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Index of Creditwrench docs on Google and Creditwrench web sites
Results of trying to fix your credit.
Why fight if you can't win the case?
Respond to a demand for assets questionairre.
How to Read a Legal Opinion: A Guide for New Law Students
How to prepare a response to a summons & complaint
Richard needs help defeating a debt collector
False & Misleading information
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Free legal research links
List of community property states
Open Office is free and it is a better word processor than Microsoft Word. The Open
Office package contains everything that Microsoft Office carries however most of their
programs are not as good as those contained in Microsoft office.
Download Open Office.
huge list of collection agencies and their contact info
How to win in court without lawyers
How to deal with municipal harassment
A worthless ebook you can buy for $37.00.
FTC web pages.
How to dispute credit report errors
Supreme Court decision threatens speed camera industry
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Mortgage and foreclosure links and information
If you suspect your loan is in an asset trust pool that you have a name for but don't have
proof, If you are officially in foreclosure or bankruptcy , get a 10-D report on this entity
at the SEC search engine
Mortgage file locator from SEC
This will break down the holdings into these categories and you can search for
your loan number and other loan information to see if it is in this Asset backed
When in the 10-D report look for EX-99.1 CHARTER and find your information. If
it is there it will be under FORECLOSURE LOAN DETAIL REPORT or
BANKRUPTCY LOAN DETAIL REPORT.
Then on the same search engine get an 8-k report for this entity. This will show
other corporate entities connected with the pool and where such an entity is
chartered or created. Then you can find out from that state if that is true.
You can also get the prospectus for this entity which will also show theses
things as well.
The 8-k will also have addresses and phone numbers for these entities and you
can call and ask about that pool if it has a loan of the amount and date as yours.
Call the Sec of State first and confirm they are incorporated where the SEC
reports say they are as the exact name you have or is given to you by the
If it is New York you will also need to contact the Investment Protection Bureau of
the Attorney General’s office.
If they are there, ask them to fax you a copy of the charter.
If there is no charter under this exact name (assuming this is the name that is
suppose to be holder of the debt) Ask them to fax this fact to you so you will
have something to take to the closing or into court. Ask for a letter to this
effect for later purposes.
If the sale is imminent take the charter and let the lawyer read it and see it does
not authorize their actions with it if you think it does not. Or take what facts you
have and Tell him if he is wrong to have the sale, you'll have his bar license if he
goes through with the sale and sue him for your loss when the contract or rights
of the party he is foreclosing for is found void.
If Dunn and Bradstreet has no profile on the holder of the contract Ask Dand B
why they have no profile on this corporation or if their lack of one means they are
not a corporation. Seek to get a fax now and a written explanation later.