8 Financial New Years Resolutions for Students
 

8 Financial New Years Resolutions for Students

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Add these 8 financial New Year's Resolutions to your list to make sure your 2014 is financially happy and healthy!

Add these 8 financial New Year's Resolutions to your list to make sure your 2014 is financially happy and healthy!

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8 Financial New Years Resolutions for Students 8 Financial New Years Resolutions for Students Presentation Transcript

  • 8 FINANCIAL NEW YEAR’S RESOLUTIONS For Students
  • ONLY 8% OF PEOPLE complete their New Year’s Resolutions
  • THE TRICK TO KEEPING YOUR RESOLUTIONS is to establish goals you want to accomplish!
  • HERE ARE 8 FINANCIAL RESOLUTIONS You should make in 2014!
  • 1. CREATE YOUR BUDGET It’s a good idea to get into strong spending habits now before you graduate from school. No better time to start than the new year!
  • 2. PAY OFF SHORT TERM DEBT Focus on getting rid of any credit card debt or payday loans you have after the start of the new year
  • 3. ESTABLISH YOUR SAVINGS GOALS Looking for a new car or place to live in the near future? Identifying goals will motivate you to save for what you really want.
  • Get your free credit report today! 4. REVIEW YOUR CREDIT REPORT Are you missing bill payments? Is there an error on your credit report? Make sure you are checking your credit so you don’t have any lingering issues.
  • 5. AUTOMATE YOUR PAYMENTS Bill payment consumes your time and can be difficult to manage. Auto pay options can save time and ensure good credit.
  • management tools for the new year! 6. FIND APPS TO ORGANIZE YOUR FINANCES Technology helps us organize a lot of our day to day finances. Use these services to your advantage!
  • The average youth financial literacy score in the US is 58%. We can do much better. (nes.org) 7. INCREASE YOUR FINANCIAL LITERACY Money doesn’t grow on trees. Take some time to increase your financial awareness in the new year. We can help.
  • Invest your money through stocks, bonds or mutual funds. It’s one of the smartest things you can do with your money. 8. RESEARCH LONG-TERM INVESTMENT OPPORTUNITIESsome careful research and Set a part of your budget aside for future goals. Do allow your money to work for you.