We are committed to  Your success.
About usSimple,	  Secure,	  Low	  Cost	  Payment	  Solu6ons…	  PayEasy	  is	  a	  global	  provider	  of	  electronic	  pa...
About us‣  Global	  Opera6ons	  Centre	  Headquartered	  in	  Metro	  Manila,	  Philippines,	  	  ‣  Branches	  :	  Asia	 ...
What we do                               cardholder	                                 merchant	                            ...
What makes a payment solution successful                        Easy	  to	  use,	  	                          Convenient	 ...
Our SolutionsCredit	  Card	  Acquiring	  We	  provide	  mul3currency	  credit	  card	  acquiring	  services	  in	  collabo...
Link-­‐up	  various	  payment	  methods	  through	  a	  Payment	  Service	  Provider	  	                                  ...
Our SolutionsPayment	  Processing	  ‣  Easy integration for merchants using secure web-services	‣  Payment page enables me...
Our SolutionsRisk	  management	  and	  Fraud	  Preven6on	                 Less	  Fraud.	  	  Decreased	  Costs.	  	  Op6mi...
Fraud PreventionPayEasy	  Risk	  Management	  and	  Fraud	  Preven6onFraudster	  techniques	  becoming	  more	  advanced	 ...
Fraud PreventionPayEasy	  Risk	  Management	  and	  Fraud	  Preven6onWe	  provide	  mul3currency	  credit	  card	  acquiri...
Fraud PreventionPayEasy	  Payment	  Gateway	  FeaturesWithin	  our	  own	  Gateway	  we	  have	  established	  several	  b...
Fraud PreventionPayEasy	  Payment	  Gateway	  FeaturesThese	  features	  include	  :	  	  ‣ Specifying	  the	  maximum	  n...
Products OverviewRisk	  management	  and	  Fraud	  Preven6on	  
BenefitsRisk	  management	  and	  Fraud	  Preven6on	  Reduce	  your	  Fraud	  by...o 	  Detec6ng	  fraudulent	  behavior	 ...
Security	  and	  Infrastructure	  ‣ Compliant	  with	  payment	  card	  industry	  data	  security	  standard	  	     (PCI...
Repor6ng	  and	  Management	  ‣ Web-­‐based	  administra6ve	  interface	  ‣ Extensive	  transac6on	  search	  and	  manage...
Merchant SupportKeeping	  you	  connected	  online….We	  offer	  a	  range	  of	  support	  facili6es	  to	  online	  merch...
ContactChristopher R. BauerGlobal CEO / Chief Executive Officer                                            http://www.paye...
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Pay Easy Solutions Internationalv2

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Transcript of "Pay Easy Solutions Internationalv2"

  1. 1. We are committed to Your success.
  2. 2. About usSimple,  Secure,  Low  Cost  Payment  Solu6ons…  PayEasy  is  a  global  provider  of  electronic  payments  solu6ons  for  financial  ins6tu6ons,  retailers  and  payment  processors.  Customers  rely  on  PayEasy  solu6ons  to  deliver  reliable,  scalable  and  secure  payment  services  and  to  have  money  on  the  move.    PayEasy’s  objec6ve  is  to  become  the  leading  electronic  payment  services  company  in  the  Middle  East  and  North  Africa,  Europe,  Central  and  South  East  Asia  and  North  America.  We  work  with  web  developers,  shopping  cart  providers  and  all  the  major  banks  to  offer  the  best  in  internet  payment  processing  services  -­‐  PayEasy  means  industry  leading  reliability,  security  and  value  
  3. 3. About us‣  Global  Opera6ons  Centre  Headquartered  in  Metro  Manila,  Philippines,    ‣  Branches  :  Asia  Pacific,  North  America,  Europe,  United  Kingdom  ‣  Partner  Offices:  Middle  East  ,  Australia,  Mexico,  Canada  and  An6gua  ‣  Founded  in  2009  ‣  Privately  held  and  funded  by  regional  investors  and  an  interna6onal  investment  group  ‣  Opera6ons  in  the  Philippines,  US,  UK,  Monaco,  France,  Hong  Kong,  Pakistan,  Bahrain,   Lebanon,  Israel,  Cyprus,  Malta  and  Germany  
  4. 4. What we do cardholder   merchant   payment  service  provider   -­‐  card  processing   -­‐  risk  management  +  fraud   protec6on   -­‐  acquiring  referral   -­‐  IPSP  /  MSP  for  selected   acquiring  banks  acquiring   acquiring acquiring   acquiring acquiring bank bank   bank   bank   bank
  5. 5. What makes a payment solution successful Easy  to  use,     Convenient   &  Portable  Robust  &   Electronic   Low  Cost  to      Dynamic   Transac3on   Deploy    Security   Solu3ons   &  Maintain   Leverages  Exis6ng   Systems  &   Behaviors  
