Netpay Presentation
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Netpay Presentation






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Netpay Presentation Netpay Presentation Presentation Transcript

  • Mission
    • NetPay offers various payment solutions- Credit Card
    • Processing, ACH, Direct Debit, Pay-By-Cash and Mobile-Pay.
    • NetPay helps merchants facilitate payout channels to affiliates,
    • partners, and suppliers through Debit Cards, Wire-Transfers
    • and Int’l Check Clearance.
    • NetPay authenticates each transaction with it’s unique risk
    • assessment platform.
  • Our Goals
      • To offer
      • Safer and solid platform to accept payments
      • Identification of fraudulent buyers
    • Payment processing of approved transactions.
      • Continuous decrease of declined transactions and
      • unnecessary chargebacks.
      • Simple and manageable tools to transfer payouts to
      • global partners.
  • NetPay History
    • Established in 1997, NetPay software house has became
    • one of Israel’s leading E-Commerce platform developers.
    • The company has since developed finance related software programs and hundreds of e-Commerce sites.
    • Hand in hand with trade platforms, NetPay started developing the Payment Processing System in 1999. The platform was launched in 2002, and is being improved ever since.
    • NetPay continues to develop payment solutions,
    • risk management tools and fraud detection methods.
  • Services
    • NetPay services and protects merchants and
    • card holders, making it:
      • Safe to Sell
      • Sure to receive settlements
      • Easy to transfer funds to partners
    • We do so through continuous and cooperative
    • communication with acquiring banks, merchants and card holders.
  • Services cont.
    • NetPay’s business platform ensures:
    • Financial stability and continuous support to merchants and business partners.
    • Professional care to customers and card holders.
    • Long term commitment to ensure a safe e-commerce environment.
    • NetPay’s unique fraud detection and
    • risk management platform :
    • Industry and customer’s behavior Patterns Analysis
    • techniques, as well as professional care to customers and card holders.
    • The platform incorporates behavioral artificial intelligence
    • detection modules to screen and monitor each transaction, as well as each attempt to use a credit card through the Fraud-Guard system.
    Risk Management & Fraud Detection
  • Risk Management & Fraud Detection
    • Three layer risk analysis :
    • 1st layer: Errors on the gateway's filters
    • Transactions are blocked for Invalid Expiration Date,
    • Invalid Card Number, Invalid CVV2, Auth Code/Trans
    • ID/Credit Card Number Mismatch, unable to
    • recognizing CC company, Illegal BIN number and others.
  • Risk Management & Fraud Detection
    • 2nd layer: Risk Scoring measurement  
    • Black listed card number, past charge backs, blocked customers, Geo-Location Conflict, Negative Databases, Suspicious IP Address  - Anonimyzer, IP Conflict, and other factors.
  • Risk Management & Fraud Detection
    • 3rd layer: Artificial Intelligence Detection
    • Through our own industry leading algorithm we are able to identify user’s history, even when blocked and hidden by the user.
  • Risk Management & Fraud Detection
    • Using the platform today we keep CHB ratios well below
    • MasterCard and Visa requirements, while keeping decline ratios
    • low for different individual sites who use our platform.
  • Payment Processing
    • Using our International banking relations enables us to process merchants from diverse Geo zones.
    • We have solutions for various MCC coded merchants
    • Merchants enjoy safe receivables through direct bank transfers.
    • We operates with full transparency with our partner banks as well as with our merchants.
  • Payout Solutions
    • Flexible Payout Channels
    • Wire Transfers and International check clearance:
    • Receive check payments in different currencies and we will transfer
    • it to your local currency account at a low cost and swiftly.
  • Our Staff
    • Our mission is to cultivate highly skilled employees :
    • Our staff is cultivated & composed of professional and experienced manpower with training from European banks in the industry.
    • Staff members at NetPay have academic degrees in finance and economics and experienced knowledge of card payment clearing and processing.
    • We employ Compliance Officers to ensure that the company and its employees comply with all relevant internal, US and European laws, regulations and Ethical standards of e-commerce and Payment card industry standards (PCI).
    • Compliance is an essential element of our corporate governance.
  • Staff Members
    • We facilitate highly motivated and experienced employees that empower our corporation with creative knowledge based on experience, to ensure steady growth and development. Some examples of our staff members include:
    • Mr. Yoni Roth – A former V.P of Visa Cal (one of the world’s largest acquiring banks) with extensive experience in card processing rules and regulations, AML, compliance and risk assessment.
    • Mr. Alon Elbaz – Entrepreneur with 20 years of development experience in the e-commerce and billing industry, developed transaction routing based applications that are currently used by major financial institutions around the world.
  • Industry
    • Selling Financial Services - a national mission
    • Our ability to import capital
    • For processing through independent banking systems, which we will assemble in the country and through them we will create benefits to companies around the world, to existing customers and systems.
  • Executive Panel
  • Real Time monitoring
  • Merchant configuration Panel- 1
  • Merchant Options Configuration Panel-2
  • Merchant Risk Configuration Panel-3
  • Gateway Summary report by Currency
  • Conclusion
    • What we deliver to our associates:
    • Financially strong and stable partner
    • “ PayPal-ready” proven solutions
    • Diversified tools and ways to process and transfer payments globally
    • The right operational structure and human resources to run a safe and profitable organization.
    • The right tools to handle risk and fraud, thus protecting our merchants and banking alliances.
    • We wish to thank you
    • for the opportunity to
    • present our company and values.