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Crash a course presentation why go to college

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  • 1. Investing In Yourself The Human Capital
  • 2. What is the Human Capital? It’s a measure of the economic value of an employee skill set. Education ! Experience ! Abilities
  • 3. Why Get a Degree?
  • 4. Why get a degree? • Employment Advantage • Health Advantage • Other Advantages
  • 5. EMPLOYMENT ADVANTAGE
  • 6. Bachelor’s Degree Associate’s Degree Some College High School Diploma LessThan High School Diploma $0 $295 $590 $885 $1,180 471 652 $727 785 1066 Learn More Earn More source: Bureau of Labor Statistics, 2014 Weekly Earning by Educational Attainment
  • 7. source:Texas Guaranteed Student Loan Corporation, 2013 Here’s another look!
  • 8. Bachelor’s Degree Associate’s Degree Some College High School Diploma LessThan High School Diploma 0% 12% 12% 8% 8% 6% 5% More Education = Less Unemployment source: Bureau of Labor Statistics, 2013 Unemployment Based on Educational Attainment those with a 4 year degree, on average, have a less rate of unemployment
  • 9. 0% 20% 40% 60% 80% 100% 1973 1992 2007 2018 10%11%10%7% 23%21%19% 9% 12%10% 8% 12% 17% 17% 19% 28% 30% 34% 40% 10%11%10% 32% HS Dropout HS Diploma Some College Associate’s Degree Bachelor’s Degree Master’s Degree or Better 62% of the workforce will have some type of college education More than half of the workforce with college degrees will have a Bachelor’s or higher Percentage of Workforce by Education Level Future Opportunities Will Require More Education Source: Georgetown University, Center on Education and the Workforce.
  • 10. HEALTH ADVANTAGE
  • 11. “In 2007–2010, obesity among boys and girls 2–19 years of age decreased with increasing education of the head of household.” -CDC, 2012 Bachelor’s Degree Associate’s Degree* HS Diploma* Less than HS diploma 0% 8% 15% 23% 30% 24% 18% 16% 11% 22% 20% 14% 7% Girls Boys Percentage of Obese Boys and Girls Based on Parents’ Education Level *estimated valuessource: Center for Disease Control and Prevention, 2012 Childhood Obesity and Education
  • 12. No HS Diploma HS Diploma Some College Bachelor’s Degree 50 55 60 65 70 75 80 85 90 85 83 82 77 81 77 76 72 Boys Girls Life expectancy at age 25, by sex and education level: United States, 2006 Life Expectancy and Education Research shows those with a Bachelor Degree tend to live longer than those without. source: Center for Disease Control and Prevention, 2012
  • 13. The Center for Disease Control and Prevention says that adults without a high school education are four times as likely to LACK health insurance compared to those with a Bachelor’s degree
  • 14. OTHER ADVANTAGES
  • 15. PERSONAL DEVELOPMENT • Of completing school; • By being the first one to complete school • Setting an example for your family • Being able to give a better representation for your race. Pride
  • 16. PERSONAL DEVELOPMENT •College provides people more of an opportunity to fulfilled in many aspects of their lives. •9 percent of college students study abroad. (travel) •About 10% of people marry their college sweetheart, and have with stronger marriages •Five out of the 10 happiest states in the nation are also in the top 10 for educational attainment, and boast the highest percentages of population with a bachelor’s degree or higher. •The Center for Information and Research on Civic Learning & Engagement asserts that higher levels of education translate into more civic engagement, civic engagement also promotes educational attainment. Happiness
  • 17. PERSONAL DEVELOPMENT Source of Income Many people use college as a source of income, especially returning service members. • G.I Bill • Financial Aid • Tuition Waivers • Study-Work Program
  • 18. Better Society Higher education contributes to an overall better society. ▪ More income tax generated for the state and federal government. ▪ People are more involved in voluntary organizations and give more to charity. ▪ Incarceration rate of adults with some college education is ¼ of that with only a high school degree. It costs about $26,000 a year to maintain a prisoner. ▪ Government spends $800-2700 less a year on social programs for individual 30 year old college grads than high school grads.