  6. 6. Our SolutionsCredit  Card  Acquiring  We  provide  mul3currency  credit  card  acquiring  services  in  collabora6on  with  regional  and  interna6onal  banks.  Direct  Acquiring  Rela6onships  ‣ Merchant  enters  into  direct  contractual  rela6onship  with  acquiring  bank  ‣ Mul6ple  referral  partnerships  in  the  region  and  interna6onally  Merchant  Service  Provider  (IPSP/MSP)  ‣ Merchant  enters  into  contractual  rela6onship  with  PayEasy  but  gets  dedicated  merchant  account  from  sponsoring  bank  
  7. 7. Link-­‐up  various  payment  methods  through  a  Payment  Service  Provider     (only  one  Interface)  E-Shop Payment Service Provider Debit Card Additional Payment methods
  8. 8. Our SolutionsPayment  Processing  ‣  Easy integration for merchants using secure web-services ‣  Payment page enables merchants to avoid PCI /DSS certification ‣  Extensive risk management and fraud protection functionality ‣  Full support for verified by VISA and MasterCard secure code ‣  Dynamic routing of transactions to local acquiring bank to optimize acceptance ratios ‣  Online refund and credit functionality
  9. 9. Our SolutionsRisk  management  and  Fraud  Preven6on   Less  Fraud.    Decreased  Costs.    Op6mized  Revenue    
  10. 10. Fraud PreventionPayEasy  Risk  Management  and  Fraud  Preven6onFraudster  techniques  becoming  more  advanced  Techniques  used  in  online  card-­‐not-­‐present  fraud  are  becoming  more  and  more  sophis6cated.  Tradi6onal  fraud  screening  tools  can  only  determine  if  a  credit  card  is  legi6mate  or  if  the  user-­‐entered  account  informa6on  matches  those  on  record.  Today,  fraudsters  can  obtain  personal  credit  card  informa6on,  pose  as  the  legi6mate  card  holder,  and  bypass  standard  fraud  checks.Looking  at  fraud  from  a  different  angle    We  approach  fraud  screening  in  a  different  way.  We  examine  an  online  transac6on  from  various  angles.  Our  tools  are  not  geared  towards  verifying  the  authen6city  of  the  credit  card  details  used  for  the  purchase,  but  rather,  iden6fying  if  the  purchaser  is  the  legi6mate  card  holder.  Through  our  analysis,  we  have  been  able  to  iden6fy  traits  and  paberns  that  are  associated  with  fraudulent  orders.  By  asking  the  right  ques6ons,  we  can  provide  e-­‐commerce  businesses  with  the  necessary  informa6on  to  detect  fraudulent  orders  before  the  payment  is  processed.  
  11. 11. Fraud PreventionPayEasy  Risk  Management  and  Fraud  Preven6onWe  provide  mul3currency  credit  card  acquiring  services  in  collabora6on  with  regional  and  interna6onal  banks.  Key  features  include:    ‣ Geographical  IP  address  loca6on  checking    ‣ High  risk  IP  address  and  e-­‐mail  checking    ‣ Issuing  bank  BIN  Number  country  matching*  ‣ minFraud  Network    ‣ Proxy  server  detec6on  (both  open  and  closed)  ‣ Post  query  analysis    
  12. 12. Fraud PreventionPayEasy  Payment  Gateway  FeaturesWithin  our  own  Gateway  we  have  established  several  basic  parameters  that  help  both  the  Gateway  Operator  and  the  merchant  reduce  the  risk  of  fraud  before  the  transac6on  is  passed  to  our  Fraud  Preven6on  Service  Provider  and  then  the  acquirer.    These  features  include  :    ‣ Specifying  the  maximum  number  of  6mes  a  credit  card  can  be  used  within  a  specified  period.  If  this  is  exceeded  the  Payment  Gateway  automa6cally  locks  that  credit  card  number  out  for  the  specified  period.  If  the  customer  abempts  to  use  the  card  number  with  that  merchant  during  this  lock  out  period  the  lock  out  period  is  then  extended  from  the  6me  that  the  last  abempt  was  made  using  that  card  number.    ‣ Specifying  the  maximum  number  of  6mes  transac6ons  can  be  sent  from  an  IP  Address  within  a  specified  period  of  6me.  If  this  is  exceeded  the  Payment  Gateway  automa6cally  locks  all  transac6ons  out  coming  from  that  IP  Address  for  the  specified  period.  If  transac6ons  are  abempted  from  that  IP  Address  within  the  lock  out  period  the  lock  out  period  is  automa6cally  extended  from  the  6me  of  the  last  abempt.    ‣ Specifying  the  maximum  number  of  different  credit  card  transac6ons  (numbers)  that  can  be  sent  from  the  same  email  address  within  a  specified  period  of  6me.    ‣ Specifying  the  maximum  number  of  email  addresses  that  can  be  associated  with  a  specific  credit  card  number  within  a  specified  period  of  6me.    
