CRisMac  Solution For  MIS-ADF
Introduction - RBI Requirement <ul><li>Seamless flow of data from Individual source system into a Centralized Data Reposit...
Benefits of Automation: <ul><li>Improved Timelines  </li></ul><ul><li>Enhanced Data Quality  </li></ul><ul><li>Improved Ef...
CRisMac in Banks <ul><li>Comprehensive Database (Assets, Liabilities & others) </li></ul><ul><li>Interfacing  with  transa...
<ul><li>Processing engine for granular data output for DSS </li></ul><ul><li>Automated asset classification & provision co...
<ul><li>Facilitating audit process at branch / RO/HO level. </li></ul><ul><ul><li>Closing returns (pre/post MOC ) for loan...
<ul><li>Bank Current State </li></ul>Common End State Work Flow of ADF by RBI Data Integration & Storage Implement the bus...
Work Flow of CRisMac ADF by D2K
Road-map for implementation
CRisMac ADF Extraction Process <ul><li> SOURCE  OF FIELDS </li></ul><ul><li> USER_DIRECTIONS </li></ul><ul><li> CBS  TO ST...
CRisMac ADF Extraction Process  - SSIS
CRisMac ADF Extraction Process  - SSIS
CRisMac ADF Extraction Process  - SSIS
Data Quality & Cleansing through  CRisMac ADF <ul><li>Data Issues: </li></ul><ul><ul><li>Invalid Data </li></ul></ul><ul><...
<ul><li>Total number of source records:  </li></ul><ul><li>Percent of missing column values: May be represented by NULL or...
CRisMac ADF - GAP Data Interface Inward-Outward Remittances Unclaimed Deposits Details of Service Tax Paid Trade Credit Ap...
Mode of Operation  Change Branch Selection Add Edit/Delete View
Reports <ul><li> RBI 28- Balance sheet Analysis </li></ul><ul><li> RBI 31- DSB Return no-III report on Quarterly operating...
<ul><li> RBI 110 C –BSR  Classification of Term Deposits According to Interest Rate Range </li></ul><ul><li>RBI  110 E -BS...
CRisMac ADF - Key Solution components Solution/Service Component Proposed Components ADF solution CRisMac © Data Base SQL ...
CRisMac ADF Solution Architecture: Physical
CRisMac ADF -  High Availability Architecture <ul><li>Clustering of Database Servers  </li></ul><ul><li>Clustering of Appl...
OUR CREDENCE
 
 
 
 
 
 
 
 
Upcoming SlideShare
Loading in...5
×

CRis Mac Solution for MIS-ADF

605

Published on

0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total Views
605
On Slideshare
0
From Embeds
0
Number of Embeds
0
Actions
Shares
0
Downloads
0
Comments
0
Likes
0
Embeds 0
No embeds