  • 19. Business because… • everything includes business • Better possibilities/open doors • Foundation of every industry • Profitable • Everyone consumes • Variety of majors
  • 20. Business is/has • Variety • Demand • Transferable skills • Dynamic
  • 21. Business Majors include • Accounting • Finance • Human resources • Sales • Administration • Marketing • Healthcare management • IT Management • International business • Public relations • Real-estate
  • 22. MONEY ADVANTAGE
  • 23. Category 2013 Average Salary 2012 Average Salary Percent Change Business $54,234 $50,633 7.1% Communications $43,145 $41,550 3.8% Computer Science $59,977 $57,529 4.3% Education $40,480 $38,524 5.1% Engineering $62,535 $60,151 4% Health Sciences $49,713 $45,442 9.4% Social Science $37,058 $36,371 1.9% Math & Sciences $42,724 $41,430 3.1% Overall $44,928 $42,666 5.3% Average Salaries by Discipline *Source:April 2013 Salary Survey, National Association of Colleges and Employers 
  • 24. BUSINESS IS IN DEMAND
  • 25. Business Computer and IT Engineering Health Professions EginerringTechnologies Math & Statistics Communications Education ScienceTechnologies Liberal Arts and Humanities 0% 9% 18% 26% 35% In a nationwide online survey of more than 2,000 employers, CareerBuilder and Harris Interactive© asked companies which college majors were most in demand at their firms. Source: Grasz, 2013 TheTop In Demand College Majors
  • 26. Business Advertising Computer Software Accounting & FInance Hospitality Autmotive Sales & Marketign Training Non-Profit Retail Healthcare 0% 15% 30% 45% 60% Industries with the largest year-over-year growth for entry-level jobs (with at least 1,000 active jobs in March) Source: Grasz, 2013 Top Industries Hiring Recent College Grads
  • 27. SOURCE: U.S. Department of Education, National Center for Education Statistics, Integrated Postsecondary Education Data System (IPEDS), Fall 2000, Fall 2005, and Fall 2010, Completions component. Bachelor’s degrees conferred by degree-granting institutions in selected fields of study: 1999–2000, 2004–05, and 2009–10 (National Center for Education Statistics, 2012)
  • 28. LOWEST UNEMPLOYMENT RATE
  • 29. Source: Grasz, 2013 Top Occupation for Recent College Grads 1 Registered Nurse 2 Sales Representative 3 Account 4 Customer Service Representative 5 Industrial Engineer 6 Retail Salesperson 7 Medical and Health Services Manager 8 PhysicalTherapist 9 OccupationalTherapist 10 Computer Support Specialist Entry-level occupations with the most job listings (with at least 3,500 active jobs in March)
  • 30. * * California Employment by Industry Percent Change from 2012 to 2013 *Business management related field. Do not forget, every industry has someone in business (i.e. human resources, accounting, management, finance and sales)
  • 31. Business is in EVERY industry No matter if you are in healthcare, technology, education, or basket weaving, business present in EVERY industry in the form of: finance, human resources, management, marketing, and sales to name a few. Human Resources Management Accounting Finance Marketing Sales
  • 32. OTHER REASONS
  • 33. YOU are a Business To often people misdefine the word “business” Business is an activity that someone is engaged in Therefore the study of business is the study of activity. The concepts you will learn not only apply to organizations but also to your personal life. Business Skills that translate to your personal life Networking Finance Leadership People Skills Communications ConceptualThinking
  • 34. A Business Degree Gives Upward Mobility 0% 20% 40% 60% 80% 100% 2007 2018 10%11% 23%21% 12%10% 17% 17% 28% 30% 10%11% HS Dropout HS Diploma Some College Associate’s Degree Bachelor’s Degree Master’s Degree or Better Source: Carnevale, Smith & Strohl, 2013 Advancement opportunities in the future are being paved by a business degree. Fact: More and more employers are raising their educational requirements
  • 35. Skills Learned in School For Life
  • 36. Is school important? • According toTheFreeDictionary.com the definition of the verb "to school" is to train or discipline; to educate in or as if in an institution of learning. And from DictionaryReference.com, learning is defined as the act or process of acquiring knowledge or skill.
  • 37. The importance of school is to better prepare oneself for better opportunities the world has to offer. Skills Learned in school: • Skills that are acquired in school are to better prepare a person to be adaptable to the business field. • These skills can be transferable to personal life scenarios and aspects.
  • 38. Is Accounting Important? Accounting in the real world • Accounting is used in all types of businesses. • Keeps track of personal wages for payments like • Mortgages & car payments as well as day to day expenses that accumulate. • From buying inventory for your business or buying a new jersey for the game are all part of accounting • Helps protect people from improper spending. • An individual using accounting general knowledge will most likely be debt free.
  • 39. Advantages of Accounting Accounting in theThe knowledge of accounting as well as the handling of debits and credits world • Will help balance personal expenses. • Will make you stronger candidate for an employer • Gives a person the ability to keep track of funds going into the business vs. the money going out of the business • Gives more value to an individual working for an employer. • Number speak for themselves.