  13. 13. Fraud PreventionPayEasy  Payment  Gateway  FeaturesThese  features  include  :    ‣ Specifying  the  maximum  number  of  valid  transac6ons  that  can  be  processed  for  a  day  and/or  month.  The  merchant  is  automa6cally  no6fied  when  the  limit  is  about  to  be  exceeded.    ‣ Specifying  the  maximum  value  of  valid  transac6ons  that  can  be  processed  for  a  day  and/or  month.  The  merchant  is  automa6cally  advised  when  the  limit  is  about  to  be  exceeded.  ‣ Repor6ng  all  transac6ons  over  a  specified  amount.    ‣ Repor6ng  all  transac6ons  under  a  specified  amount.    ‣ Merchant  has  the  op6on  of  using  the  Email  No6fica6on  Service.  Here  the  PayEasy  Payment  Gateway  sends  an  email  confirma6on  that  a  credit  card  transac6on  has  been  processed  for  the  cardholder  by  the  merchant.  If  the  email  bounces  the  Email  Verifica6on  Service  automa6cally  reverses  out  the  transac6on  and  the  merchant  is  automa6cally  advised.  ‣ Seeng  the  minimum  and  maximum  fraud  score  returned  from  our  compliance  plaform.  With  this  all  scores  over  the  maximum  are  automa6cally  rejected.  All  scores  under  the  minimum  are  automa6cally  sent  to  the  acquirer  for  valida6on.  Scores  between  the  minimum  and  maximum  are  flagged  and  returned  to  the  merchant  for  further  evalua6on  before  being  sent  to  the  acquirer  for  valida6on.    
  14. 14. Products OverviewRisk  management  and  Fraud  Preven6on  
  15. 15. BenefitsRisk  management  and  Fraud  Preven6on  Reduce  your  Fraud  by...o   Detec6ng  fraudulent  behavior  (paberns)  automa6cally,o   Incorpora6ng  market  specific  data  into  the  fraud  decision  process,  including  i6nerary  informa6on  such  as  departures,  stopovers,  arrivals  and  airport  informa6on.  Decrease  your  Costs  by....o   Reducing  chargebacks,  safeguarding  against  surcharges  and  fineso   Reducing  the  number  of  transac6ons  being  queued  for  manual  review,o   Decreasing  6me  spent  on  processing  excep6ons  (chargeback  no6fica6ons,  etc.).  Op3mize  your  Revenue  by...o   Accep6ng  more  genuine  business,o   Iden6fying  and  protec6ng  your  good  customers.Thus  op6mizing  sales  conversion,  while  minimizing  fraud  risk  and  manual  review  and  associated  costs.
  16. 16. Security  and  Infrastructure  ‣ Compliant  with  payment  card  industry  data  security  standard     (PCI/DSS) ‣ Support  for  verified  by  Visa  and  MasterCard  secure  code  ‣ Secure  data  center  facili6es  
  17. 17. Repor6ng  and  Management  ‣ Web-­‐based  administra6ve  interface  ‣ Extensive  transac6on  search  and  management  func6onality  ‣ Business  intelligence  and  repor6ng  dashboard  ‣ Personalized  user  accounts  ‣ Online  refund  and  credit  capability  
  18. 18. Merchant SupportKeeping  you  connected  online….We  offer  a  range  of  support  facili6es  to  online  merchants  –  via  email  and/  or  telephone.    Technical  exper6se  is  also  available  ‘in  the  flesh’  where  required.  The  level  of  support  does,  of  course,  depend  on  which  PayEasy    Online  payment  solu6on  you  have  chosen.  Support  facili6es  available:  •   Online  Support  •   Merchant  support  (via  phone  and  email)  •   Technical  support  (via  phone  and  email)
  19. 19. ContactChristopher R. BauerGlobal CEO / Chief Executive Officer http://www.payeasy-solutions.com/ PayEasy Solutions Inc. InternationalDDI: +63 (0) 2 577 4680Cell: +63 (0) 917 892 0016E-mail: chris.ba@me.comJames E BergmanGlobal COO / Chief Operational OfficerPayEasy Solutions Inc. InternationalTel UK (M): +44(0)7791171680Tel UK (W): +44(0)2078732022Email: James.Bergman@me.com  General  Inquiry  compliance@payeasy-­‐solu6ons.com  IT  /  Technology  technology@payeasy-­‐solu6ons.com  Card  Services  cardmanagement@payeasy-­‐solu6ons.com  Merchant  Services  merchant@payeasy-­‐solu6ons.com  
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