No notes for slide

CRis Mac Solution for MIS-ADF

  1. 1. CRisMac Solution For MIS-ADF
  2. 2. Introduction - RBI Requirement <ul><li>Seamless flow of data from Individual source system into a Centralized Data Repository </li></ul><ul><li>Accurate and Timely submission of regulatory reports without any manual intervention </li></ul><ul><li>Transformation of Data to be submitted to RBI through various layers: </li></ul><ul><ul><li>Data Acquisition Layer </li></ul></ul><ul><ul><li>Data Integration & Submission Layer </li></ul></ul><ul><ul><li>Data Conversion/Validation Layer </li></ul></ul><ul><ul><li>Data Submission Layer </li></ul></ul><ul><li>Need for a common end state covering the dimensions of Process and Technological maturity </li></ul>
  3. 3. Benefits of Automation: <ul><li>Improved Timelines </li></ul><ul><li>Enhanced Data Quality </li></ul><ul><li>Improved Efficiency of Processes </li></ul><ul><li>Reduced Costs </li></ul><ul><li>Use of the CDR for MIS Purposes </li></ul>
  4. 4. CRisMac in Banks <ul><li>Comprehensive Database (Assets, Liabilities & others) </li></ul><ul><li>Interfacing with transaction system </li></ul><ul><ul><li>Existing customers / accounts. </li></ul></ul><ul><ul><li>New customers/ accounts. </li></ul></ul><ul><li>Cross validation of parameterized data </li></ul><ul><li>Gen of business & regulatory MIS </li></ul><ul><li>Gen of Information of Dash Boards for executives </li></ul><ul><li>Gen of monitoring reports on banking ops. </li></ul><ul><li>Generation of internal analytical reports. </li></ul>
  5. 5. <ul><li>Processing engine for granular data output for DSS </li></ul><ul><li>Automated asset classification & provision computation. </li></ul><ul><li>MOC incorporation. </li></ul><ul><li>Generation of compliance reports (pre/post MOC). </li></ul><ul><li>Basel II computation of RWA of loans & generation of XBRL output as per RBI taxonomy. </li></ul><ul><li>Generation of CIBIL outputs </li></ul><ul><ul><li>Commercial & consumer data (new & old formats). </li></ul></ul><ul><ul><li>CIBIL mortgage & CIBIL detect (available). </li></ul></ul><ul><li>Credit monitoring reports. </li></ul><ul><ul><li>Potential NPA reports. </li></ul></ul><ul><ul><li>Review / renewal monitoring reports. </li></ul></ul><ul><ul><li>Document / insurance due date monitoring. </li></ul></ul><ul><ul><li>Limit wise, age wise classification reports. </li></ul></ul>CRisMac in Banks
  6. 6. <ul><li>Facilitating audit process at branch / RO/HO level. </li></ul><ul><ul><li>Closing returns (pre/post MOC ) for loans assets </li></ul></ul><ul><ul><li>Verification of fresh slippages/ upgradation. </li></ul></ul><ul><ul><li>Verification of RW computation for Basel II compliance </li></ul></ul><ul><ul><li>Reconciliation of MOCs and net effect verification. </li></ul></ul><ul><ul><li>Movement of gross / Net NPA / provision at account level. </li></ul></ul><ul><ul><li>Generation of Schlix of BS. </li></ul></ul><ul><li>Generation of regulatory returns </li></ul><ul><ul><li>BSR 1A , 1B in ASCII format </li></ul></ul><ul><ul><li>DSB returns </li></ul></ul><ul><ul><li>Priority sector returns. </li></ul></ul>CRisMac in Banks
  7. 7. <ul><li>Bank Current State </li></ul>Common End State Work Flow of ADF by RBI Data Integration & Storage Implement the business logic Map target data to repository data structure Define the business logic for mapping and validation Prepare and implement the calendar for returns submission Build the return submission tracking mechanism Build provision for generation of certificate Build provision for receiving and interpreting feedback from Reserve Bank systems Data Acquisition Data Submission Data Conversion Define standard data structure for storage Ensure data is loaded to centralized data repository Build a common metadata framework
  8. 8. Work Flow of CRisMac ADF by D2K
  9. 9. Road-map for implementation
