMMERCE

VAS

0ver 50,000+ Oxigen touch points 11 Million transactions a month Major City roll-out Limited roll-out Oxigen Network Diu Uttar Pradesh Daman Haveli Delhi l Jamshedpur HP Chandigarh Agra Jaipur Lucknow Allahabad Varanasi Patna Asansol Ahmadabad Jabalpur Nagpur Baroda Cuttack Bhubaneswar Puri Hyderabad Mormugao Mangalor e Bangalore Pondicherry Calicut Madura i Trivandrum Ganglok Siliguri Shillong Itanaga r Ledo Imphal Aizawl Veraval Kanpur Kandla Gandhinagar Bhopal Raipur Poona Vishakhapatna m Panaji Tirupati Dispur Kohima JAMMU and KASHMIR Srinagar RAJASTHAN PUNJAB UP WEST HARYANA UP EAST MADHYA PRADESH BIHAR WEST BENGAL MIZORAM MANIPUR NAGALAND ASSAM MEGHALAYA SIKKIM ARUNACHAL PRADESH GUJARAT MAHARASHTRA GOA KARNATAKA ANDHRA PRADESH KERALA TAMIL NADU ORISSA New Delhi Dadra and Nagar NEPAL BHUTAN BANGLADESH Nasik Kolkota

0ver 50,000+ Oxigen touch points

11 Million transactions a month

Oxigen Sample Voucher

Oxigen Services Selling Devices Oxigen Services can be sold using different PoS Devices: Mode of Selling Connectivity to Oxigen Services Possible Point of Sale Terminal – EDC with Oxigen software having a service menu for ease of use Telephone Line (CDMA or PSTN) (Fixed or FWP) Internet through PC based application Prepaid RCVs & Limited Interactive Services like selected Bill Payments & E Top Up Computer – Oxigen outlet uses a B2B transaction portal www.oximall.com and www.oxicash.in to dispense services Internet Prepaid RCVs & All Interactive Services including high interactive services like Bill payments, travel & movie ticketing Mobile Phone - Oxigen outlet uses the B2B transaction portal www.myoxicash.in to dispense services GPRS Prepaid RCVs & All Interactive Services including high interactive services like Bill payments, travel & movie ticketing Mobile Phone - Oxigen vendor uses Keyword based SMS process to dispense services SMS Selected Prepaid RCVs only. Web Services Integrated Model – Oxigen provides Interface to connect to its backend and provision Oxigen Services through Client’s own UI Point to point secure VPN over Internet Prepaid RCVs & Limited Interactive Services like selected Bill Payments & E Top Up

Oxigen Services The services’ bouquet has a wide range of attractive services from diversified domains like telecom, entertainment, travel, utilities Prepaid Mobile Recharge Vouchers (PIN based and e-top up) – All Operators Telecom Bill Payments International Long Distance Calling Cards Internet and VoIP Cards DTH Service - Tata Sky & Dish TV, Sun TV and Big TV (Reliance). Airtel Digital to be launched shortly Satellite Radio - World Space Movie Ticketing – PVR Railway reserved ticketing Bus Ticketing Toll Tag Recharge

Oxigen Services

The services’ bouquet has a wide range of attractive services from diversified domains like telecom, entertainment, travel, utilities

Prepaid Mobile Recharge Vouchers (PIN based and e-top up) – All Operators

Telecom Bill Payments

International Long Distance Calling Cards

Internet and VoIP Cards

DTH Service - Tata Sky & Dish TV, Sun TV and Big TV (Reliance). Airtel Digital to be launched shortly

Satellite Radio - World Space

Movie Ticketing – PVR

Railway reserved ticketing

Bus Ticketing

Toll Tag Recharge

Oxigen Services Prepaid Mobile Domestic & International Calling Cards Non-Telecom Service Partners (Travel, Toll, Shopping ,TV, Entertainment, Games)

Services on Oxigen Through OxiCash (Bill Pay) www.oxibillpay.com

Services on Oxigen Through OxiCash (Travel) www.oxitravel.com

Services on Oxigen Through OxiCash (Rail Travel) www.oxirail.com

Key Corporate Distribution Partners Internet Kiosks Chains Corporate Retail Chains

