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Electronic Check Service

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  • 1. ELECTRONIC CHECK SERVICE COSA ARANDA (04213130) ICHWANUL ARIF (04210055) ACHMAD AFFANDI (04210040)
  • 2. Sebagian pengeluaran di US menggunakan rekening cek  ± 36 juta cek / tahun REASON FOR CONVERSION ++ Cek kertas melalui banyak pemeriksaan dari lembaga keuangan  butuh waktu lama The Reason Cek kertas rawan penipuan  membuang waktu dan merugikan retailer Pengguna Mayoritas pelanggan retailer membayar dengan cek Retailer $$$ Efisien
  • 3. BENEFIT FOR RETAILER Relasi Satu Bank Biaya Berkurang Akses Dana Cepat Resiko Berkurang $$$ Laporan Lebih Baik
  • 4. CHANGE DRIVERS 1.3 Juta Memperbolehkan penerima cek asli untuk membuat versi digital dari cek asli tersebut (cheque truncation) Check 21 Act Biaya Storage Menurun, Kecepatan Melegalkan Electronic Check (E-Check) E-check dan Penggunaan E-check CPU Meningkat 14 Juta Pembayaran yang dilakukan melalui jaringan internet Kemajuan Teknologi Cek Kertas format elektrik dan berfungsi / bertujuan sama dalam Diproses Pada dengan pembayaran konvensional Digital Imaging dan Tahun 2013 Character Recognition
  • 5. ECS SOLUTION OFFERING
  • 6. Consumer checks Business Checks Solusi Corporate Checks Lengkap Convenience Checks & NOVA’S ECS Fleksibel Point of Sales (POP) Mail / Dropbox (ARC) Solusi Lengkap & Fleksibel Dapat menerima segala jenis cek Dapat disajikan dengan cara apapun Dapat melalui banyak jalur Memiliki perlindungan terhadap resiko Laporan Lengkap Kerjasama Institusi Keuangan Nova’s Direct DDA Access ACH Conversion Check Replacement Document ConversionRuang Guarantee with Penyimpanan Conversion with Verification and Collection Luas Conversion with Verification Conversion Only
  • 7. ECS TRANSACTION PROCESS
  • 8. ECS PROCESSING SOLUTIONS
  • 9. MEDIA & SERVICES ATM E-Banking Debit / Credit Card Direct Deposit & Direct Payment Direct Payment Electronic bill Presentment and Payment (EBPP) Electronic Check Conversion Electronic Fund Transfer (EFT)

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