Absolutely free credit scores

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Why are your credit scores so important? What does it take to get a high credit score? How can you check your 3 credit scores from Experian, Equifax, Transunion free? Get answers to your credit score questions.

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Absolutely free credit scores

  1. 1. Do you know your credit score? Do you know all 3 of your credit scores? Learn how to get all 3 absolutely free credit scores<br />
  2. 2. You should know all your credit scores.<br />
  3. 3. Your credit scores can make a huge difference in whether you can buy a home or car or whether you get any other type of loan.<br />
  4. 4. Your credit scores can determine if you get a job offer or a job promotion you've been wanting.<br />
  5. 5. And an equally important question is do you know how to make your credit score higher?<br />
  6. 6. Your credit scores have probably never been more important. Unemployment and foreclosures have decimated millions of people's creditworthiness.<br />
  7. 7. Credit reporting errors can also contribute to lower credit scores. The only way you will know is if you check your scores regularly.<br />
  8. 8. Credit seeps into every aspect of your life - loans, credit cards, insurance, employment and more.<br />
  9. 9. You may have to put down security deposits with cell phone providers and utility companies for example because of low scores.<br />
  10. 10. Without good credit you may have trouble in many ways. You may be paying much more for all your financial products than you should.<br />
  11. 11. You could pay over a million dollars over your lifetime in higher interest charges than you should with an average or below average credit score.<br />
  12. 12. That's $1,000,000.00!<br />
  13. 13. This is why it is critical you work on getting an excellent credit score with all three credit reporting agencies - Transunion, Equifax, and Experian - as soon as possible.<br />
  14. 14. One common misconception to boosting your scores is that closing your aged accounts will raise your score. This is not true.<br />
  15. 15. When you close accounts you can actually lower your credit score.<br />
  16. 16. You are basically throwing away all those years of good credit history when you close your old accounts. So leave them open.<br />
  17. 17. People with excellent credit scores have aged accounts 10, 15, 20 years old.<br />
  18. 18. And both you and your spouse's credit scores matter. So both of you have to check your scores regularly and know where you stand.<br />
  19. 19. 5 Keys to the best credit scores:<br />
  20. 20. 1. Spending pattern - Do you pay on time? Do not spend more than you can afford to pay off.<br />
  21. 21. 2. Available credit that you are using - Stay under 10% if possible.<br />
  22. 22. Do not max out your credit cards.<br />
  23. 23. 3. Age of your credit history - Stable, long term loans have better scores.<br />
  24. 24. 4. Mix of credit accounts - Home loan, car loan, and a few credit cards make a good credit mix.<br />
  25. 25. 5. Number of inquiries - too many inquiries can hurt your score, make sure you know when someone plans to check your credit.<br />
  26. 26. Keep in mind that checking your own credit score does not lower your scores though.<br />
  27. 27. When it comes to your credit reports and credit scores, what you don't know can hurt you financially for years.<br />
  28. 28. See all 3 absolutely free credit scores online in seconds from the major credit reporting bureaus: Equifax, Experian, and TransUnion.<br />
  29. 29. Know before you apply for a new loan, get identity theft protection, and dispute errors that are keeping your scores lower than they should be.<br />
  30. 30. Get a detailed analysis showing what is affecting your scores. Receive email alerts for certain changes to your credit profile. <br />
  31. 31. Plus, get up to $1,000,000 of identity theft insurance.<br />
  32. 32. Get your free Experian, Equifax, and Transunion credit scores at www.absolutelyfreecreditscores.com<br />

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