OSWCO, Open SoftWare Company

OWSCO Teller Solution Contract for Add-On, Open Source Solutions Banking Application Experts Eldarion Services Provider for Open Source Solutions Non-Bank Specific Applications (web site) Open Source Experts

OWSCO

Teller Solution

Contract for Add-On, Open Source Solutions

Banking Application Experts

Eldarion

Services Provider for Open Source Solutions

Non-Bank Specific Applications (web site)

Open Source Experts

Open Source Teller Solution Open Source Initiatives

Open Source Teller Solution

Open Source Initiatives

New Solution for a New Industry Old Ways will No Longer Work Leverage Technology to Drive Down Costs True Browser Combined with Open Source Provides a New Dynamic in Bringing Software to Market Escape from Vendor Leveraged Solutions Better Feature/Function Teller Experts Teller Focused

New Solution for a New Industry

Old Ways will No Longer Work

Leverage Technology to Drive Down Costs

True Browser Combined with Open Source Provides a New Dynamic in Bringing Software to Market

Escape from Vendor Leveraged Solutions

Better Feature/Function

Teller Experts

Teller Focused

Open Source Base; 1/10 th Cost of Bringing Product to Market Leverage Emerging Solutions and Complimentary Technology Simplicity in Teller UI Change Rules and Disrupt Current Methods Mitigation of Overhead for Corporate Solutions

Open Source Base; 1/10 th Cost of Bringing Product to Market

Leverage Emerging Solutions and Complimentary Technology

Simplicity in Teller UI

Change Rules and Disrupt Current Methods

Mitigation of Overhead for Corporate Solutions

Hardware Based Operating System Based Defacto Industry Standards GUI Capabilities Browser Open Source

Hardware Based

Operating System Based

Defacto Industry Standards

GUI Capabilities

Browser

Open Source

Simplified UI by Utilizing Directed Workflows with Collaborative Workflows Pure Browser (not a Browser Veneer) Leverage Internet Savvy User (Google-Like) Collaborative Workflow Tool DDA Savings Services Workflow Image Ready Fraud Management (internal/external) Business Services 96 ~ 98% of Teller Transactions

Simplified UI by Utilizing Directed Workflows with Collaborative Workflows

Pure Browser (not a Browser Veneer)

Leverage Internet Savvy User (Google-Like)

Collaborative Workflow Tool

DDA

Savings

Services

Workflow

Image Ready

Fraud Management (internal/external)

Business Services

Banks Credit Unions Consultants Programming Providers Other Providers Image Core Internet Hardware

Banks

Credit Unions

Consultants

Programming Providers

Other Providers

Image

Core

Internet

Hardware

Looking to Add Revenue in Declining Mkt. Can Implement our Solution Value Add for their Clients OSWCO Take Support Lead Made Possible by Low Entry Level Costs

Looking to Add Revenue in Declining Mkt.

Can Implement our Solution

Value Add for their Clients

OSWCO Take Support Lead

Made Possible by Low Entry Level Costs

No Licensing Cost Shared Risk/Reward Operating Budget Annual Management Fee; OWSCO Will Package Product Develop Feature/Function Incorporate New Objects Qualify New Releases and Tools

No Licensing Cost

Shared Risk/Reward

Operating Budget

Annual Management Fee; OWSCO Will

Package Product

Develop Feature/Function

Incorporate New Objects

Qualify New Releases and Tools