The Smart Way to Pay

OxiCash : Prepaid Virtual VAS Card Oxigen has provisioned a Prepaid VAS Card “OxiCash” so that consumers can buy this card and avail all benefits of Oxigen’s own or partner services The OxiCash VAS card is attached to a mobile number and works like mobile prepaid card such that: Universal access through Mobile, fixed line or Internet using IVR/SMS/WAP/USSD/GPRS/EDGE/3G/CDMA/WiFi/DSL etc Full audit trail of all transaction maintained by Oxigen backend Recharged at all 50,000 Oxigen outlets against a mobile number or using Internet Banking of all major banks Working with several e-commerce sites for fulfilment of e-commerce transactions Note: OxiCash cannot be en-cashed by consumer anywhere & value of one OxiCash Card cannot be transferred to and from one consumer to another consumer.

Oxigen has provisioned a Prepaid VAS Card “OxiCash” so that consumers can buy this card and avail all benefits of Oxigen’s own or partner services

The OxiCash VAS card is attached to a mobile number and works like mobile prepaid card such that:

Universal access through Mobile, fixed line or Internet using IVR/SMS/WAP/USSD/GPRS/EDGE/3G/CDMA/WiFi/DSL etc

Full audit trail of all transaction maintained by Oxigen backend

Recharged at all 50,000 Oxigen outlets against a mobile number or using Internet Banking of all major banks

Working with several e-commerce sites for fulfilment of e-commerce transactions

Note: OxiCash cannot be en-cashed by consumer anywhere & value of one OxiCash Card cannot be transferred to and from one consumer to another consumer.

Brings Retail access in the hands of consumer using retail as a “Cash-in” for wallet Direct access and payment through mobile phone using SMS, GPRS, Web and shortly through IVR Works for unbanked consumers who can fund the wallet by paying small cash amount at retail points Banked customers can use the wallet to get convenience of transactions from mobile anytime anywhere and reduce exposure of their bank account by transferring money to OxiCash through Internet Banking OxiCash : Common Man’s Wallet

Brings Retail access in the hands of consumer using retail as a “Cash-in” for wallet

Direct access and payment through mobile phone using

SMS, GPRS, Web and shortly through IVR

Works for unbanked consumers who can fund the wallet by paying small cash amount at retail points

Banked customers can use the wallet to get convenience of transactions from mobile anytime anywhere and reduce exposure of their bank account by transferring money to OxiCash through Internet Banking

OxiCash Features Full Value: No deduction for any fees/fixed charges / No administrative cost/rental fees Rs. 100 paid for OxiCash enables customer to buy services worth Rs. 100. Validity one year from last recharge Recharge can be as small as Rs 10 Easy Registration through Web, WAP, SMS and will be shortly through IVR Central OxiCash data server maintained in a safe & secure environment with SSL encrypted transaction 6 digit numeric Password is delivered to the subscriber as an SMS. Facility to reset/change their system generated pass-code from OxiCash Website ( www.oxicash.in ) / WAP site (wap.oxicash.in) [email_address] becomes Windows Live Hotmail-id with same password Can check OxiCash wallet balance using their Mob number as user ID to login

Full Value: No deduction for any fees/fixed charges / No administrative cost/rental fees

Rs. 100 paid for OxiCash enables customer to buy services worth Rs. 100.

Validity one year from last recharge

Recharge can be as small as Rs 10

Easy Registration through Web, WAP, SMS and will be shortly through IVR

Central OxiCash data server maintained in a safe & secure environment with SSL encrypted transaction

6 digit numeric Password is delivered to the subscriber as an SMS.

Facility to reset/change their system generated pass-code from OxiCash Website ( www.oxicash.in ) / WAP site (wap.oxicash.in)

[email_address] becomes Windows Live Hotmail-id with same password

Can check OxiCash wallet balance using their Mob number as user ID to login

OxiCash Services A wide range of attractive and useful services are available on OxiCash ( www.oxicash.in ) All mobile recharges ( www.oxicash.in ) All DTH subscription recharges ( www.oxicash.in ) Long distance calling cards ( www.oxicash.in ) Travel ( www.oxitravel.com ) - Airline Ticketing, Bus Ticketing Hotel reservations / Holiday Packages Car Hire / Rental Train Ticket Reservation ( www.oxirail.com ) Telecom & Utility Bill Payments ( www.oxibillpay.com ) Magazine subscription ( www.oxibillpay.com ) Charity / Donation services ( www.oxibillpay.com ) Online Shopping ( www.oxicash.in ) Recharge of Toll Cards/Tags ( www.oxicash.in ) Others like Matrimony / Gaming, etc. ( www.oxicash.in )