  10. 10. CRisMac ADF Extraction Process <ul><li> SOURCE OF FIELDS </li></ul><ul><li> USER_DIRECTIONS </li></ul><ul><li> CBS TO STG </li></ul><ul><li> SQLs </li></ul><ul><li> STG TO TEMP_diagram </li></ul><ul><li> SQLs STG TO TEMP </li></ul><ul><li> TEMP TO MAIN </li></ul><ul><li> SQLs TEMP TO MAIN </li></ul><ul><li> BRANCH_REALLOCATION </li></ul><ul><li> TIMEKEY_CHECK </li></ul><ul><li> BG_STATUS </li></ul><ul><li> UNIFORM BRCODE </li></ul>
  11. 11. CRisMac ADF Extraction Process - SSIS
  12. 12. CRisMac ADF Extraction Process - SSIS
  13. 13. CRisMac ADF Extraction Process - SSIS
  14. 14. Data Quality & Cleansing through CRisMac ADF <ul><li>Data Issues: </li></ul><ul><ul><li>Invalid Data </li></ul></ul><ul><ul><li>Conflicting Data </li></ul></ul><ul><ul><li>Insufficient Data </li></ul></ul><ul><li>Quality Data leads to: </li></ul><ul><ul><li>Increased efficiency. </li></ul></ul><ul><ul><li>Enhanced customer satisfaction. </li></ul></ul><ul><ul><li>Drives profitability of organisation. </li></ul></ul><ul><li>Poor Quality Data: </li></ul><ul><ul><li>Conflicting reports. </li></ul></ul><ul><ul><li>Flawed business plans. </li></ul></ul><ul><ul><li>Erroneous decisions </li></ul></ul>
  15. 15. <ul><li>Total number of source records: </li></ul><ul><li>Percent of missing column values: May be represented by NULL or a dummy value such as NA, Unknown, or 9999 etc in source data. </li></ul><ul><li>Percent of referential integrity errors. </li></ul><ul><li>Missing file indicator. </li></ul><ul><li>Source system schema change indicator. </li></ul><ul><li>Flagging suspicious data values: Exceptionally high or low values. </li></ul>Data Quality & Cleansing through CRisMac ADF
  16. 16. CRisMac ADF - GAP Data Interface Inward-Outward Remittances Unclaimed Deposits Details of Service Tax Paid Trade Credit Approvals BSR-III Trade Credit Disbursements & Debt Servicing NHAG Details Bond Details Bank Reconciliation Credit Card Business Details Sundry Debtors. Loan Sale Securitization Details Bullion Import Details BSR-IV
  17. 17. Mode of Operation Change Branch Selection Add Edit/Delete View
  18. 18. Reports <ul><li> RBI 28- Balance sheet Analysis </li></ul><ul><li> RBI 31- DSB Return no-III report on Quarterly operating results </li></ul><ul><li> RBI 36-Statement of Structural Liquidity </li></ul><ul><li> RBI 37 Statement of Interest rate sensitivity – rupee </li></ul><ul><li>RBI 109–BSR Accounts with Credit Limits of Over Rs 2 lakh </li></ul><ul><li>RBI 110 B –BSR Classification of Term Deposits According to Original Maturity </li></ul>
  19. 19. <ul><li> RBI 110 C –BSR Classification of Term Deposits According to Interest Rate Range </li></ul><ul><li>RBI 110 E -BSR Classification of Term Deposits According to Residual Maturity </li></ul><ul><li> RBI 189-SME_IOutstanding Credit to Micro Small and Medium Enterprises (MSME) Sector </li></ul><ul><li> RBI 197 -Half Yearly Adhoc data on Priority Sector Advances </li></ul><ul><li> RBI 200- State wise Yearly return on Priority Sector Advances (Final) </li></ul>Reports
  20. 20. CRisMac ADF - Key Solution components Solution/Service Component Proposed Components ADF solution CRisMac © Data Base SQL 2008 R2 Enterprise edition ETL SQL Server Integration Services (Built-in with MS SQL Server license) Interface Visual Studio 2010 Hardware Compatible servers from recognized vendors as per Hardware requirements
  21. 21. CRisMac ADF Solution Architecture: Physical
  22. 22. CRisMac ADF - High Availability Architecture <ul><li>Clustering of Database Servers </li></ul><ul><li>Clustering of Application servers </li></ul><ul><li>Redundant Power, LAN, FC Interfaces </li></ul><ul><li>Redundant Boot Disks for Operating systems </li></ul><ul><li>ISCSI Based Blade Storage deployment </li></ul><ul><li>Remote Management and Proactive Diagnosis of Hardware </li></ul><ul><li>SQL DB Mirroring </li></ul>
  23. 23. OUR CREDENCE

×