  • 40. Is Finance Important? • Finance is a field closely related to accounting that deals with the allocation of assets and liabilities. • Finance also applies the theories of economics. • Finance can be defined as the science of money management. • Finance is the time value of money. • FINANCE BRONKEN INTO 3 SUB- CATEGORIES: • PUBLIC FINANCE • CORPORATE FINANCE • PERSONAL FINANCE • **FINANCING discloses the planned borrowings and re-payments, including how interest operate in that particular year.
  • 41. • Avoid unforeseen personal events, as well as events in the wider economy. • Transference of family across generations (inheritance) • General knowledge of the effects of tax policies, subsidies and/or penalties • Effects of credit in individual financial standing • Plan a secure financial future in an environment of economic instability. Understanding and Using Personal Finance
  • 42. finance education and skills FinanceTopics of Study • How cash flows • Capital budgeting • Capital structure • Cost of capital • Business valuation • Mergers and acquisitions • Risk management • Payout policies How We Use Finance • Manage our money in a variety of ways • How the stock market works and how to invest in it • How to analyze the financial health of companies • Manage investments wisely • How manage a company • Make real investments • Raise Capital • Control risk
  • 43. How do we use marketing? • According to the Webster English Dictionary, Marketing is: • The process of selling or buying. • The process or technique of promoting, selling, and distributing a product or service • The action or business of market research and advertising.
  • 44. What is a resume • According to the Webster English dictionary • A Resume is a brief written account of personal, educational, and professional qualifications and experience, as that prepared by an applicant for a job. • Your Resume will help you MARKET YOURSELF to an Employer • Give it to every employer you meet even if they are not currently hiring. • Give it to networking contacts who can be on the lookout for job opportunities for you. • Give it to your references. It will help them talk to others about your qualifications and find job opportunities for you. • Give it to your instructors and college placement offices.
  • 45. Here are some examples: •Highest form of education • High School Diploma 2.0 GPA •Work experience •NONE •Awards •NONE • Highest form of education • Some College • Work experience • Auditor two years • Skills • Computer efficient • Good communication skills • Awards • High SchoolValedictorian. • Highest form of education • Bachelors in business management and accounting • Work experience • Accountant two years, inventory manager five years • Skills • Computer efficient, good communication skills, problem solving proficiency, can communicate in English, Spanish, French and German. • Awards • High SchoolValedictorian, graduate with honors in college 4.0 GPA, employee of the month eight months in a row.
  • 46. “The roots of education are bitter, but the fruit is sweet.”
 ~Aristotle
  • 47. What’s the difference between 
 Public and Private Education?
  • 48. Private Colleges Public
  • 49. 5 MOST COMMON OBJECTIONS TO ENROLLING INTO COLLEGE COLLEGE
  • 50. OBJECTION 1: 
 “MY PARENTS DIDN’T GOTO COLLEGE ANDTHEY WERE SUCCESSFUL, SO WHY SHOULD I BOTHER”

  • 51. 
 OBJECTION 2: 
 “I DON’T KNOW WHATTO DO WITH MY LIFE”

  • 52. OBJECTION 3: 
 “MY GRADES WEREN’T SO GREAT IN HIGH SCHOOL, COLLEGE WILL BETOO HARD”
  • 53. • Our programs finish faster than traditional schools because we educate year round • Might as well finish now than later so you can be more employable and start earning more money, SOONER! Personal Advice: Once you get into the groove of academia, it will be harder to come back to it once you take a break. OBJECTION 4: “I HAVE NOTIME, I NEED A JOB NOW OR I EARN GOOD MONEY AT MY JOB ALREADY”
  • 54. California has the most number of private scholarships available, with over 20x as many as the state with the lowest number.  California has the greatest pool of money for scholarship applicants. OBJECTION 5: “I CAN’T AFFORD IT”
  • 55. Money is out there
  • 56. Know payment options The Income Based Repayment Plan No more than15% of your monthly income Loan Amount $30,000 $80,000 $120,000 Monthly Income $2,000 $2,000 $2,000 Loan Payment $300 $300 $300 After 25 years of faithful payments Loan is forgiven Visit: http://studentaid.ed.gov for more info
