AFFORDABLE HOMES

PRESENTATION 7 years working in real estate sector in the área of Almanzora Valley. Specialist developing new concepts. General Manager of INICIATIVAS EXPRESSO SL. The company works in differents Areas: Creation of marketing Campagnes,publicty,etc .. Commercialization Of real states products. CRISTOBAL MARCHÁN

BEFORE TO GO AHEAD: FIRST QUESTION HOW MANY PEOPLE KNOWS ,IN THIS HALL, WHAT MEANS: VPO

SECOND QUESTION HOW MANY PEOPLE KNOWS ,IN THIS HALL, WHAT MEANS: AFFORDABLE HOMES

AFFORDABLE HOMES VPO =

Exist two different types of VPO (AFFORDABLE HOMES) + INFO PUBLIC AND PRIVATE Developer is the town hall Developer is private companies

Plan Concertado de Vivienda y Suelo 2008-2012 + INFO Last years has increase considerably the numbers of developments as VPO.The reason is : Institutional plan of the Central Governement and Junta de Andalucía.

Number of VPO from january to december 2008 Total : 128 Total : 107 Total : 45

Number of VPO from january to setember 2009 Total : 128 One of the greatest difference with not Council homes is the way to fix the price . In Almanzora Valley the fix price is 1.212.-€/sqm usable.(NOT SQM.BUILD)

VPO= AFFORDABLE HOMES PHILOSOFIE & LAWS NORMATIVE :LEY 13/2005, 11 de noviembre, Medidas Para la Viivienda Protegida y el Suelo.(BOJA núm 227) To make effective the constitutional mandate contained in Article 47 of the Constitution, in order one Ensuring access to decent housing . Establishing mechanisms for the selecting of buyers able generally under the principles of equality, advertising and competition .

VPO=AFFORDABLE HOMES=COUNCIL HOUSES CHAPTER I Artícle 2. Concept. 1. Subsidized housing means , for the This Law, which meets the conditions of use, purpose, quality, sale price or and, where applicable, size and design established in this Law and other provisions which may apply and be qualified as such by the Ministry responsible for housing.

Artícle 3. Subjects addressed VPO.

The sheltered housing will go to families with limited financial resources that meet the requirements for both the composition of the household to determine the level and family income, is established in the different programs that integrate the housing and land plans.

In these programs will take particular housing needs of social groups with special difficulties in access to housing, as, inter alia, youth, elderly, disabled, victims of terrorism, single parents, from situations involving breach of households, victims of gender violence and returning emigrants.

The selection of persons to whom they are intended for sheltered housing is made in accordance with the principles of equality, advertising and competition, according to the rules of this Law

INCOMES BETWEN 9.000.-€ TO 33.000 € PRACTICALLY EVERY BODY EVERY BODY MUST HAVE THE OPPORTUNITY

Article 4. Destination.

The sheltered housing will be used for residence regular and permanent.

May not acquire for itself or promote a council house who are holders of full control of any other free or subsidized housing or in possession of it under a real right of enjoyment or enjoyment life.

Full text of the law, can be seen in: http://www.juntadeandalucia.es/boja/boletines/2005/227/d/1.html

Artícle 6. Maximum sales price.

During the statutory period of protection, any disposition, lease or purchase of sheltered housing is subject to a maximum price , that will be set for each corresponding areas in the housing and land plans.

Prohibited the collection of any premium, bonus or other amount to which it relates meet or lessee who buys a home protected, but may be justified by the same improvements or works to the approved project.

Without prejudice to administrative sanctions shall be null and void clauses or provisions that set Price higher than the maximum permitted by applicable regulation , such provisions must be understood as references to legal maximum price that may apply.

VPO= AFFORDABLE HOMES

VPO= AFFORDABLE HOMES Artícle 12. Pre-emption rights (Derechos de tanteo y retracto.) 1. The resale by the ownership of the property of sheltered housing will be subject to rights of first refusal for the legal administration of the Government of Andalusia, or City Council or public authority that are designated by former. Home buyers can not sell, for a minimum period of ten years from the date of formalization of the acquisition. The right of first refusal shall be exercised up to a maximum price equal to the one for sheltered housing of the type involved in the corresponding areas in the intended date of alienation . The right of repurchase shall be exercised by the price transmission, which may not exceed the maximum force for sheltered housing referred to above. THE PRICE WILL BE CONTROLLED BY THE LAWS YOU CAN RESALE BUT IN 10 YEARS AVOID SPECULATION http://www.juntadeandalucia.es/viviendayordenaciondelterritorio/www/jsp/estatica.jsp?pma=4&ct=5&e=vivienda/vivienda_protegida/index.html MORE INFO

CASES THAT YOU CAN SELL THE VPO Work statement Increase in household members. Divorce ETC...

