BINSmart™ Cost Manager Big Retailer Solutions for Small Merchants Presented by: LCS Card Services http://DynamicDebits.net
Table of Contents <ul><li>Overview </li></ul><ul><li>How BINSmart™ Works </li></ul><ul><li>Key Facts To Consider </li></ul...
OVERVIEW <ul><li>BINSmart™ Cost Manager is an innovative, patent-pending technology that evaluates every card transaction ...
HOW BINSmart™ WORKS <ul><li>Estimates Lowest Cost Method </li></ul><ul><li>Saves Real Money Everyday! </li></ul><ul><li>Au...
Estimates Lowest Cost Methods <ul><li>BINSmart™ Cost Manager uses merchant rates, SIC and zip codes, card type and sales a...
Saves Real Money Everyday! <ul><li>BINSmart™ Cost Manager reduces interchange costs; saving real money everyday. </li></ul...
Automatic Prompts <ul><li>BINSmart™ Cost Manager automatically prompts for PIN or signature, whichever is estimated to be ...
Enhances Protections <ul><li>BINSmart™ Cost Manager enhances fraud and chargeback protection by increasing percentage of P...
Avoids Cost Downgrades <ul><li>BINSmart™ Cost Manager prompts entry for additional information when corporate cards are sw...
KEY FACTS TO CONSIDER <ul><li>Over 50% of card transactions are now made with debit cards. </li></ul><ul><li>In the past, ...
BINSmart™ SAMPLE MERCHANT SCENARIO   <ul><li>Savings from  BINSmart™  $117.82/month </li></ul>$555.36 $437.54 Totals $9.95...
SAMPLE MERCHANT SCENARIO SUMMARY <ul><li>With BINSmart™  </li></ul><ul><li>$437.54 </li></ul><ul><li>Without BINSmart™ </l...
SAMPLE PRO FORMA DETAILS <ul><li>200 transactions per month </li></ul><ul><li>Sales ranging from $1-200 with a randomly ge...
ADDITIONAL FACTS <ul><li>BINSmart™ Cost Manager is patent-pending technology of Capital Bankcard which is owned and operat...
ABOUT US <ul><li>Lakes Communication Services is a business development organization that specializes in prepaid debit car...
SPECIAL OFFERS <ul><li>Receive FREE complete with installation our BINSmart™  Cost Manager Solution by converting your cre...
More Special Offers <ul><li>New Credit Card Processing Accounts Receive $75.00 DynamicDebits ™ Gift Card with their BINSma...
ADDITIONAL WEB RESOURCES <ul><li>Official LCS Card Services Website </li></ul><ul><li>http://DynamicDebits.net </li></ul><...
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Bin Smart™ Cost Manager

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BINSmart Cost Manager is a patent-pending technology modified for small retailers to enjoy real savings on credit card processing. This presentation also highlights numerous product benefits and special offers of 25-100% off on equipment pricing.

