For more information and assistance with your problems call me at:
(405) 237-2174 or (405) 227-9423
Index of Creditwrench docs on Google and Creditwrench web sites
Slideshare for google Docs
Results of trying to fix your credit.
Why fight if you can't win the case?
Respond to a demand for assets questionairre.
How to Read a Legal Opinion: A Guide for New Law Students
How to prepare a response to a summons & complaint
Richard needs help defeating a debt collector
False & Misleading information
Creditwrench web site
Creditwrrench TV & podcasts
Creditwrench Message Forum
Friday night conference calls by Creditwrench
Free legal research links
List of community property states
Open Office is free and it is a better word processor than Microsoft Word. The Open Office package
contains everything that Microsoft Office carries however most of their programs are not as good as
those contained in Microsoft office.
Download Open Office.
huge list of collection agencies and their contact info
How to win in court without lawyers
How to deal with municipal harassment
A worthless ebook you can buy for $37.00.
FTC web pages.
How to dispute credit report errors
Supreme Court decision threatens speed camera industry
Alll My Youtube videos
Mortgage and foreclosure links and information
If you suspect your loan is in an asset trust pool that you have a name for but don't have proof, If you
are officially in foreclosure or bankruptcy , get a 10-D report on this entity at the SEC search engine
Mortgage file locator from SEC
This will break down the holdings into these categories and you can search for your loan
number and other loan information to see if it is in this Asset backed Trust Pool.
When in the 10-D report look for EX-99.1 CHARTER and find your information. If it is there it
will be under FORECLOSURE LOAN DETAIL REPORT or BANKRUPTCY LOAN DETAIL
Then on the same search engine get an 8-k report for this entity. This will show other
corporate entities connected with the pool and where such an entity is chartered or created.
Then you can find out from that state if that is true.
You can also get the prospectus for this entity which will also show theses things as well.
The 8-k will also have addresses and phone numbers for these entities and you can call and
ask about that pool if it has a loan of the amount and date as yours.
Call the Sec of State first and confirm they are incorporated where the SEC reports say they
are as the exact name you have or is given to you by the SEC.
If it is New York you will also need to contact the Investment Protection Bureau of the
Attorney General’s office.
If they are there, ask them to fax you a copy of the charter.
If there is no charter under this exact name (assuming this is the name that is suppose to
be holder of the debt) Ask them to fax this fact to you so you will have something to take
to the closing or into court. Ask for a letter to this effect for later purposes.
If the sale is imminent take the charter and let the lawyer read it and see it does not
authorize their actions with it if you think it does not. Or take what facts you have and Tell
him if he is wrong to have the sale, you'll have his bar license if he goes through with the sale
and sue him for your loss when the contract or rights of the party he is foreclosing for is found
If Dunn and Bradstreet has no profile on the holder of the contract Ask Dand B why they have
no profile on this corporation or if their lack of one means they are not a corporation. Seek to
get a fax now and a written explanation later.