WHO CAN GET A HOME? Everybody: spanish,english,ecuatorians,canadians. etc... Everybody: without house in his name Every body: with incomes by year less than 25.833.-€ Gain  3,5 times the IPREM of 2.009 =7.381 €., mens less than: 25.833.-€ To know more about IPREM LINK HERE

ADVANTAGES Price fixed Low Price Grants Bank Guarantee Mortageable

GRANTS SPECIAL MORTGAGE ENTRANCE Every body with incomes less than 18.452.-€/year 7.000.-€ Every body with incomes less than 25.833.-€/year 4.000.-€ Younger tan 35 with incomes less than 18.452.-€/year 10.000.-€ Younger tan 35 with incomes betwen 18.452.- to 25.833.-€/year 7.000.-€ Other cases, like large families and disabled 11.200.-€ Every body with incomes less than 18.452.-€/year 82.-€/10.000.-€ Every body with incomes less than 25.833.-€/year Other cases, like large families and disabled 42.-€/10.000.-€ 132.-€/10.000.-€

DESVENTAJAS

23 APARTMENTS VPO 8 APARTMENTS “FREE”=(NOT QUALIFIED AS VPO) ALMANZORA-CANTORIA-ALMERIA “ HOUSES FOR EVERYBODY” VPO VIVIENDAS DE PROTECCIÓN OFICIAL

VPO VIVIENDAS DE PROTECCIÓN OFICIAL DESCRIPTION OF THE PROJECT Localization SITTED IN “ALMANZORA”, THIS VILLAGE ARE PART OF “CANTORIA” DISTANCE COMMERCE.............................100 Mts. COMERCIAL CENTRE............. 5 Kms. BANKS......................................200 Mts. MEDICAL CENTER.................. 3 Kms. HOSPITAL ............................... 29 Kms. AIRPORT.................................. 115 Kms. BEACH...................................... 50 Kms. GOLF........................................ 41 Kms.

VPO VIVIENDAS DE PROTECCIÓN OFICIAL Localization ALMANZORA This litle village is estrtegically sitted, in a quiet place,but a few minutos of Albox, a city with all services. The new motorway will be in only 1,7 km. ALMERIA

VPO VIVIENDAS DE PROTECCIÓN OFICIAL Location

VPO VIVIENDAS DE PROTECCIÓN OFICIAL The building The building is a fussion of tradicional style and moderns elements.

VPO VIVIENDAS DE PROTECCIÓN OFICIAL The building

VPO VIVIENDAS DE PROTECCIÓN OFICIAL Plans Ground Floor

VPO VIVIENDAS DE PROTECCIÓN OFICIAL Plans First floor

VPO VIVIENDAS DE PROTECCIÓN OFICIAL Plans átics

VPO VIVIENDAS DE PROTECCIÓN OFICIAL Plans Storage rooms and garages

VPO VIVIENDAS DE PROTECCIÓN OFICIAL types a 2 60,19 53,29 64.587,48 € 6 7.197,30 € 71.784,78 € b 2 60,19 53,29 64.587,48 € 7 7.197,30 € 71.784,78 € beds Sqm buld Sqm use Price nº parking total

VPO VIVIENDAS DE PROTECCIÓN OFICIAL types Nota I: not VPO Nota II: SOLD h 1 36,96 32,96 53.936,64 € 29 12.000,00 € 65.936,64 € beds Sqm buld Sqm use Price nº parking total

VPO VIVIENDAS DE PROTECCIÓN OFICIAL tipologías c 2 55,18 50,01 60.612,12 € 8 7.197,30 € 67.809,42 € d 2 55,18 50,01 60.612,12 € 10 7.197,30 € 67.809,42 € f 2 55,18 50,01 60.612,12 € 11 7.197,30 € 67.809,42 € l 2 55,18 50,01 60.612,12 € 19 7.197,30 € 67.809,42 € beds Sqm buld Sqm use Price nº parking total

VPO VIVIENDAS DE PROTECCIÓN OFICIAL tipologías Nota I: vivienda libre Nota II: VENDIDA e 2 52,87 47,72 79.000,00 € 2 12.000,00 € 91.000,00 € beds Sqm buld Sqm use Price nº parking total

VPO VIVIENDAS DE PROTECCIÓN OFICIAL tipologías g 1 44,92 40,39 48.952,68 € 12 7.197,30 € 56.149,98 € i 1 44,92 40,39 48.952,68 € 13 7.197,30 € 56.149,98 € j 1 44,92 40,39 48.952,68 € 14 7.197,30 € 56.149,98 € k 1 44,92 40,39 48.952,68 € 22 7.197,30 € 56.149,98 € beds Sqm buld Sqm use Price nº parking total

VPO VIVIENDAS DE PROTECCIÓN OFICIAL tipologías m 3 101,67 89,98 109.055,76 € 20 7.197,30 € 116.253,06 € beds Sqm buld Sqm use Price nº parking total

VPO VIVIENDAS DE PROTECCIÓN OFICIAL tipologías n 3 95,96 86,25 104.535,00 € 21 7.197,30 € 111.732,30 € beds Sqm buld Sqm use Price nº parking total

VPO VIVIENDAS DE PROTECCIÓN OFICIAL tipologías a 2 60,19 53,29 64.587,48 € 6 7.197,30 € 71.784,78 € b 2 60,19 53,29 64.587,48 € 7 7.197,30 € 71.784,78 € beds Sqm buld Sqm use Price nº parking total

