San diego purchase loans

237 views
196 views

Published on

http://www.sandiegomortgagenews.net/

The Mortgage Planners are a full service mortgage lender based in San Diego, California and have been helping clients with home loans since 2003. They have Mortgage Banking and Broker channels available to their clients to help with purchase, refinance, and reverse mortgages. The Mortgage Planners are affiliated with West Coast Mortgage, a local Direct Lender in San Diego for the past 15 years. The benefits of being a direct lender include controlling the loan documents and funding of the loan, more competitive interest rates and fees, and quicker underwriting time periods.

Published in: Business
0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total views
237
On SlideShare
0
From Embeds
0
Number of Embeds
1
Actions
Shares
0
Downloads
1
Comments
0
Likes
0
Embeds 0
No embeds

No notes for slide

San diego purchase loans

  1. 1. The Mortgage Planners are a full service mortgage lender based in San Diego, California andhave been helping clients with home loans since 2003. They have Mortgage Banking and Brokerchannels available to their clients to help with purchase, refinance, and reverse mortgages. TheMortgage Planners are affiliated with West Coast Mortgage, a local Direct Lender in San Diego for the past 15 years. The benefits of being a direct lender include controlling the loan documents and funding of the loan, more competitive interest rates and fees, and quicker underwriting time periods.Ask questions and listen to our clients in order to fully understand their needsCreate mortgage solutions that complement our clients overall financial strategy, and allow them toeffectively accomplish their short and long term financial goalsBe sensitive to the fears that many homebuyers have about obtaining a mortgage loan and earn theirconfidence as a trusted advisorUse the latest technology to complement our customer service, making adjustments when necessary toavoid overwhelming our clients who are less technically proficientRespect our clients time and minimize the amount of effort required of them by applying ourknowledge, experience, and resourcefulnessCommunicate regularly and proactively with our clients to keep them informed of the status of their loanand to reduce the stress associated with uncertaintyEnsure smooth, on time closings with anticipated costs and termsProvide our clients the luxury of home loans in the future with minimal effort on their partTake full responsibility for our actions and be honest at all timesSeek to improve the quality of service we provide by encouraging each client to critically evaluate ourperformanceStrive to honor God in all that we do The Mortgage Planners 10636 Scripps Summit Court | Suite 130 San Diego, CA 92131 Phone: 619.312.0612 Fax: 619.615.2055
  2. 2. Jumbo Loans: Getting the cost. Houses are not something that can be acquired by people withthe Property That no job and money.You Want There are many lending companies out there that are willing to provideOne of the reasons why many people fixed amount to wannabe owners.cannot purchase their own dwelling However, what if the house that youplace is the lack of funds. They are want costs a lot? How can you comeforced to sleep in a cramped up with the right amount if youapartment for years until they could cannot be granted with more thancome up with the amount needed to authorized sum? In this case, youpurchase a home. There are many need to get more money by makingfinancial firms in the country that are use of jumbo loans.ready to provide help but they onlyauthorize fixed amount to the clients It’s a good thing that this program iswhich is disheartening since a lot of now available in the country. Peoplehouses are very expensive nowadays. can now purchase the property thatIf you are in need of immediate cash, they want. They won’t have to worrythen getting jumbo loans could be about the cost of the house sincethe best decision you’ll ever make. they can get the money that is needed to purchase the residence.Purchasing a house nowadays is hard. Money will never become an issueYou need to set out to find different because of this program. What’sowners selling their houses. Of great is that everyone can takecourse, you’ll also need to check their advantage of this.houses to see if they look and feelcomfortable. This will take weeks There are certain factors that yousince you will need to check every need to take into account first beforeavailable area to get a good dwelling applying for this great financingplace. You need to remember that program. You need to have at leastyou will be staying at the place you 720 credit score. You can only acquirepick with your family for the rest of this if you rarely miss out in payingyour lives so it’s only proper to find your monthly obligations likethe best one. The only issue now is The Mortgage Planners 10636 Scripps Summit Court | Suite 130 San Diego, CA 92131 Phone: 619.312.0612 Fax: 619.615.2055