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Bin Smart™ Cost Manager

  1. 1. BINSmart™ Cost Manager Big Retailer Solutions for Small Merchants Presented by: LCS Card Services http://DynamicDebits.net
  2. 2. Table of Contents <ul><li>Overview </li></ul><ul><li>How BINSmart™ Works </li></ul><ul><li>Key Facts To Consider </li></ul><ul><li>A Sample Merchant Scenario </li></ul><ul><li>Sample Pro Forma Details </li></ul><ul><li>Capital Bankcard </li></ul><ul><li>About LCS Card Services </li></ul><ul><li>Special Offers </li></ul><ul><li>Additional Web Resources </li></ul><ul><li>http://DynamicDebits.net </li></ul>
  3. 3. OVERVIEW <ul><li>BINSmart™ Cost Manager is an innovative, patent-pending technology that evaluates every card transaction and then calculates the best method to save on processing costs. </li></ul><ul><li>http://DynamicDebits.net </li></ul>
  4. 4. HOW BINSmart™ WORKS <ul><li>Estimates Lowest Cost Method </li></ul><ul><li>Saves Real Money Everyday! </li></ul><ul><li>Automatically Prompts for PIN or signature </li></ul><ul><li>Enhances Fraud & Chargeback Protection </li></ul><ul><li>Avoids Cost Downgrades </li></ul><ul><li>Avoids Other Downgrades </li></ul><ul><li>http://DynamicDebits.net </li></ul>
  5. 5. Estimates Lowest Cost Methods <ul><li>BINSmart™ Cost Manager uses merchant rates, SIC and zip codes, card type and sales amount to estimate the lowest cost processing method. </li></ul><ul><li>http://DynamicDebits.net </li></ul>
  6. 6. Saves Real Money Everyday! <ul><li>BINSmart™ Cost Manager reduces interchange costs; saving real money everyday. </li></ul><ul><li>http://DynamicDebits.net </li></ul>
  7. 7. Automatic Prompts <ul><li>BINSmart™ Cost Manager automatically prompts for PIN or signature, whichever is estimated to be lowest cost. </li></ul><ul><li>http://DynamicDebits.net </li></ul>
  8. 8. Enhances Protections <ul><li>BINSmart™ Cost Manager enhances fraud and chargeback protection by increasing percentage of PIN debit transactions. </li></ul><ul><li>http://DynamicDebits.net </li></ul>
  9. 9. Avoids Cost Downgrades <ul><li>BINSmart™ Cost Manager prompts entry for additional information when corporate cards are swiped to avoid cost downgrades. </li></ul><ul><li>-and- </li></ul><ul><li>BINSmart™ Cost Manager verifies completion of daily closeout to also avoid downgrades. </li></ul><ul><li>http://DynamicDebits.net </li></ul>
  10. 10. KEY FACTS TO CONSIDER <ul><li>Over 50% of card transactions are now made with debit cards. </li></ul><ul><li>In the past, only large establishments have had access to such cost saving technologies. BINSmart™ Cost Manager actually turns the playing field in favor of small merchants providing savings opportunities most of the big stores don’t even have. </li></ul><ul><li>http://DynamicDebits.net </li></ul>
  11. 11. BINSmart™ SAMPLE MERCHANT SCENARIO <ul><li>Savings from BINSmart™ $117.82/month </li></ul>$555.36 $437.54 Totals $9.95 $9.95 Statement Fees $27.35 $0 Downgrades from not batching $0 $96.99 Debit Card Processing Fees $518.06 $330.60 Credit Card Processing Fees Without BINSmart ™ With BINSmart ™ One Month’s Processing Charges
  12. 12. SAMPLE MERCHANT SCENARIO SUMMARY <ul><li>With BINSmart™ </li></ul><ul><li>$437.54 </li></ul><ul><li>Without BINSmart™ </li></ul><ul><li>$555.36 </li></ul><ul><li>http://DynamicDebits.net </li></ul><ul><li>This merchant saved more than 20% in one month worth of fees, equating to possible savings over $1,400 a year on their overall processing costs simply by implementing BINSmart™. </li></ul><ul><li>This savings far exceeds anything a merchant can achieve simply by lowering rates. Consider changing the pricing for a merchant 10 basis points below their qualified rate and their per transaction fee by 4 points. Despite what might be seen as a significant rate reduction, this merchant would only recognize a savings around $20/month in processing charges. </li></ul>
  13. 13. SAMPLE PRO FORMA DETAILS <ul><li>200 transactions per month </li></ul><ul><li>Sales ranging from $1-200 with a randomly generated per sales average of $94.47 </li></ul><ul><li>$18,801.52 monthly volume for MC/Visa transactions </li></ul><ul><li>The merchant is setup with a typical three tiered merchant account. Their pricing is reflective of a smaller retail merchant </li></ul><ul><li>52% of the cards accepted at this location are debit capable and run on randomly generated debit networks based on market share </li></ul><ul><li>100% of debit capable cards are run as PIN debit because of BINSmart’s automatic prompting </li></ul><ul><li>The merchant forgets to batch their terminal approximately once every 10 days leading to downgrades </li></ul><ul><li>http://DynamicDebits.net </li></ul>
  14. 14. ADDITIONAL FACTS <ul><li>BINSmart™ Cost Manager is patent-pending technology of Capital Bankcard which is owned and operated by Merchant Warehouse. </li></ul><ul><li>LCS Card Services is a division of Lakes Communication Services, a privately held company based in Los Angeles, CA. </li></ul><ul><li>LCS Card Services is an authorized agent of Capital Bankcard/Merchant Warehouse. </li></ul><ul><li>http://DynamicDebits.net </li></ul>
  15. 15. ABOUT US <ul><li>Lakes Communication Services is a business development organization that specializes in prepaid debit cards, merchant card services and ecommerce solutions. We also operate The Ultimate GiftCard™ Network, a marketing alliance for independent retail merchants, and we are also developing The Ultimate GiftCard™ Marketplace. </li></ul><ul><li>Our products and services also include as follows: </li></ul><ul><li>Credit Card Processing </li></ul><ul><li>Merchant Cash Advances </li></ul><ul><li>ATM Sales & Services </li></ul><ul><li>Gift Card Hosting Solutions </li></ul><ul><li>Prepaid Payroll Debit Cards </li></ul><ul><li>For more information about our company, please visit the following links: </li></ul><ul><li>http://dynamicdebits.net (LCS Card Services) </li></ul><ul><li>http://dynamicdebits.com (The Ultimate GiftCard™ Network) </li></ul>
  16. 16. SPECIAL OFFERS <ul><li>Receive FREE complete with installation our BINSmart™ Cost Manager Solution by converting your credit card processing account to our processor as follows: </li></ul><ul><li>$25K plus – FREE </li></ul><ul><li>$20K plus – 75% Off Equipment Pricing </li></ul><ul><li>$15K plus – 50% Off Equipment Pricing </li></ul><ul><li>$10K plus – 25% Off Equipment Pricing </li></ul><ul><li>Also receive FREE $100.00 DynamicDebits™ Gift Card </li></ul><ul><li>For more information about this product, please visit us online at http://dynamicdebits.com </li></ul>
  17. 17. More Special Offers <ul><li>New Credit Card Processing Accounts Receive $75.00 DynamicDebits ™ Gift Card with their BINSmart™ Cost Manager Solution (terminal/keypad/processing) from LCS Card Services. </li></ul><ul><li>http://DynamicDebits.net </li></ul>
  18. 18. ADDITIONAL WEB RESOURCES <ul><li>Official LCS Card Services Website </li></ul><ul><li>http://DynamicDebits.net </li></ul><ul><li>The Ultimate GiftCard™ Network </li></ul><ul><li>http://DynamicDebits.com </li></ul><ul><li>DebitMogul’s Master Weblog </li></ul><ul><li>http://debitmogul.wordpress.com </li></ul><ul><li>The Ultimate GiftCard™ Network’s BlogCast </li></ul><ul><li>http://Blogs.DynamicDebits.com </li></ul><ul><li>You can also find us on Facebook. Simply sign in and search any of the following keywords: </li></ul><ul><li>BINSmart Cost Manager </li></ul><ul><li>The Ultimate GiftCard Network </li></ul><ul><li>Merchant Services/Gift Cards </li></ul><ul><li>DynamicDebits Gift Card </li></ul>

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