Adaptive payments-talk

Presented by Dave Hawes
@davehawes
http://blog.davehawes.com
Using PayPal Adaptive Payments

What was the problems I had taking payment
Why I chose PayPal’s ‘Chained Payment’ Adaptive Payment
What other types of Adaptive Payments are available
Why might they be useful
What does the code look like
The approval process
Where to get some more information
What I’m going to tell you

My website is http://www.trainingcoursebooker.com
It allows training providers to advertise when they are running a course and sell places.
The website takes a commission for each place sold.
My Website

Customers trusting I would give them their money
Legal responsibility if I took the money
Double fees when I transferred the money to my customer
Administrative time to transfer the money
The problems I had taking payment

The best fit solution that the PayPal adaptive payment API offered was a chained payment:
Using a ‘Chained Payment’

Consumer pays the Training Provider and the Training Provider pays the website commission.
The Training Provider gets their money immediately
It is the Training Providers name on the customers credit card bill. Leaving the website free of any legal obligations of the quality of the product sold.
Only one set of fees are levied
It is automatic, zero admin time
Why is this useful

Before redirecting the user to PayPal to take payment, your app tells PayPal about the payment and how it should be divided up:
&actionType=PAY
&cancelUrl=http:example.comcancel.htm
&currencyCode=USD
&receiverList.receiver(0).amount=9.00
&receiverList.receiver(0).email=andrea@example.com
&receiverList.receiver(1).amount=5.00
&receiverList.receiver(1).email=linda@example.com
&requestEnvelope.errorLanguage=en_US
&returnUrl=http:example.comreturn.htm
PayPal logs this and returns you a token. Redirect the user to PayPal with the token. When payment is taken the money is divided out as per the options linked with the token you were given.
What does it look like?

www.trainingcoursebooker.com was one of the first websites in Europe to implement an Adaptive API and I got invited to Le Web to demonstrate it working:
Successful Implementation!

Parallel Payments
Other types of Adaptive Payments

Pre-Approval - setup
Setup Information
duration of the preapproval, from the start date to the end date, inclusive
the maximum amount being preapproved
the maximum number of payments

Nice if you want to implement some kind of wallet functionality so it is easy for users to purchase stuff – all you need is a PIN number! (WP7 App usage anyone??)
Pre-Approval - usage

To use some of the API’s your application needs to be submitted to PayPal for verification and approval.
The approval process is pretty quick and painless, only took a week or so.
Operations requiring Advanced Permissions
Chained payments
Payments with implicit approval
Preapprovals and preapproval cancellations
Get preapproval details
Permission Levels

x.com
Where to go for more information

What was the problems I had taking payment
Why I chose PayPal’s ‘Chained Payment’ Adaptive Payments
Some of the other types of Adaptive Payments are available
Why they might be useful
What does the code look like
Where to get some more information
What I told you

@davehawes
http://blog.davehawes.com
Any Questions?

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Adaptive payments-talk

by davehawes on Feb 25, 2011

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Adaptive payments-talk — Presentation Transcript