Baseball Ppt   Covering Your Bases (September 2008)
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Baseball Ppt Covering Your Bases (September 2008)

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Life insurance, tax deffered income.

Life insurance, tax deffered income.

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    Baseball Ppt   Covering Your Bases (September 2008) Baseball Ppt Covering Your Bases (September 2008) Presentation Transcript

    • Covering your financial bases “ Protecting the really important things in life” ™ CA Lic. # 0695737 This presentation is for illustration purposes only and is not intended as a full description of benefits. Please refer to each company’s brochure for a more comprehensive description of benefits, terms and conditions. Life and Health Insurance plans require underwriting. Benefit amounts can vary based on underwriting. Initial payment does not guarantee approval. Prepared for NetServ
    • Covering your financial bases
      • If money were no object, we could all afford to insure for every single eventuality in life…
      • However, money is a consideration and we must make sure that we cover the bases that really matter the most.
    • Covering your financial bases 3 rd Base “Protecting your Family’s Future” Life Insurance 2 nd Base “Protecting your Paycheck” Critical Illness Insurance Home Base “Protecting your Financial Future” Retirement Strategy 1st Base “ Protecting your Assets” Health Insurance You and your family
    • Covering your financial bases Covering 1st Base Health Insurance “ Protecting your Assets!” With you can save 30 – 50% each month and get better coverage …especially in the areas that really matter the most !
    • Cost: $969 Major Medical Accident Plan Paycheck Protection Dental Plan Cost: $817 commonly sold health plan Kaiser HMO HSA 0/2700 dr. visit: Network rate rx: 100 % after deductible deductible: $2,700 co-insurance : none after deductible maternity: 100 % after deductible maximum out of pocket: $2,700 Value Benefits of America Pays up to $2,500 per accident on top of major medical coverage with only a $100 deductible _____________ Includes (At No Extra Charge) • Any Hospital or Doctor • $5,000 AD&D • Many Additional Benefits American General Helps replace valuable income due to major/critical illnesses including: • heart attack • life-threatening cancer • stroke • and more… Approx. Benefit $25,000 California Dental Network Dental Plan Includes: Large Network of Dentists Free Exam & X-Ray Free Cleanings Free Fluoride – treatment for kids Great Savings! Or, you could have… Many traditional health plans don’t do enough to protect your hard earned assets … This presentation is for illustration purposes only and is not intended as a full description of benefits. Please refer to each company’s brochure for a more comprehensive description of benefits, terms and conditions. Life and Health Insurance plans require underwriting. Benefit amounts can vary based on underwriting. Initial payment does not guarantee approval. HealthNet HMO 30 Value dr. visit: $30 rx: $15 (generic) $30 (Brand 200 ded) deductible: $0 co-insurance: 30% Hospital maternity: covered maximum out of pocket: $3,500 The Approach
    • Covering your financial bases Covering 2nd Base Critical Illness Insurance “ Protecting Your Paycheck” Because this product is already included in your package, you are covering 2 nd Base at no additional cost to you…giving you and your family the financial peace of mind you deserve.
    • Covering your financial bases Covering 3rd Base Life Insurance “ Protecting your Family’s Future!” Using some of the savings from the approach to help protect your family’s future.
    • Covering your financial bases Option A Option B Life Insurance American General Select- A-Term* ( No money back at end of term) (With return of premium rider) *30 year term - $500,000 coverage for man age 40 (preferred non-tobacco) $57.75/month premium $32,536.80 (spent in 30 years) You get nothing back at the end of the term! $20,790.00 (spent in 30 years) You get it all back at the end of the term! (tax-free!) $90.38/month premium American General Select- A-Term*
    • Covering your financial bases Covering Home Base Retirement Strategy “ Protecting your Financial Future!” You can use some of the savings created by the approach to help prepare for your retirement years.
    • Covering your financial bases Retirement Strategy Live ? …Retire Tax Free! (based on current tax law) Potential Retirement Income: (age 70) + $331,622 Potentially withdraw $52,098 Tax-Free annually to age 120 (based on current tax law) Disabled ? Plan completed for you! Die ? Plan completed for you! You could put some of the savings to work for your future! With a Safe, Secure and Self-Completing IUL Retirement Plan Payments made for you each month (payments made for 5 years) $250.00/monthly ™ Immediate death benefit $167,550 (can you get that guarantee from your banker of stockbroker?) *Coverage for man age 40 (preferred non-tobacco)
    • Covering your financial bases Home Run! For what you were spending on your old health plan ($843/month) where all you got was just health insurance… ● saves you money! ● gives you more benefits ! ● uses the savings to help cover the really important bases! The Approach
    • Covering your financial bases
      • What “base” concerns you and your family the most?
      • Health Insurance
      • Critical Illness
      • Life Insurance
      • Preparing for Retirement