Insurance Premiums have more than doubled in the last 10 years
The National Average is $750 per month and rising
With higher premiums and less benefits, doesn’t it just make sense to have less restrictions while lowering your costs
Insurance adds more and more claim denials and limitations
Renco Puts the Missing Pieces in your Healthcare Puzzle! We’ll spend the next few minutes filling in each of the pieces and show you how you can save $ while improving your family’s healthcare. http://healthcare4everyone.com
What is Renco Direct Healthcare? A Nationwide Company Located In Oklahoma City, OK Over 10 years old Believes the healthcare and insurance industries are in dire need of reform On the cutting edge of healthcare reform
Offers a non-insurance alternative for families to save on costs associated with healthcare
PHCS Galaxy Health Network Insurance Companies Unions Small Businesses Renco Direct Healthcare Doctors Hospitals Prescription Drug Plan Specialists Emergency Care Other Practitioners and Services
Primarily were used for dental and vision care needs
Renco Revolutionize them by Expanding to allow
Doctors and Specialists
Hospitals and Emergency care
Prescription drug plan
Numerous other practitioners and services
Patient pays PPO rate Co-pay PPO rate – co-pay Difference of $568.05 Example ER Visit http://healthcare4everyone.com No Coverage Typical Insurance Renco Direct Program ER Visit $844.75 $844.75 $844.75 Cash $844.75 $75.00 $168.95 3rd Party Billing $0.00 $93.95 $0.00 Subtotal $844.75 $75.00 $168.95 Monthly Payment $0.00 $750.00 $88.00 Total Out of Pocket $844.75 $825.00 $256.95
How much can you Save? http://healthcare4everyone.com Office Visits: 10 – 50% Ancillary (X-rays, labs, etc.): Up to 80% Hospitalization: Highest % Savings up to 89% No Co-Pays No Deductibles
Save on Chiropractor, Alternative Medicine, and more.
With Renco you are paying slightly more for the office visit, but your monthly savings is substantial. For instance, lets take an insurance payment for a family of four ranging between $500-$900 . Renco is $88 . In the case above, this would mean insurance would cost you $525-$925 that month, whereas with Renco you are only spending $138 .
Tints, scratch resistant coatings and ultraviolet protection
Savings of up to 60%
Up to 15% on RK and Lasik surgery
The Old Way The Insurance Companies PPO (PREFERRED PROVIDER ORGANIZATION) HOSPITAL, DOCTOR, ETC. YOU http://healthcare4everyone.com
The Renco Way YOU AND…YOU CAN TAKE THAT POSITION FOR ONLY $88.00 A MONTH PER FAMILY!!! http://healthcare4everyone.com The Insurance Companies HOSPITAL, DOCTOR, ETC. PPO (PREFERRED PROVIDER ORGANIZATION)
A typical hospital stay is around $3,600/day. Let’s say an indemnity plan would cover $500/day. The patient is then responsible for $3,100/day.
Using your Galaxy PPO through Renco, at a per-diem hospital, could get costs lowered to around $1000. Combining Renco and an indemnity plan would bring the patient’s costs from $3,600/day to just $500/day.
A typical, relatively healthy family of four on an 80/20 insurance plan with a $1000 deductible costs around $750/month .
Let’s say the family has the average number (6) office visits for the year, with a $25 co-pay for each visit. The yearly total would be $9,150 ($750x12+$150 visits total).
If this same family increased their deductible, they could lower their insurance payments to about $400/month , and add Renco for $88/month .
With Renco they would receive a PPO allowable rate of $50 for this example. Yearly total would then be around $6,156 ( $400x12+$88x12+$50x6).
You have then saved about $2,994 for the year. *monthly fees and savings may vary depending on your plan and the deductible amount chosen.
Who is Eligible http://healthcare4everyone.com You and your Spouse or Significant Other Unmarried children under age 25 Includes step children and foster children Parents/Grandparents over age 60 Reside with member Guardian is the member Related children (nieces and nephews) IRS dependents of member Handicapped children over age 25 Must qualify as IRS dependents
Supplemental Option $25/MO Supplemental Family Plan If you already have Health Insurance... ...You may want to consider Renco's Supplemental Package Includes Dental, Vision, Prescription, Chiropractic, Air Ambulance, 24 Hour Nurse and more! http://healthcare4everyone.com
Customer Convenience Visit our State of the Art Website to search for providers near you! Call our customer service to confirm your provider and our team will go to work for you, we’ll even set your doctor appointment for you. http://healthcare4everyone.com