Absolutely free credit scores
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Absolutely free credit scores

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Why are your credit scores so important? What does it take to get a high credit score? How can you check your 3 credit scores from Experian, Equifax, Transunion free? Get answers to your credit score ...

Why are your credit scores so important? What does it take to get a high credit score? How can you check your 3 credit scores from Experian, Equifax, Transunion free? Get answers to your credit score questions.

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Absolutely free credit scores Absolutely free credit scores Presentation Transcript

  • Do you know your credit score? Do you know all 3 of your credit scores? Learn how to get all 3 absolutely free credit scores
  • You should know all your credit scores.
  • Your credit scores can make a huge difference in whether you can buy a home or car or whether you get any other type of loan.
  • Your credit scores can determine if you get a job offer or a job promotion you've been wanting.
  • And an equally important question is do you know how to make your credit score higher?
  • Your credit scores have probably never been more important. Unemployment and foreclosures have decimated millions of people's creditworthiness.
  • Credit reporting errors can also contribute to lower credit scores. The only way you will know is if you check your scores regularly.
  • Credit seeps into every aspect of your life - loans, credit cards, insurance, employment and more.
  • You may have to put down security deposits with cell phone providers and utility companies for example because of low scores.
  • Without good credit you may have trouble in many ways. You may be paying much more for all your financial products than you should.
  • You could pay over a million dollars over your lifetime in higher interest charges than you should with an average or below average credit score.
  • That's $1,000,000.00!
  • This is why it is critical you work on getting an excellent credit score with all three credit reporting agencies - Transunion, Equifax, and Experian - as soon as possible.
  • One common misconception to boosting your scores is that closing your aged accounts will raise your score. This is not true.
  • When you close accounts you can actually lower your credit score.
  • You are basically throwing away all those years of good credit history when you close your old accounts. So leave them open.
  • People with excellent credit scores have aged accounts 10, 15, 20 years old.
  • And both you and your spouse's credit scores matter. So both of you have to check your scores regularly and know where you stand.
  • 5 Keys to the best credit scores:
  • 1. Spending pattern - Do you pay on time? Do not spend more than you can afford to pay off.
  • 2. Available credit that you are using - Stay under 10% if possible.
  • Do not max out your credit cards.
  • 3. Age of your credit history - Stable, long term loans have better scores.
  • 4. Mix of credit accounts - Home loan, car loan, and a few credit cards make a good credit mix.
  • 5. Number of inquiries - too many inquiries can hurt your score, make sure you know when someone plans to check your credit.
  • Keep in mind that checking your own credit score does not lower your scores though.
  • When it comes to your credit reports and credit scores, what you don't know can hurt you financially for years.
  • See all 3 absolutely free credit scores online in seconds from the major credit reporting bureaus: Equifax, Experian, and TransUnion.
  • Know before you apply for a new loan, get identity theft protection, and dispute errors that are keeping your scores lower than they should be.
  • Get a detailed analysis showing what is affecting your scores. Receive email alerts for certain changes to your credit profile.
  • Plus, get up to $1,000,000 of identity theft insurance.
  • Get your free Experian, Equifax, and Transunion credit scores at www.absolutelyfreecreditscores.com