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Atlas

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  • 1. Study in Australia STUDENT VISAS
  • 2.
    • IELTS results must be sent with visa application
    • IELTS test conducted not more than 24 months before date of application
    • IELTS score is considered as at date of application, subsequent scores cannot be considered.
    • IELTS results are always verified online by the visa office.
    International English Language Testing System (IELTS)
  • 3.
    • Assessment Levels (ALs)
    • AL1(low risk)-AL5(extremely high-risk)
    • Risk methodology and statistical trends determine Als
    • L4 for Bachelor/Masters/PG
    • AL4 for VET/Diploma/A Diploma/N Diploma
    Assessment Levels for India
  • 4. Types of Student Visa
    • 570 Independent ELICOS
    • 571 Schools
    • 572 Vocational Education & Training
    • 573 Higher Education
    • 574 Postgraduate Research
    • 575 Non-Award
    • 576 AusAID/Defence
    • 580 Student Guardian
  • 5. Acceptable Studies
    • Study must be full-time in a course registered for international students on the Commonwealth Register of Institutions and Courses for Overseas Students (CRICOS)
    • Evidence of enrolment
      • Confirmation of Enrolment (fee paid)
      • Letter of offer
    • Students can apply for visa to cover several courses (“packaging”)
  • 6. Visa Application Fee
    • The DIAC visa application fee is Rs.18,500/-
    • Students can either choose to lodge student visas applications via E-visa system ( with agents) or paper lodgment at VFS office in their city
    • Forms and other procedures can be downloaded from www.ausgovindia.com
    • Medicals TB Screening and X Ray certificate requirement has to be submitted
  • 7. Visa Requirements
    • Schedule 5A of Migration Regulations requires that all students have funds from an acceptable source that are sufficient to meet the following expenses :
    • (i)    course fees;
    • (ii)     living costs ; medical insurance
    • (iii)    travel costs
    • Period for which these funds must be shown:
      • Subclass 571/574 - the entire period of study
      • Subclasses 570, 573, 575 - the first 36 months of study
      • Subclass 572 - the entire course or the first 36 months of study
    • The Migration Regulations require applicants to have these funds in their possession from the past 6 months.
  • 8. Financial Capacity
    • If an applicant is accompanied by spouse and/or dependents :
    • Spouse - add AUD$4200 for each 12 month period.
    • 1st child - add further AUD$2400 (living costs) + AUD$8000 (schooling) for any child turning 5years of age for each 12 month period.
    • Additional children – AUD$1800 (living costs)+ AUD$8000 (schooling) for each 12 month period
    • These costs apply even if spouse/children are not accompanying the student to Australia
    • Spouse/children must be declared in the application
    AUD$12,000 per 12 month period Living Costs
  • 9. Financial Capacity Acceptable Individual
    • The Schedule 5A definition of ‘Acceptable source of funds’ for Assessment Level 4 states that funds must be from an ‘acceptable individual’.
    • ‘ Acceptable individuals’ are limited to one or more of the following:
      • the applicant;
      • the applicant’s spouse;
      • the applicant’s parents;
      • the applicant’s grandparents;
      • the applicant’s brother s and sister s .
      • an uncle or an aunt who is an Australian citizen, an Australian permanent resident or an eligible New Zealand citizen and is usually resident in Australia.
  • 10. Financial Capacity Acceptable Evidence of Funds
    • Evidence of funds for the entire period of study; and
    • Must be fully sanctioned; granted ‘in-principle’ letters are not acceptable.
    • Details of guarantor, collateral security and owner thereof should appear on the loan letter. These must be acceptable individuals/declared financial supporters.
    • For a loan other than an education loan, letter from the bank to be provided stating the name of the applicant and that loan can be used for his/her education purpose.
    • If loan is secured against a recently created Financial Deposit (FD)- source of FD is required.
    • If a loan is not fully disbursed then we will assess the capacity of the financial supporter(s)( should be a acceptable individual) to repay the loan.