VPO VIVIENDAS DE PROTECCIÓN OFICIAL tipologías g 2 70,12 63,38 76.816,56 € 30 7.197,30 € 84.013,86 € beds Sqm buld Sqm use Price nº parking total

VPO VIVIENDAS DE PROTECCIÓN OFICIAL tipologías VIVIENDAS DE PROTECCIÓN OFICIAL c 3 79,28 70,05 84.900,60 € 25 7.197,30 € 92.097,90 € e 3 79,28 70,05 84.900,60 € 15 7.197,30 € 92.097,90 € beds Sqm buld Sqm use Price nº parking total

VPO tipologías a 3 97,53 85,66 103.819,92 € 23 7.197,30 € 111.017,22 € beds Sqm buld Sqm use Price nº parking total

VPO VIVIENDAS DE PROTECCIÓN OFICIAL types j 3 101,67 89,98 109.055,76 € 33 7.197,30 € 116.253,06 € beds Sqm buld Sqm use Price nº parking total

VPO VIVIENDAS DE PROTECCIÓN OFICIAL tipologías k 3 95,96 86,25 104.535,00 € 34 7.197,30 € 111.732,30 € beds Sqm buld Sqm use Price nº parking total

VPO VIVIENDAS DE PROTECCIÓN OFICIAL tipologías f 3 84,45 76,11 92.245,32 € 28 7.197,30 € 99.442,62 € h 3 84,45 76,11 92.245,32 € 31 7.197,30 € 99.442,62 € i 3 84,45 76,11 92.245,32 € 32 7.197,30 € 99.442,62 € beds Sqm buld Sqm use Price nº parking total

VPO VIVIENDAS DE PROTECCIÓN OFICIAL tipologías

VPO VIVIENDAS DE PROTECCIÓN OFICIAL Price List planta baja Nº HAB sc su pisos nº parking parkig total libres y vendidos c 2 55,18 50,01 60.612,12 € 8 7.197,30 € 67.809,42 € d 2 55,18 50,01 60.612,12 € 10 7.197,30 € 67.809,42 € f 2 55,18 50,01 60.612,12 € 11 7.197,30 € 67.809,42 € l 2 55,18 50,01 60.612,12 € 19 7.197,30 € 67.809,42 € g 1 44,92 40,39 48.952,68 € 12 7.197,30 € 56.149,98 € i 1 44,92 40,39 48.952,68 € 13 7.197,30 € 56.149,98 € j 1 44,92 40,39 48.952,68 € 14 7.197,30 € 56.149,98 € k 1 44,92 40,39 48.952,68 € 22 7.197,30 € 56.149,98 € e 2 52,87 47,72 79.000,00 € 2 12.000,00 € 91.000,00 € vendido a 2 60,19 53,29 64.587,48 € 6 7.197,30 € 71.784,78 € b 2 60,19 53,29 64.587,48 € 7 7.197,30 € 71.784,78 € m 3 101,67 89,98 109.055,76 € 20 7.197,30 € 116.253,06 € n 3 95,96 86,25 104.535,00 € 21 7.197,30 € 111.732,30 € h 1 36,96 32,96 53.936,64 € 29 12.000,00 € 65.936,64 € vendido planta primera c 3 79,28 70,05 84.900,60 € 25 7.197,30 € 92.097,90 € e 3 79,28 70,05 84.900,60 € 15 7.197,30 € 92.097,90 € f 3 84,45 76,11 92.245,32 € 28 7.197,30 € 99.442,62 € h 3 84,45 76,11 92.245,32 € 31 7.197,30 € 99.442,62 € i 3 84,45 76,11 92.245,32 € 32 7.197,30 € 99.442,62 € a 3 97,53 85,66 103.819,92 € 23 7.197,30 € 111.017,22 € b 1 44,17 40,01 48.492,12 € 24 7.197,30 € 55.689,42 € d 1 44,17 40,01 48.492,12 € 16 7.197,30 € 55.689,42 € j 3 101,67 89,98 109.055,76 € 33 7.197,30 € 116.253,06 € g 2 70,12 63,38 76.816,56 € 30 7.197,30 € 84.013,86 € k 3 95,96 86,25 104.535,00 € 34 7.197,30 € 111.732,30 € planta atico a 2 67,23 58,77 107.938,32 € 26 12.000,00 € 128.281,32 € vendido b 2 61,21 54,98 97.198,64 € 27 12.000,00 € 116.956,64 € vendido c 1 54,12 48,88 84.550,08 € 3 12.000,00 € 103.840,08 € vendido d 1 45,07 40,71 68.048,80 € 5 12.000,00 € 88.958,80 € vendido e 1 46,44 42,21 70.848,96 € 1 12.000,00 € 90.174,96 € vendido f 1 56,77 49,02 89.277,68 € 18 12.000,00 € 108.666,68 € vendido

TAKING ACCOUNT THIS INFORMATION HOW MANY PEOPLE IN THIS HALL WOULD CHOOSE “VPO” AND HOW MANY OF YOU WOULD CHOOSE “NOT VPO” VPO NOT VPO

THIS PRESENTATION YOU CAN FIND IN VIDEO AND POWER POINT IN www.2besolutions.com

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