OxiCash Services

A wide range of attractive and useful services are available on OxiCash

( www.oxicash.in )

All mobile recharges ( www.oxicash.in )

All DTH subscription recharges ( www.oxicash.in )

Long distance calling cards ( www.oxicash.in )

Travel ( www.oxitravel.com ) - Airline Ticketing, Bus Ticketing

Hotel reservations / Holiday Packages

Car Hire / Rental

Train Ticket Reservation ( www.oxirail.com )

Telecom & Utility Bill Payments ( www.oxibillpay.com )

Magazine subscription ( www.oxibillpay.com )

Charity / Donation services ( www.oxibillpay.com )

Online Shopping ( www.oxicash.in )

Recharge of Toll Cards/Tags ( www.oxicash.in )

Others like Matrimony / Gaming, etc. ( www.oxicash.in )

Services on Oxicash ( www.oxicash.in ) Prepaid Mobile Vouchers Prepaid Fixed Line Vouchers Long Distance Calling Cards DTH TV Subscriptions VoIP Cards Toll Tag Recharge Cinema Games

Services on Oxicash ( www.oxicash.in ) Entertainment/ Gaming/ Movie/ Internet VOIP Online Shopping Games Miscellaneous Road Travel

Services on Oxicash ( www.oxibillpay.com ) Postpaid Mobile Bill Payments Postpaid Fixed Line Bill Payments Electricity Bill Payments Magazine Subscriptions Charity / Donations Gas Bill Payments

Services on OxiCash (Travel) www.oxitravel.com

Services on OxiCash (Rail Travel) www.oxirail.com

Ox i Cash : Applications SMS Portal for sending SMS to Friends & Family at significant lower cost than standard sms For both SME & Consumers Alerts & reminders for birthdays, anniversaries, events etc. Group messaging from Web, Wap or SMS Live at www.oxicash.in/alerts SMS & GPRS based unique phone back up application Content & phone book upload directly to web on Mobialert website Seamless access to phone book and Mobialert features Access from Web & WAP Live now www.oxicash.in/pbu

SMS Portal for sending SMS to Friends & Family at significant lower cost than standard sms

For both SME & Consumers

Alerts & reminders for birthdays, anniversaries, events etc.

Group messaging from Web, Wap or SMS

Live at www.oxicash.in/alerts

SMS & GPRS based unique phone back up application

Content & phone book upload directly to web on Mobialert website

Seamless access to phone book and Mobialert features

Access from Web & WAP

Live now www.oxicash.in/pbu

Ox i Cash : Applications World’s first reservation less conference call service on prepaid Access from mobile, landline and VoIP phones from anywhere in the world Unique community Group Voice Chat service for youth & SME Live now www.oxicash.in/concall/ World’s first Doctor’s call service on prepaid Access from mobile, landline and VoIP phones from anywhere in the world Pricing per minute as per Doctor’s pricing Live now www.oxicash.in/concall/ Doctor Talk

World’s first reservation less conference call service on prepaid

Access from mobile, landline and VoIP phones from anywhere in the world

Unique community Group Voice Chat service for youth & SME

Live now www.oxicash.in/concall/

World’s first Doctor’s call service on prepaid

Access from mobile, landline and VoIP phones from anywhere in the world

Pricing per minute as per Doctor’s pricing

Live now www.oxicash.in/concall/

Online Banking top-up Shopping Portals Movie Tickets Gaming Portals Utilities Rail/Bus/Air Tickets Matrimony Content Video clips Ring tones Games &Themes Wallpapers Animations Applications Photo Fun SMS Sachet Mail/Messenger Phone Backup Concall Promotions White Labeled Services Oxigen Distribution Distribution Partners Oxigen Digital Pipeline Subscribers

Content

Video clips

Ring tones

Games &Themes

Wallpapers

Animations

Applications

Photo Fun

SMS Sachet

Mail/Messenger

Phone Backup

Concall

Oxigen OxiCash Digital Promotions India’s First executed end to end Unilever Coke & ICI Dulux

Oxigen Digital Promotions This summer Unilever, Colgate-Palmolive

Thank You