  3. 3. electricity, water, credit card, and people do, find below is a list of themany others. common things they do in their line of work:Purchase loans now and see yourselfgetting the house that you desire.  They promote different typesYou and your family will surely love of loan packages that maywhat you’ve picked. catch the attention of possible clients.  Since they advertise various loan offers, it also the responsibilities of theLearn A Few Things mortgage brokers to look for aabout Mortgage plan that is going to be most suitable to the needs andBrokers limitations of their clients.  Just like any financingMortgage brokers are professional institutions, these individualsmen and women, whom anyone can also make it a point to firstask for consultation if ever they are check on the credit history ofplanning to get a loan. Despite the the person who is applying. Byfact that there is as of the moment, a doing this, they are going tolot of money lending institutions, we have a basic idea on theare still going to find a couple of individual’s capability to pay onindividuals who are having second time.thoughts in availing this monetary  They review the requirementsassistance. Their reasons may vary of the applicants’ and are atfrom case to case, but probably one the same time in charge inof the most common causes of their completing their applicationdrawbacks is that they cannot decide processes.on what type of loan to avail.  Apart from this, they are also the individuals who are mostAs mentioned a while ago, the best likely to further explain theperson to seek professional advices is contents of their legal bindinggoing to be a broker. For those who with the customer.are still unfamiliar on what these The Mortgage Planners 10636 Scripps Summit Court | Suite 130 San Diego, CA 92131 Phone: 619.312.0612 Fax: 619.615.2055
  4. 4.  They are the ones who make sure that the deal was processed smoothly. At the Mortgage Broker: same time, they also make sure that all fully transacted deals Making Home are closed. Acquisition EasierNow that we are quite aware of what Purchasing a house for the first timethey do as a living, we should now could indeed send chills ofknow the traits and characteristics excitement down the spine. It’s onethese finance experts should hold: of the best things in life that one will surely enjoy experiencing. Having the  Since they line of work would money to purchase your very own most of the time involve property signifies prosperity. It also advertising loan packages, signifies that you can stand up for these professionals must have yourself and have the capability to excellent marketing skills in raise a family. However, success can order to increase sales and cloud a person’s judgment. Just profits. because you have the money to  In addition to this, they must purchase a house, doesn’t mean that also possess good you could blindly pick one without communications skills, both taking certain considerations. You verbal and in writing. might be lucky in picking a good one  They should also be meticulous but there’s always a chance that you and organized die to the fact won’t. In this regard, you need hire that their work basically the expert services of a mortgage includes managing the money broker. Here are some of the reasons of their clients. why:A mortgage broker must also have anample knowledge with regards to #1 - Help make an informed choice:legal talks since they are the persons There are things in life that are notbeing asked by the clients about this certain. You might find a house thatmatter most of the time. you’ll really like because of its external beauty and decide to The Mortgage Planners 10636 Scripps Summit Court | Suite 130 San Diego, CA 92131 Phone: 619.312.0612 Fax: 619.615.2055
  5. 5. purchase it based solely on that but The three reasons should be enoughlittle did you know that it has a weak to make everyone realize thefoundation and could collapse importance of hiring the services ofanytime. You need to approach the mortgage brokers with regard tohouse acquisition with caution to addressing home acquisitionprevent getting into future accidents. problems. They can make your houseThis is the reason why you need the purchasing endeavors much easier soexpert help of a broker to provide be sure to find one in your area.sound advice that you’ll surely need.#2 - Get better deals: If you want toget the best house, then you need tofind different ones that you like andmake certain comparisons based onyour preference and budget. This is atask that could take a lot of timeplanning and executing without thehelp of a professional. You won’thave to bother going from house –to-house as the expert will do all ofthese for you. He will also sort thebest and layout different choices thatsuit your capability and wants.#3 - Save time and money: Having anexisting job and things to worry aboutat home could hinder your plans insearching for a good house. Ofcourse, you want to go to yourapartment and rest after work. Youdon’t want to spend too much timeon the road and keep burning car fueljust to visit each dwelling place youfind. The Mortgage Planners 10636 Scripps Summit Court | Suite 130 San Diego, CA 92131 Phone: 619.312.0612 Fax: 619.615.2055

×