  • 11. Financial Capacity
    • Must be fully sanctioned; granted ‘in-principle’ letters are not acceptable.
    • Details of guarantor, collateral security and owner thereof should appear on the loan letter. These must be acceptable individuals/declared financial supporters.
    • For a loan other than an education loan, letter from the bank to be provided stating the name of the applicant and that loan can be used for his/her education purpose.
    • If loan is secured against a recently created Financial Deposit (FD)- source of FD is required.
    • If a loan is not fully disbursed then we will assess the capacity of the financial supporter(s)( should be a acceptable individual) to repay the loan.
    Acceptable Evidence of Funds Education Loans
  • 12. Financial Capacity
    • Joint accounts are acceptable if account holders are ‘acceptable individuals’.
    • Each account holder must agree in writing to the use of the funds by way of affidavits
    • Family tree should be provided, including details of account holders to be shown.
    • Evidence of relationship to the applicant should be provided (eg. passport, birth, marriage or education certificates).
    Acceptable Evidence Joint Accounts
  • 13. Financial Capacity Acceptable Evidence Other Sources
    • Overseas Funds
    • No need to transfer funds to India
    • All funds assessed on their merits
    • If in doubt about the institution contact AHC
    • English translations should be provided.
    • Post office monthly income schemes (MIS)
    • Must be at least one year old
  • 14. Financial Capacity Acceptable Evidence Other Sources
    • Provident Funds:
    • GPF acceptable IF annual statement is provided with letter from employer stating permissible withdrawal for education purposes.
    • GPF/CPF/ PF of only applicant’s parents is acceptable
    • Withdrawal limits for Public Provident Funds:
    • Loan up to 25% of balance at the end of the first financial year from 3 rd to 6 th year.
    • If held 6+ years, 50% of balance held at the end of the 4 th year preceding the year in which the amount is withdrawn.
    • If held 15+ years, current balance amount
    • Letter from bank stating amount that can be withdrawn.
  • 15. Financial Capacity Evidence of Income
    • Income from salary
      • Income tax returns for the last 3 yrs
      • Salary statement, Form 16 from employer
    • Agricultural income
      • Ownership of land; and
      • Income statement from regional / competent authority
    • Retirement income
      • Pension details from the employer
      • Recent bank statements showing credit of pension
  • 16. Financial Capacity Evidence of Income (continued)
    • Business income
      • Business registration/partnership deed/Memorandum of Association
      • Company’s recent itemized bank statements
      • Income Tax returns of the company
    • Rental income
      • Proof of Ownership of property
      • Lease deed
      • Bank statements showing receipt of rent
      • Income tax returns
    • Please note IT returns play a important role in this
  • 17. Unacceptable Funds
    • Kisan and Krishi Credit Cards – The visa office DO NOT accept.
    • These are issued for agricultural purposes, not international education.
    • Credit cards are not an acceptable source of funds.
    • LIC / Mutual Bonds / Tax Saving Bonds not acceptable
    • Loans or Deposits from NABARD / Agricultural Sector Banks not accepted
  • 18. Processing - Visa Office
    • Applications should be lodged at the AHC at least 12 weeks prior to course commencement date
    • The commencement of the course is the date orientation starts. Applications should not be lodged after course has commenced, with extension letters from the University.
    • We require 8-12 weeks to process an application
    • Make sure the application is complete - do not rely on the visa office to advise you of missing documentation - you risk Refusal.
    • Current processing times E-visas - Adelaide 7 weeks; New Delhi 8 weeks
  • 19. FRAUD
    • Applicants found to have used fraudulent means to obtain or apply for a visa will NOT be treated sympathetically
    • Under the code of conduct Agents have a responsibility to report fraud when it comes to attention.
  • 20. More Information
    • www.ausgovindia.com
    • www.studyinaustralia.com
    • www.immi.gov.au
    • Students are welcome to visit our office and meet one of our friendly staff who will explain and assist you with all issues relating to Study in Australia
  • 21. Questions ?