  • 57. References Bureau of Labor Statistics. (2013, MAY 23). Earnings and employment rates by educational attainment . Retrieved from http://citationmachine.net/index2.php? reqstyleid=2&mode=form&rsid=5&reqsrcid=APAWebPage&more=yes&nameCnt=1 ! Carnevale, A. P., Smith, N., & Strohl, J. Georgetown University, Center on Education and the Workforce. (2013). Recovery: Job growth and education requirements through 2020. Retrieved from Georgetown Public Policy Institute website: http://www9.georgetown.edu/grad/ gppi/hpi/cew/pdfs/Recovery2020.FR.Web.pdf ! Center for Disease Control and Prevention. U.S. Department of Health and Human Services, National Center for Health Statistics. (2012). Health, united states, 2011: With special feature on socioeconomic status and health.. Retrieved from U.S. Government Printing Office website: http://www.cdc.gov/nchs/data/hus/hus11.pdf ! Hart Research Associates, (2010). Raising the bar: Employers’ Views on college learning in the wake of the economic downturn (Master's thesis). 20JanuaryRetrieved July 24, 2013, from http://www.aacu.org/leap/documents/2009_EmployerSurvey.pdf ! Texas Guaranteed Student Loan Corporation. (2013). Learn more, earn more: . In Adventures in Education. Retrieved July 25, 2013, from http://www.aie.org ! Gonzales, A. (2014, March 14). New regulations aim to prevent private colleges from saddling students with huge debt. . Retrieved , from http://www.bizjournals.com/phoenix/news/ 2014/03/14/new-regulations-aim-to-prevent-private-colleges.html?page=all
  • 58. References Grasz, J. (2013, May 2). Careerbuilder releases most in-demand college majors and entry-level jobs with the most growth. Retrieved from http:// www.careerbuilder.com/share/aboutus/pressreleasesdetail.aspx? sd=5/2/2013&id=pr755&ed=12/31/2013 National Association of Colleges and Employers. (2013,April 13).Average starting salary for grads with bachelor’s degrees rises 5.3 percent. Retrieved from http:// www.naceweb.org/s04172013/average-starting-salary.aspx National Center for Education Statistics. U.S. Department of Education, Institute of Education Sciences. (2012). Digest of education statistics: 2011. Retrieved from website California Employment Development Department. California Employment Development Department, Labor Market Information Division. (2013).The economy: Information on the state and local labor markets. Retrieved from Current Employment Statistics Program website: http:// www.labormarketinfo.edd.ca.gov/Content.asp?pageid=4
  • 59. References Bureau of Labor Statistics. (2013, MAY 23). Earnings and employment rates by educational attainment . Retrieved from http://citationmachine.net/index2.php? reqstyleid=2&mode=form&rsid=5&reqsrcid=APAWebPage&more=yes&nameCnt=1 ! Carnevale,A. P., Smith, N., & Strohl, J. Georgetown University, Center on Education and the Workforce. (2013). Recovery: Job growth and education requirements through 2020. Retrieved from Georgetown Public Policy Institute website: http:// www9.georgetown.edu/grad/gppi/hpi/cew/pdfs/Recovery2020.FR.Web.pdf ! Center for Disease Control and Prevention. U.S. Department of Health and Human Services, National Center for Health Statistics. (2012). Health, united states, 2011:With special feature on socioeconomic status and health.. Retrieved from U.S. Government Printing Office website: http://www.cdc.gov/nchs/data/hus/hus11.pdf ! Hart Research Associates, (2010). Raising the bar: Employers’Views on college learning in the wake of the economic downturn (Master's thesis). 20JanuaryRetrieved July 24, 2013, from http://www.aacu.org/leap/documents/2009_EmployerSurvey.pdf ! Texas Guaranteed Student Loan Corporation. (2013). Learn more, earn more: . In Adventures in Education. Retrieved July 25, 2013, from http://www.aie.org
  • 60. References • http://www.csulb.edu/colleges/cba/accountancy/major/ • Anant K Sundaram: Finance professor at the Tuck School of Business at Dartmouth College • Clark, Mathew http://ezinearticles.com/?Accounting-in-Everyday-Life&id=3153034 • Graves, J. (2013, February 21). 7 SkillYou Need to Get Hired. . Retrieved , from http:// money.usnews.com/money/careers/articles/2013/02/21/7-key-skills-you-need-to-get-hired- right-nowk • K., S.A. (2011, May 4). Subject matters: Finance.The Economist. Retrieved May 13, 2014, from http://www.economist.com/whichmba/subject-matters-finance • (Merriam-Webster) • http://www.merriam-webster.com/ • Online Finance Degree Programs Directory | 2,873 Schools. (2014, January 1). Online Finance Degree. Retrieved May 13, 2014, from http://www.onlinefinancedegree.com/ • Shanker, Sheila http://smallbusiness.chron.com/advantages-accounting-information-3949.html

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